Fixed Car Loan (with Low Emission Vehicle discount) from Bank Australia
Borrow amount
$30k
Advertised Rate
5.45
% p.a
Fixed
Comparison Rate*
5.45
% p.a
Loan term
5 Years
Repayment frequency
Monthly
Monthly repayment
$572
Number of repayments
60
Total interest paid
$4.3k
Total repayments
$34,341
Monthly Repayment Schedule
Results are estimates only. Please allow for slight rounding differences.
| № | Date | Principal | Interest | Payment | Balance |
|---|---|---|---|---|---|
| 1 | Jun 2021 | $436.09 | $136.25 | $572.34 | $29,563.91 |
| 2 | Jul 2021 | $438.07 | $134.27 | $572.34 | $29,125.84 |
| 3 | Aug 2021 | $440.06 | $132.28 | $572.34 | $28,685.78 |
| 4 | Sep 2021 | $442.06 | $130.28 | $572.34 | $28,243.72 |
| 5 | Oct 2021 | $444.07 | $128.27 | $572.34 | $27,799.65 |
| 6 | Nov 2021 | $446.08 | $126.26 | $572.34 | $27,353.57 |
| 7 | Dec 2021 | $448.11 | $124.23 | $572.34 | $26,905.46 |
| 2021 Total | $3,094.54 | $911.84 | $4,006.38 | ||
| 8 | Jan 2022 | $450.14 | $122.20 | $572.34 | $26,455.32 |
| 9 | Feb 2022 | $452.19 | $120.15 | $572.34 | $26,003.13 |
| 10 | Mar 2022 | $454.24 | $118.10 | $572.34 | $25,548.89 |
| 11 | Apr 2022 | $456.31 | $116.03 | $572.34 | $25,092.58 |
| 12 | May 2022 | $458.38 | $113.96 | $572.34 | $24,634.20 |
| 13 | Jun 2022 | $460.46 | $111.88 | $572.34 | $24,173.74 |
| 14 | Jul 2022 | $462.55 | $109.79 | $572.34 | $23,711.19 |
| 15 | Aug 2022 | $464.65 | $107.69 | $572.34 | $23,246.54 |
| 16 | Sep 2022 | $466.76 | $105.58 | $572.34 | $22,779.78 |
| 17 | Oct 2022 | $468.88 | $103.46 | $572.34 | $22,310.90 |
| 18 | Nov 2022 | $471.01 | $101.33 | $572.34 | $21,839.89 |
| 19 | Dec 2022 | $473.15 | $99.19 | $572.34 | $21,366.74 |
| 2022 Total | $5,538.72 | $1,329.36 | $6,868.08 | ||
| 20 | Jan 2023 | $475.30 | $97.04 | $572.34 | $20,891.44 |
| 21 | Feb 2023 | $477.46 | $94.88 | $572.34 | $20,413.98 |
| 22 | Mar 2023 | $479.63 | $92.71 | $572.34 | $19,934.35 |
| 23 | Apr 2023 | $481.80 | $90.54 | $572.34 | $19,452.55 |
| 24 | May 2023 | $483.99 | $88.35 | $572.34 | $18,968.56 |
| 25 | Jun 2023 | $486.19 | $86.15 | $572.34 | $18,482.37 |
| 26 | Jul 2023 | $488.40 | $83.94 | $572.34 | $17,993.97 |
| 27 | Aug 2023 | $490.62 | $81.72 | $572.34 | $17,503.35 |
| 28 | Sep 2023 | $492.85 | $79.49 | $572.34 | $17,010.50 |
| 29 | Oct 2023 | $495.08 | $77.26 | $572.34 | $16,515.42 |
| 30 | Nov 2023 | $497.33 | $75.01 | $572.34 | $16,018.09 |
| 31 | Dec 2023 | $499.59 | $72.75 | $572.34 | $15,518.50 |
| 2023 Total | $5,848.24 | $1,019.84 | $6,868.08 | ||
| 32 | Jan 2024 | $501.86 | $70.48 | $572.34 | $15,016.64 |
| 33 | Feb 2024 | $504.14 | $68.20 | $572.34 | $14,512.50 |
| 34 | Mar 2024 | $506.43 | $65.91 | $572.34 | $14,006.07 |
| 35 | Apr 2024 | $508.73 | $63.61 | $572.34 | $13,497.34 |
| 36 | May 2024 | $511.04 | $61.30 | $572.34 | $12,986.30 |
| 37 | Jun 2024 | $513.36 | $58.98 | $572.34 | $12,472.94 |
| 38 | Jul 2024 | $515.69 | $56.65 | $572.34 | $11,957.25 |
| 39 | Aug 2024 | $518.03 | $54.31 | $572.34 | $11,439.22 |
| 40 | Sep 2024 | $520.39 | $51.95 | $572.34 | $10,918.83 |
| 41 | Oct 2024 | $522.75 | $49.59 | $572.34 | $10,396.08 |
| 42 | Nov 2024 | $525.12 | $47.22 | $572.34 | $9,870.96 |
| 43 | Dec 2024 | $527.51 | $44.83 | $572.34 | $9,343.45 |
| 2024 Total | $6,175.05 | $693.03 | $6,868.08 | ||
| 44 | Jan 2025 | $529.91 | $42.43 | $572.34 | $8,813.54 |
| 45 | Feb 2025 | $532.31 | $40.03 | $572.34 | $8,281.23 |
| 46 | Mar 2025 | $534.73 | $37.61 | $572.34 | $7,746.50 |
| 47 | Apr 2025 | $537.16 | $35.18 | $572.34 | $7,209.34 |
| 48 | May 2025 | $539.60 | $32.74 | $572.34 | $6,669.74 |
| 49 | Jun 2025 | $542.05 | $30.29 | $572.34 | $6,127.69 |
| 50 | Jul 2025 | $544.51 | $27.83 | $572.34 | $5,583.18 |
| 51 | Aug 2025 | $546.98 | $25.36 | $572.34 | $5,036.20 |
| 52 | Sep 2025 | $549.47 | $22.87 | $572.34 | $4,486.73 |
| 53 | Oct 2025 | $551.96 | $20.38 | $572.34 | $3,934.77 |
| 54 | Nov 2025 | $554.47 | $17.87 | $572.34 | $3,380.30 |
| 55 | Dec 2025 | $556.99 | $15.35 | $572.34 | $2,823.31 |
| 2025 Total | $6,520.14 | $347.94 | $6,868.08 | ||
| 56 | Jan 2026 | $559.52 | $12.82 | $572.34 | $2,263.79 |
| 57 | Feb 2026 | $562.06 | $10.28 | $572.34 | $1,701.73 |
| 58 | Mar 2026 | $564.61 | $7.73 | $572.34 | $1,137.12 |
| 59 | Apr 2026 | $567.18 | $5.16 | $572.34 | $569.94 |
| 60 | May 2026 | $569.75 | $2.59 | $572.34 | $0.19 |
| 2026 Total | $2,823.12 | $38.58 | $2,861.7 |
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