RateCity.com.au
powering smart financial decisions
RateCity.com.au
Borrow amount
$30k
Interest Rate

5.45

% p.a

Fixed

Comparison Rate*

5.45

% p.a

Loan term
0 year to 5 years
Repayment frequency
Monthly
Monthly repayment

$572

Number of repayments
60
Total interest paid
$4.3k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Jul 2022$436.09$136.25$572.34$29,563.91
2Aug 2022$438.07$134.27$572.34$29,125.84
3Sep 2022$440.06$132.28$572.34$28,685.78
4Oct 2022$442.06$130.28$572.34$28,243.72
5Nov 2022$444.07$128.27$572.34$27,799.65
6Dec 2022$446.08$126.26$572.34$27,353.57
2022 Total$2,646.43$787.61$3,434.04
7Jan 2023$448.11$124.23$572.34$26,905.46
8Feb 2023$450.14$122.20$572.34$26,455.32
9Mar 2023$452.19$120.15$572.34$26,003.13
10Apr 2023$454.24$118.10$572.34$25,548.89
11May 2023$456.31$116.03$572.34$25,092.58
12Jun 2023$458.38$113.96$572.34$24,634.20
13Jul 2023$460.46$111.88$572.34$24,173.74
14Aug 2023$462.55$109.79$572.34$23,711.19
15Sep 2023$464.65$107.69$572.34$23,246.54
16Oct 2023$466.76$105.58$572.34$22,779.78
17Nov 2023$468.88$103.46$572.34$22,310.90
18Dec 2023$471.01$101.33$572.34$21,839.89
2023 Total$5,513.68$1,354.4$6,868.08
19Jan 2024$473.15$99.19$572.34$21,366.74
20Feb 2024$475.30$97.04$572.34$20,891.44
21Mar 2024$477.46$94.88$572.34$20,413.98
22Apr 2024$479.63$92.71$572.34$19,934.35
23May 2024$481.80$90.54$572.34$19,452.55
24Jun 2024$483.99$88.35$572.34$18,968.56
25Jul 2024$486.19$86.15$572.34$18,482.37
26Aug 2024$488.40$83.94$572.34$17,993.97
27Sep 2024$490.62$81.72$572.34$17,503.35
28Oct 2024$492.85$79.49$572.34$17,010.50
29Nov 2024$495.08$77.26$572.34$16,515.42
30Dec 2024$497.33$75.01$572.34$16,018.09
2024 Total$5,821.8$1,046.28$6,868.08
31Jan 2025$499.59$72.75$572.34$15,518.50
32Feb 2025$501.86$70.48$572.34$15,016.64
33Mar 2025$504.14$68.20$572.34$14,512.50
34Apr 2025$506.43$65.91$572.34$14,006.07
35May 2025$508.73$63.61$572.34$13,497.34
36Jun 2025$511.04$61.30$572.34$12,986.30
37Jul 2025$513.36$58.98$572.34$12,472.94
38Aug 2025$515.69$56.65$572.34$11,957.25
39Sep 2025$518.03$54.31$572.34$11,439.22
40Oct 2025$520.39$51.95$572.34$10,918.83
41Nov 2025$522.75$49.59$572.34$10,396.08
42Dec 2025$525.12$47.22$572.34$9,870.96
2025 Total$6,147.13$720.95$6,868.08
43Jan 2026$527.51$44.83$572.34$9,343.45
44Feb 2026$529.91$42.43$572.34$8,813.54
45Mar 2026$532.31$40.03$572.34$8,281.23
46Apr 2026$534.73$37.61$572.34$7,746.50
47May 2026$537.16$35.18$572.34$7,209.34
48Jun 2026$539.60$32.74$572.34$6,669.74
49Jul 2026$542.05$30.29$572.34$6,127.69
50Aug 2026$544.51$27.83$572.34$5,583.18
51Sep 2026$546.98$25.36$572.34$5,036.20
52Oct 2026$549.47$22.87$572.34$4,486.73
53Nov 2026$551.96$20.38$572.34$3,934.77
54Dec 2026$554.47$17.87$572.34$3,380.30
2026 Total$6,490.66$377.42$6,868.08
55Jan 2027$556.99$15.35$572.34$2,823.31
56Feb 2027$559.52$12.82$572.34$2,263.79
57Mar 2027$562.06$10.28$572.34$1,701.73
58Apr 2027$564.61$7.73$572.34$1,137.12
59May 2027$567.18$5.16$572.34$569.94
60Jun 2027$569.75$2.59$572.34$0.19
2027 Total$3,380.11$53.93$3,434.04