Borrow amount
$30k
Advertised Rate

8.95%

Fixed

Comparison Rate*

9.16%

Loan term
5 Years
Bank Australia
Repayment frequency
Monthly
Monthly repayment

$622

Number of repayments
60
Total interest paid
$7.3k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Feb 2021$398.27$223.75$622.02$29,601.73
2Mar 2021$401.24$220.78$622.02$29,200.49
3Apr 2021$404.23$217.79$622.02$28,796.26
4May 2021$407.25$214.77$622.02$28,389.01
5Jun 2021$410.29$211.73$622.02$27,978.72
6Jul 2021$413.35$208.67$622.02$27,565.37
7Aug 2021$416.43$205.59$622.02$27,148.94
8Sep 2021$419.53$202.49$622.02$26,729.41
9Oct 2021$422.66$199.36$622.02$26,306.75
10Nov 2021$425.82$196.20$622.02$25,880.93
11Dec 2021$428.99$193.03$622.02$25,451.94
2021 Total$4,548.06$2,294.16$6,842.22
12Jan 2022$432.19$189.83$622.02$25,019.75
13Feb 2022$435.41$186.61$622.02$24,584.34
14Mar 2022$438.66$183.36$622.02$24,145.68
15Apr 2022$441.93$180.09$622.02$23,703.75
16May 2022$445.23$176.79$622.02$23,258.52
17Jun 2022$448.55$173.47$622.02$22,809.97
18Jul 2022$451.90$170.12$622.02$22,358.07
19Aug 2022$455.27$166.75$622.02$21,902.80
20Sep 2022$458.66$163.36$622.02$21,444.14
21Oct 2022$462.08$159.94$622.02$20,982.06
22Nov 2022$465.53$156.49$622.02$20,516.53
23Dec 2022$469.00$153.02$622.02$20,047.53
2022 Total$5,404.41$2,059.83$7,464.24
24Jan 2023$472.50$149.52$622.02$19,575.03
25Feb 2023$476.02$146.00$622.02$19,099.01
26Mar 2023$479.57$142.45$622.02$18,619.44
27Apr 2023$483.15$138.87$622.02$18,136.29
28May 2023$486.75$135.27$622.02$17,649.54
29Jun 2023$490.38$131.64$622.02$17,159.16
30Jul 2023$494.04$127.98$622.02$16,665.12
31Aug 2023$497.73$124.29$622.02$16,167.39
32Sep 2023$501.44$120.58$622.02$15,665.95
33Oct 2023$505.18$116.84$622.02$15,160.77
34Nov 2023$508.95$113.07$622.02$14,651.82
35Dec 2023$512.74$109.28$622.02$14,139.08
2023 Total$5,908.45$1,555.79$7,464.24
36Jan 2024$516.57$105.45$622.02$13,622.51
37Feb 2024$520.42$101.60$622.02$13,102.09
38Mar 2024$524.30$97.72$622.02$12,577.79
39Apr 2024$528.21$93.81$622.02$12,049.58
40May 2024$532.15$89.87$622.02$11,517.43
41Jun 2024$536.12$85.90$622.02$10,981.31
42Jul 2024$540.12$81.90$622.02$10,441.19
43Aug 2024$544.15$77.87$622.02$9,897.04
44Sep 2024$548.20$73.82$622.02$9,348.84
45Oct 2024$552.29$69.73$622.02$8,796.55
46Nov 2024$556.41$65.61$622.02$8,240.14
47Dec 2024$560.56$61.46$622.02$7,679.58
2024 Total$6,459.5$1,004.74$7,464.24
48Jan 2025$564.74$57.28$622.02$7,114.84
49Feb 2025$568.96$53.06$622.02$6,545.88
50Mar 2025$573.20$48.82$622.02$5,972.68
51Apr 2025$577.47$44.55$622.02$5,395.21
52May 2025$581.78$40.24$622.02$4,813.43
53Jun 2025$586.12$35.90$622.02$4,227.31
54Jul 2025$590.49$31.53$622.02$3,636.82
55Aug 2025$594.90$27.12$622.02$3,041.92
56Sep 2025$599.33$22.69$622.02$2,442.59
57Oct 2025$603.80$18.22$622.02$1,838.79
58Nov 2025$608.31$13.71$622.02$1,230.48
59Dec 2025$612.84$9.18$622.02$617.64
2025 Total$7,061.94$402.3$7,464.24
60Jan 2026$617.41$4.61$622.02$0.23
2025 Total$617.41$4.61$622.02