RateCity.com.au
powering smart financial decisions
Borrow amount
$30k
Advertised Rate

8.29

% p.a

Fixed

Comparison Rate*

8.57

% p.a

Loan term
5 years
Repayment frequency
Monthly
Monthly repayment

612

Number of repayments
60
Total interest paid
$6.7k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Oct 2021$405.21$207.25$612.46$29,594.79
2Nov 2021$408.01$204.45$612.46$29,186.78
3Dec 2021$410.83$201.63$612.46$28,775.95
2021 Total$1,224.05$613.33$1,837.38
4Jan 2022$413.67$198.79$612.46$28,362.28
5Feb 2022$416.52$195.94$612.46$27,945.76
6Mar 2022$419.40$193.06$612.46$27,526.36
7Apr 2022$422.30$190.16$612.46$27,104.06
8May 2022$425.22$187.24$612.46$26,678.84
9Jun 2022$428.15$184.31$612.46$26,250.69
10Jul 2022$431.11$181.35$612.46$25,819.58
11Aug 2022$434.09$178.37$612.46$25,385.49
12Sep 2022$437.09$175.37$612.46$24,948.40
13Oct 2022$440.11$172.35$612.46$24,508.29
14Nov 2022$443.15$169.31$612.46$24,065.14
15Dec 2022$446.21$166.25$612.46$23,618.93
2022 Total$5,157.02$2,192.5$7,349.52
16Jan 2023$449.29$163.17$612.46$23,169.64
17Feb 2023$452.40$160.06$612.46$22,717.24
18Mar 2023$455.52$156.94$612.46$22,261.72
19Apr 2023$458.67$153.79$612.46$21,803.05
20May 2023$461.84$150.62$612.46$21,341.21
21Jun 2023$465.03$147.43$612.46$20,876.18
22Jul 2023$468.24$144.22$612.46$20,407.94
23Aug 2023$471.48$140.98$612.46$19,936.46
24Sep 2023$474.73$137.73$612.46$19,461.73
25Oct 2023$478.01$134.45$612.46$18,983.72
26Nov 2023$481.31$131.15$612.46$18,502.41
27Dec 2023$484.64$127.82$612.46$18,017.77
2023 Total$5,601.16$1,748.36$7,349.52
28Jan 2024$487.99$124.47$612.46$17,529.78
29Feb 2024$491.36$121.10$612.46$17,038.42
30Mar 2024$494.75$117.71$612.46$16,543.67
31Apr 2024$498.17$114.29$612.46$16,045.50
32May 2024$501.61$110.85$612.46$15,543.89
33Jun 2024$505.08$107.38$612.46$15,038.81
34Jul 2024$508.57$103.89$612.46$14,530.24
35Aug 2024$512.08$100.38$612.46$14,018.16
36Sep 2024$515.62$96.84$612.46$13,502.54
37Oct 2024$519.18$93.28$612.46$12,983.36
38Nov 2024$522.77$89.69$612.46$12,460.59
39Dec 2024$526.38$86.08$612.46$11,934.21
2024 Total$6,083.56$1,265.96$7,349.52
40Jan 2025$530.01$82.45$612.46$11,404.20
41Feb 2025$533.68$78.78$612.46$10,870.52
42Mar 2025$537.36$75.10$612.46$10,333.16
43Apr 2025$541.08$71.38$612.46$9,792.08
44May 2025$544.81$67.65$612.46$9,247.27
45Jun 2025$548.58$63.88$612.46$8,698.69
46Jul 2025$552.37$60.09$612.46$8,146.32
47Aug 2025$556.18$56.28$612.46$7,590.14
48Sep 2025$560.02$52.44$612.46$7,030.12
49Oct 2025$563.89$48.57$612.46$6,466.23
50Nov 2025$567.79$44.67$612.46$5,898.44
51Dec 2025$571.71$40.75$612.46$5,326.73
2025 Total$6,607.48$742.04$7,349.52
52Jan 2026$575.66$36.80$612.46$4,751.07
53Feb 2026$579.64$32.82$612.46$4,171.43
54Mar 2026$583.64$28.82$612.46$3,587.79
55Apr 2026$587.67$24.79$612.46$3,000.12
56May 2026$591.73$20.73$612.46$2,408.39
57Jun 2026$595.82$16.64$612.46$1,812.57
58Jul 2026$599.94$12.52$612.46$1,212.63
59Aug 2026$604.08$8.38$612.46$608.55
60Sep 2026$608.26$4.20$612.46$0.29
2026 Total$5,326.44$185.7$5,512.14