RateCity.com.au
powering smart financial decisions
RateCity.com.au
Borrow amount
$30k
Interest Rate

8.29

% p.a

Fixed

Comparison Rate*

8.57

% p.a

Loan term
5 years
Repayment frequency
Monthly
Monthly repayment

$612

Number of repayments
60
Total interest paid
$6.7k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Jul 2022$405.21$207.25$612.46$29,594.79
2Aug 2022$408.01$204.45$612.46$29,186.78
3Sep 2022$410.83$201.63$612.46$28,775.95
4Oct 2022$413.67$198.79$612.46$28,362.28
5Nov 2022$416.52$195.94$612.46$27,945.76
6Dec 2022$419.40$193.06$612.46$27,526.36
2022 Total$2,473.64$1,201.12$3,674.76
7Jan 2023$422.30$190.16$612.46$27,104.06
8Feb 2023$425.22$187.24$612.46$26,678.84
9Mar 2023$428.15$184.31$612.46$26,250.69
10Apr 2023$431.11$181.35$612.46$25,819.58
11May 2023$434.09$178.37$612.46$25,385.49
12Jun 2023$437.09$175.37$612.46$24,948.40
13Jul 2023$440.11$172.35$612.46$24,508.29
14Aug 2023$443.15$169.31$612.46$24,065.14
15Sep 2023$446.21$166.25$612.46$23,618.93
16Oct 2023$449.29$163.17$612.46$23,169.64
17Nov 2023$452.40$160.06$612.46$22,717.24
18Dec 2023$455.52$156.94$612.46$22,261.72
2023 Total$5,264.64$2,084.88$7,349.52
19Jan 2024$458.67$153.79$612.46$21,803.05
20Feb 2024$461.84$150.62$612.46$21,341.21
21Mar 2024$465.03$147.43$612.46$20,876.18
22Apr 2024$468.24$144.22$612.46$20,407.94
23May 2024$471.48$140.98$612.46$19,936.46
24Jun 2024$474.73$137.73$612.46$19,461.73
25Jul 2024$478.01$134.45$612.46$18,983.72
26Aug 2024$481.31$131.15$612.46$18,502.41
27Sep 2024$484.64$127.82$612.46$18,017.77
28Oct 2024$487.99$124.47$612.46$17,529.78
29Nov 2024$491.36$121.10$612.46$17,038.42
30Dec 2024$494.75$117.71$612.46$16,543.67
2024 Total$5,718.05$1,631.47$7,349.52
31Jan 2025$498.17$114.29$612.46$16,045.50
32Feb 2025$501.61$110.85$612.46$15,543.89
33Mar 2025$505.08$107.38$612.46$15,038.81
34Apr 2025$508.57$103.89$612.46$14,530.24
35May 2025$512.08$100.38$612.46$14,018.16
36Jun 2025$515.62$96.84$612.46$13,502.54
37Jul 2025$519.18$93.28$612.46$12,983.36
38Aug 2025$522.77$89.69$612.46$12,460.59
39Sep 2025$526.38$86.08$612.46$11,934.21
40Oct 2025$530.01$82.45$612.46$11,404.20
41Nov 2025$533.68$78.78$612.46$10,870.52
42Dec 2025$537.36$75.10$612.46$10,333.16
2025 Total$6,210.51$1,139.01$7,349.52
43Jan 2026$541.08$71.38$612.46$9,792.08
44Feb 2026$544.81$67.65$612.46$9,247.27
45Mar 2026$548.58$63.88$612.46$8,698.69
46Apr 2026$552.37$60.09$612.46$8,146.32
47May 2026$556.18$56.28$612.46$7,590.14
48Jun 2026$560.02$52.44$612.46$7,030.12
49Jul 2026$563.89$48.57$612.46$6,466.23
50Aug 2026$567.79$44.67$612.46$5,898.44
51Sep 2026$571.71$40.75$612.46$5,326.73
52Oct 2026$575.66$36.80$612.46$4,751.07
53Nov 2026$579.64$32.82$612.46$4,171.43
54Dec 2026$583.64$28.82$612.46$3,587.79
2026 Total$6,745.37$604.15$7,349.52
55Jan 2027$587.67$24.79$612.46$3,000.12
56Feb 2027$591.73$20.73$612.46$2,408.39
57Mar 2027$595.82$16.64$612.46$1,812.57
58Apr 2027$599.94$12.52$612.46$1,212.63
59May 2027$604.08$8.38$612.46$608.55
60Jun 2027$608.26$4.20$612.46$0.29
2027 Total$3,587.5$87.26$3,674.76