RateCity.com.au
powering smart financial decisions
RateCity.com.au
Borrow amount
$30k
Interest Rate

5.29

% p.a

Fixed

Comparison Rate*

5.56

% p.a

Loan term
5 years
Repayment frequency
Monthly
Monthly repayment

$570

Number of repayments
60
Total interest paid
$4.2k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Jul 2022$437.88$132.25$570.13$29,562.12
2Aug 2022$439.81$130.32$570.13$29,122.31
3Sep 2022$441.75$128.38$570.13$28,680.56
4Oct 2022$443.70$126.43$570.13$28,236.86
5Nov 2022$445.65$124.48$570.13$27,791.21
6Dec 2022$447.62$122.51$570.13$27,343.59
2022 Total$2,656.41$764.37$3,420.78
7Jan 2023$449.59$120.54$570.13$26,894.00
8Feb 2023$451.57$118.56$570.13$26,442.43
9Mar 2023$453.56$116.57$570.13$25,988.87
10Apr 2023$455.56$114.57$570.13$25,533.31
11May 2023$457.57$112.56$570.13$25,075.74
12Jun 2023$459.59$110.54$570.13$24,616.15
13Jul 2023$461.61$108.52$570.13$24,154.54
14Aug 2023$463.65$106.48$570.13$23,690.89
15Sep 2023$465.69$104.44$570.13$23,225.20
16Oct 2023$467.75$102.38$570.13$22,757.45
17Nov 2023$469.81$100.32$570.13$22,287.64
18Dec 2023$471.88$98.25$570.13$21,815.76
2023 Total$5,527.83$1,313.73$6,841.56
19Jan 2024$473.96$96.17$570.13$21,341.80
20Feb 2024$476.05$94.08$570.13$20,865.75
21Mar 2024$478.15$91.98$570.13$20,387.60
22Apr 2024$480.25$89.88$570.13$19,907.35
23May 2024$482.37$87.76$570.13$19,424.98
24Jun 2024$484.50$85.63$570.13$18,940.48
25Jul 2024$486.63$83.50$570.13$18,453.85
26Aug 2024$488.78$81.35$570.13$17,965.07
27Sep 2024$490.93$79.20$570.13$17,474.14
28Oct 2024$493.10$77.03$570.13$16,981.04
29Nov 2024$495.27$74.86$570.13$16,485.77
30Dec 2024$497.46$72.67$570.13$15,988.31
2024 Total$5,827.45$1,014.11$6,841.56
31Jan 2025$499.65$70.48$570.13$15,488.66
32Feb 2025$501.85$68.28$570.13$14,986.81
33Mar 2025$504.06$66.07$570.13$14,482.75
34Apr 2025$506.29$63.84$570.13$13,976.46
35May 2025$508.52$61.61$570.13$13,467.94
36Jun 2025$510.76$59.37$570.13$12,957.18
37Jul 2025$513.01$57.12$570.13$12,444.17
38Aug 2025$515.27$54.86$570.13$11,928.90
39Sep 2025$517.54$52.59$570.13$11,411.36
40Oct 2025$519.82$50.31$570.13$10,891.54
41Nov 2025$522.12$48.01$570.13$10,369.42
42Dec 2025$524.42$45.71$570.13$9,845.00
2025 Total$6,143.31$698.25$6,841.56
43Jan 2026$526.73$43.40$570.13$9,318.27
44Feb 2026$529.05$41.08$570.13$8,789.22
45Mar 2026$531.38$38.75$570.13$8,257.84
46Apr 2026$533.73$36.40$570.13$7,724.11
47May 2026$536.08$34.05$570.13$7,188.03
48Jun 2026$538.44$31.69$570.13$6,649.59
49Jul 2026$540.82$29.31$570.13$6,108.77
50Aug 2026$543.20$26.93$570.13$5,565.57
51Sep 2026$545.60$24.53$570.13$5,019.97
52Oct 2026$548.00$22.13$570.13$4,471.97
53Nov 2026$550.42$19.71$570.13$3,921.55
54Dec 2026$552.84$17.29$570.13$3,368.71
2026 Total$6,476.29$365.27$6,841.56
55Jan 2027$555.28$14.85$570.13$2,813.43
56Feb 2027$557.73$12.40$570.13$2,255.70
57Mar 2027$560.19$9.94$570.13$1,695.51
58Apr 2027$562.66$7.47$570.13$1,132.85
59May 2027$565.14$4.99$570.13$567.71
60Jun 2027$567.63$2.50$570.13$0.08
2027 Total$3,368.63$52.15$3,420.78