RateCity.com.au
powering smart financial decisions
Borrow amount
$30k
Interest rate

8.79

% p.a

Fixed

Comparison Rate*

9.07

% p.a

Loan term
5 years
Repayment frequency
Monthly
Monthly repayment

$620

Number of repayments
60
Total interest paid
$7.2k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
2021 Total$0$0$0
1Jan 2022$399.95$219.75$619.70$29,600.05
2Feb 2022$402.88$216.82$619.70$29,197.17
3Mar 2022$405.83$213.87$619.70$28,791.34
4Apr 2022$408.80$210.90$619.70$28,382.54
5May 2022$411.80$207.90$619.70$27,970.74
6Jun 2022$414.81$204.89$619.70$27,555.93
7Jul 2022$417.85$201.85$619.70$27,138.08
8Aug 2022$420.91$198.79$619.70$26,717.17
9Sep 2022$424.00$195.70$619.70$26,293.17
10Oct 2022$427.10$192.60$619.70$25,866.07
11Nov 2022$430.23$189.47$619.70$25,435.84
12Dec 2022$433.38$186.32$619.70$25,002.46
2022 Total$4,997.54$2,438.86$7,436.4
13Jan 2023$436.56$183.14$619.70$24,565.90
14Feb 2023$439.75$179.95$619.70$24,126.15
15Mar 2023$442.98$176.72$619.70$23,683.17
16Apr 2023$446.22$173.48$619.70$23,236.95
17May 2023$449.49$170.21$619.70$22,787.46
18Jun 2023$452.78$166.92$619.70$22,334.68
19Jul 2023$456.10$163.60$619.70$21,878.58
20Aug 2023$459.44$160.26$619.70$21,419.14
21Sep 2023$462.80$156.90$619.70$20,956.34
22Oct 2023$466.19$153.51$619.70$20,490.15
23Nov 2023$469.61$150.09$619.70$20,020.54
24Dec 2023$473.05$146.65$619.70$19,547.49
2023 Total$5,454.97$1,981.43$7,436.4
25Jan 2024$476.51$143.19$619.70$19,070.98
26Feb 2024$480.01$139.69$619.70$18,590.97
27Mar 2024$483.52$136.18$619.70$18,107.45
28Apr 2024$487.06$132.64$619.70$17,620.39
29May 2024$490.63$129.07$619.70$17,129.76
30Jun 2024$494.22$125.48$619.70$16,635.54
31Jul 2024$497.84$121.86$619.70$16,137.70
32Aug 2024$501.49$118.21$619.70$15,636.21
33Sep 2024$505.16$114.54$619.70$15,131.05
34Oct 2024$508.87$110.83$619.70$14,622.18
35Nov 2024$512.59$107.11$619.70$14,109.59
36Dec 2024$516.35$103.35$619.70$13,593.24
2024 Total$5,954.25$1,482.15$7,436.4
37Jan 2025$520.13$99.57$619.70$13,073.11
38Feb 2025$523.94$95.76$619.70$12,549.17
39Mar 2025$527.78$91.92$619.70$12,021.39
40Apr 2025$531.64$88.06$619.70$11,489.75
41May 2025$535.54$84.16$619.70$10,954.21
42Jun 2025$539.46$80.24$619.70$10,414.75
43Jul 2025$543.41$76.29$619.70$9,871.34
44Aug 2025$547.39$72.31$619.70$9,323.95
45Sep 2025$551.40$68.30$619.70$8,772.55
46Oct 2025$555.44$64.26$619.70$8,217.11
47Nov 2025$559.51$60.19$619.70$7,657.60
48Dec 2025$563.61$56.09$619.70$7,093.99
2025 Total$6,499.25$937.15$7,436.4
49Jan 2026$567.74$51.96$619.70$6,526.25
50Feb 2026$571.90$47.80$619.70$5,954.35
51Mar 2026$576.08$43.62$619.70$5,378.27
52Apr 2026$580.30$39.40$619.70$4,797.97
53May 2026$584.55$35.15$619.70$4,213.42
54Jun 2026$588.84$30.86$619.70$3,624.58
55Jul 2026$593.15$26.55$619.70$3,031.43
56Aug 2026$597.49$22.21$619.70$2,433.94
57Sep 2026$601.87$17.83$619.70$1,832.07
58Oct 2026$606.28$13.42$619.70$1,225.79
59Nov 2026$610.72$8.98$619.70$615.07
60Dec 2026$615.07$4.51$619.58$0.00
2026 Total$7,093.99$342.29$7,436.28