- Home
- Car Insurance
- RACQ Insurance
- Comprehensive
Comprehensive
- New car replacement
- Flexible excess
Agreed or market value
Either
New for old car replacement
if written off before 2 years
Roadside assistance
Not available
Comprehensive
- New car replacement
- Flexible excess
Agreed or market value
Either
New for old car replacement
if written off before 2 years
Roadside assistance
Not available
Pros and Cons
For Comprehensive
Benefits
- Insure at agreed or market value
- New car replacement
- Flexible excess to reduce premium
- Online discount
- Multi-policy discount
- No claims discount
Drawbacks
- Roadside assistance unavailable
- Monthly payments increases total cost
- No rental car available after accident
RACQ Insurance Rate Car Insurance overview
For Comprehensive
Features
Agreed or market value
Either
New for old car replacement
if written off before 2 years
Roadside assistance
Not available
Increase excess to reduce premium
Pay monthly at no extra cost
Covers non nominated resident driver
Online discount
Combined policy discount
No claim discount
Cooling off period
21 days
Target Market Determination
Visit RACQ Insurance to view Target Market Determination.
Insurance Cover
Loss or damage to your vehicle
Damage to other people's car / property
up to $20,000,000
Windscreen cover
Optional
Trailer cover
Standard
$750
Baby capsule/child seat benefit
Standard
$500
Personal effects cover
$500
Key replacement/recoding benefit
Standard
$750
Death benefit
$7500
After Accident Care
Cover for rental car
Towing of vehicle
Reasonable cost
Emergency repairs
$500
Free repair service
Free wind screen claim
Choice of repairer
Standard
Lifetime guarantee on repairs
Death benefit
$7500
