RateCity.com.au
powering smart financial decisions
Borrow amount
$30k
Advertised Rate

9.79

% p.a

Fixed

Comparison Rate*

11.15

% p.a

Loan term
5 years
Repayment frequency
Monthly
Monthly repayment

$634

Number of repayments
60
Total interest paid
$8.1k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Oct 2021$389.57$244.75$634.32$29,610.43
2Nov 2021$392.75$241.57$634.32$29,217.68
3Dec 2021$395.95$238.37$634.32$28,821.73
2021 Total$1,178.27$724.69$1,902.96
4Jan 2022$399.18$235.14$634.32$28,422.55
5Feb 2022$402.44$231.88$634.32$28,020.11
6Mar 2022$405.72$228.60$634.32$27,614.39
7Apr 2022$409.03$225.29$634.32$27,205.36
8May 2022$412.37$221.95$634.32$26,792.99
9Jun 2022$415.73$218.59$634.32$26,377.26
10Jul 2022$419.13$215.19$634.32$25,958.13
11Aug 2022$422.54$211.78$634.32$25,535.59
12Sep 2022$425.99$208.33$634.32$25,109.60
13Oct 2022$429.47$204.85$634.32$24,680.13
14Nov 2022$432.97$201.35$634.32$24,247.16
15Dec 2022$436.50$197.82$634.32$23,810.66
2022 Total$5,011.07$2,600.77$7,611.84
16Jan 2023$440.06$194.26$634.32$23,370.60
17Feb 2023$443.65$190.67$634.32$22,926.95
18Mar 2023$447.27$187.05$634.32$22,479.68
19Apr 2023$450.92$183.40$634.32$22,028.76
20May 2023$454.60$179.72$634.32$21,574.16
21Jun 2023$458.31$176.01$634.32$21,115.85
22Jul 2023$462.05$172.27$634.32$20,653.80
23Aug 2023$465.82$168.50$634.32$20,187.98
24Sep 2023$469.62$164.70$634.32$19,718.36
25Oct 2023$473.45$160.87$634.32$19,244.91
26Nov 2023$477.31$157.01$634.32$18,767.60
27Dec 2023$481.21$153.11$634.32$18,286.39
2023 Total$5,524.27$2,087.57$7,611.84
28Jan 2024$485.13$149.19$634.32$17,801.26
29Feb 2024$489.09$145.23$634.32$17,312.17
30Mar 2024$493.08$141.24$634.32$16,819.09
31Apr 2024$497.10$137.22$634.32$16,321.99
32May 2024$501.16$133.16$634.32$15,820.83
33Jun 2024$505.25$129.07$634.32$15,315.58
34Jul 2024$509.37$124.95$634.32$14,806.21
35Aug 2024$513.53$120.79$634.32$14,292.68
36Sep 2024$517.72$116.60$634.32$13,774.96
37Oct 2024$521.94$112.38$634.32$13,253.02
38Nov 2024$526.20$108.12$634.32$12,726.82
39Dec 2024$530.49$103.83$634.32$12,196.33
2024 Total$6,090.06$1,521.78$7,611.84
40Jan 2025$534.82$99.50$634.32$11,661.51
41Feb 2025$539.18$95.14$634.32$11,122.33
42Mar 2025$543.58$90.74$634.32$10,578.75
43Apr 2025$548.02$86.30$634.32$10,030.73
44May 2025$552.49$81.83$634.32$9,478.24
45Jun 2025$556.99$77.33$634.32$8,921.25
46Jul 2025$561.54$72.78$634.32$8,359.71
47Aug 2025$566.12$68.20$634.32$7,793.59
48Sep 2025$570.74$63.58$634.32$7,222.85
49Oct 2025$575.39$58.93$634.32$6,647.46
50Nov 2025$580.09$54.23$634.32$6,067.37
51Dec 2025$584.82$49.50$634.32$5,482.55
2025 Total$6,713.78$898.06$7,611.84
52Jan 2026$589.59$44.73$634.32$4,892.96
53Feb 2026$594.40$39.92$634.32$4,298.56
54Mar 2026$599.25$35.07$634.32$3,699.31
55Apr 2026$604.14$30.18$634.32$3,095.17
56May 2026$609.07$25.25$634.32$2,486.10
57Jun 2026$614.04$20.28$634.32$1,872.06
58Jul 2026$619.05$15.27$634.32$1,253.01
59Aug 2026$624.10$10.22$634.32$628.91
60Sep 2026$628.91$5.13$634.04$0.00
2026 Total$5,482.55$226.05$5,708.6