Borrow amount
$30k
Advertised Rate

8.29%

Fixed

Loan term
5 Years
Bank First
Repayment frequency
Monthly
Monthly repayment

$612

Number of repayments
60
Total interest paid
$6.7k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Nov 2020$405.21$207.25$612.46$29,594.79
2Dec 2020$408.01$204.45$612.46$29,186.78
2020 Total$813.22$411.7$1,224.92
3Jan 2021$410.83$201.63$612.46$28,775.95
4Feb 2021$413.67$198.79$612.46$28,362.28
5Mar 2021$416.52$195.94$612.46$27,945.76
6Apr 2021$419.40$193.06$612.46$27,526.36
7May 2021$422.30$190.16$612.46$27,104.06
8Jun 2021$425.22$187.24$612.46$26,678.84
9Jul 2021$428.15$184.31$612.46$26,250.69
10Aug 2021$431.11$181.35$612.46$25,819.58
11Sep 2021$434.09$178.37$612.46$25,385.49
12Oct 2021$437.09$175.37$612.46$24,948.40
13Nov 2021$440.11$172.35$612.46$24,508.29
14Dec 2021$443.15$169.31$612.46$24,065.14
2021 Total$5,121.64$2,227.88$7,349.52
15Jan 2022$446.21$166.25$612.46$23,618.93
16Feb 2022$449.29$163.17$612.46$23,169.64
17Mar 2022$452.40$160.06$612.46$22,717.24
18Apr 2022$455.52$156.94$612.46$22,261.72
19May 2022$458.67$153.79$612.46$21,803.05
20Jun 2022$461.84$150.62$612.46$21,341.21
21Jul 2022$465.03$147.43$612.46$20,876.18
22Aug 2022$468.24$144.22$612.46$20,407.94
23Sep 2022$471.48$140.98$612.46$19,936.46
24Oct 2022$474.73$137.73$612.46$19,461.73
25Nov 2022$478.01$134.45$612.46$18,983.72
26Dec 2022$481.31$131.15$612.46$18,502.41
2022 Total$5,562.73$1,786.79$7,349.52
27Jan 2023$484.64$127.82$612.46$18,017.77
28Feb 2023$487.99$124.47$612.46$17,529.78
29Mar 2023$491.36$121.10$612.46$17,038.42
30Apr 2023$494.75$117.71$612.46$16,543.67
31May 2023$498.17$114.29$612.46$16,045.50
32Jun 2023$501.61$110.85$612.46$15,543.89
33Jul 2023$505.08$107.38$612.46$15,038.81
34Aug 2023$508.57$103.89$612.46$14,530.24
35Sep 2023$512.08$100.38$612.46$14,018.16
36Oct 2023$515.62$96.84$612.46$13,502.54
37Nov 2023$519.18$93.28$612.46$12,983.36
38Dec 2023$522.77$89.69$612.46$12,460.59
2023 Total$6,041.82$1,307.7$7,349.52
39Jan 2024$526.38$86.08$612.46$11,934.21
40Feb 2024$530.01$82.45$612.46$11,404.20
41Mar 2024$533.68$78.78$612.46$10,870.52
42Apr 2024$537.36$75.10$612.46$10,333.16
43May 2024$541.08$71.38$612.46$9,792.08
44Jun 2024$544.81$67.65$612.46$9,247.27
45Jul 2024$548.58$63.88$612.46$8,698.69
46Aug 2024$552.37$60.09$612.46$8,146.32
47Sep 2024$556.18$56.28$612.46$7,590.14
48Oct 2024$560.02$52.44$612.46$7,030.12
49Nov 2024$563.89$48.57$612.46$6,466.23
50Dec 2024$567.79$44.67$612.46$5,898.44
2024 Total$6,562.15$787.37$7,349.52
51Jan 2025$571.71$40.75$612.46$5,326.73
52Feb 2025$575.66$36.80$612.46$4,751.07
53Mar 2025$579.64$32.82$612.46$4,171.43
54Apr 2025$583.64$28.82$612.46$3,587.79
55May 2025$587.67$24.79$612.46$3,000.12
56Jun 2025$591.73$20.73$612.46$2,408.39
57Jul 2025$595.82$16.64$612.46$1,812.57
58Aug 2025$599.94$12.52$612.46$1,212.63
59Sep 2025$604.08$8.38$612.46$608.55
60Oct 2025$608.26$4.20$612.46$0.29
2025 Total$5,898.15$226.45$6,124.6