RateCity.com.au
powering smart financial decisions
RateCity.com.au
Borrow amount
$30k
Interest Rate

5.79

% p.a

Fixed

Comparison Rate*

6.06

% p.a

Loan term
5 years
Repayment frequency
Monthly
Monthly repayment

$577

Number of repayments
60
Total interest paid
$4.6k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Jun 2022$432.31$144.75$577.06$29,567.69
2Jul 2022$434.40$142.66$577.06$29,133.29
3Aug 2022$436.49$140.57$577.06$28,696.80
4Sep 2022$438.60$138.46$577.06$28,258.20
5Oct 2022$440.71$136.35$577.06$27,817.49
6Nov 2022$442.84$134.22$577.06$27,374.65
7Dec 2022$444.98$132.08$577.06$26,929.67
2022 Total$3,070.33$969.09$4,039.42
8Jan 2023$447.12$129.94$577.06$26,482.55
9Feb 2023$449.28$127.78$577.06$26,033.27
10Mar 2023$451.45$125.61$577.06$25,581.82
11Apr 2023$453.63$123.43$577.06$25,128.19
12May 2023$455.82$121.24$577.06$24,672.37
13Jun 2023$458.02$119.04$577.06$24,214.35
14Jul 2023$460.23$116.83$577.06$23,754.12
15Aug 2023$462.45$114.61$577.06$23,291.67
16Sep 2023$464.68$112.38$577.06$22,826.99
17Oct 2023$466.92$110.14$577.06$22,360.07
18Nov 2023$469.17$107.89$577.06$21,890.90
19Dec 2023$471.44$105.62$577.06$21,419.46
2023 Total$5,510.21$1,414.51$6,924.72
20Jan 2024$473.71$103.35$577.06$20,945.75
21Feb 2024$476.00$101.06$577.06$20,469.75
22Mar 2024$478.29$98.77$577.06$19,991.46
23Apr 2024$480.60$96.46$577.06$19,510.86
24May 2024$482.92$94.14$577.06$19,027.94
25Jun 2024$485.25$91.81$577.06$18,542.69
26Jul 2024$487.59$89.47$577.06$18,055.10
27Aug 2024$489.94$87.12$577.06$17,565.16
28Sep 2024$492.31$84.75$577.06$17,072.85
29Oct 2024$494.68$82.38$577.06$16,578.17
30Nov 2024$497.07$79.99$577.06$16,081.10
31Dec 2024$499.47$77.59$577.06$15,581.63
2024 Total$5,837.83$1,086.89$6,924.72
32Jan 2025$501.88$75.18$577.06$15,079.75
33Feb 2025$504.30$72.76$577.06$14,575.45
34Mar 2025$506.73$70.33$577.06$14,068.72
35Apr 2025$509.18$67.88$577.06$13,559.54
36May 2025$511.64$65.42$577.06$13,047.90
37Jun 2025$514.10$62.96$577.06$12,533.80
38Jul 2025$516.58$60.48$577.06$12,017.22
39Aug 2025$519.08$57.98$577.06$11,498.14
40Sep 2025$521.58$55.48$577.06$10,976.56
41Oct 2025$524.10$52.96$577.06$10,452.46
42Nov 2025$526.63$50.43$577.06$9,925.83
43Dec 2025$529.17$47.89$577.06$9,396.66
2025 Total$6,184.97$739.75$6,924.72
44Jan 2026$531.72$45.34$577.06$8,864.94
45Feb 2026$534.29$42.77$577.06$8,330.65
46Mar 2026$536.86$40.20$577.06$7,793.79
47Apr 2026$539.45$37.61$577.06$7,254.34
48May 2026$542.06$35.00$577.06$6,712.28
49Jun 2026$544.67$32.39$577.06$6,167.61
50Jul 2026$547.30$29.76$577.06$5,620.31
51Aug 2026$549.94$27.12$577.06$5,070.37
52Sep 2026$552.60$24.46$577.06$4,517.77
53Oct 2026$555.26$21.80$577.06$3,962.51
54Nov 2026$557.94$19.12$577.06$3,404.57
55Dec 2026$560.63$16.43$577.06$2,843.94
2026 Total$6,552.72$372$6,924.72
56Jan 2027$563.34$13.72$577.06$2,280.60
57Feb 2027$566.06$11.00$577.06$1,714.54
58Mar 2027$568.79$8.27$577.06$1,145.75
59Apr 2027$571.53$5.53$577.06$574.22
60May 2027$574.22$2.77$576.99$0.00
2027 Total$2,843.94$41.29$2,885.23