RateCity.com.au
powering smart financial decisions
Borrow amount
$30k
Advertised Rate

9.79

% p.a

Variable

Comparison Rate*

11.15

% p.a

Loan term
0 year to 7 years
Repayment frequency
Monthly
Monthly repayment

634

Number of repayments
60
Total interest paid
$8.1k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Nov 2021$389.57$244.75$634.32$29,610.43
2Dec 2021$392.75$241.57$634.32$29,217.68
2021 Total$782.32$486.32$1,268.64
3Jan 2022$395.95$238.37$634.32$28,821.73
4Feb 2022$399.18$235.14$634.32$28,422.55
5Mar 2022$402.44$231.88$634.32$28,020.11
6Apr 2022$405.72$228.60$634.32$27,614.39
7May 2022$409.03$225.29$634.32$27,205.36
8Jun 2022$412.37$221.95$634.32$26,792.99
9Jul 2022$415.73$218.59$634.32$26,377.26
10Aug 2022$419.13$215.19$634.32$25,958.13
11Sep 2022$422.54$211.78$634.32$25,535.59
12Oct 2022$425.99$208.33$634.32$25,109.60
13Nov 2022$429.47$204.85$634.32$24,680.13
14Dec 2022$432.97$201.35$634.32$24,247.16
2022 Total$4,970.52$2,641.32$7,611.84
15Jan 2023$436.50$197.82$634.32$23,810.66
16Feb 2023$440.06$194.26$634.32$23,370.60
17Mar 2023$443.65$190.67$634.32$22,926.95
18Apr 2023$447.27$187.05$634.32$22,479.68
19May 2023$450.92$183.40$634.32$22,028.76
20Jun 2023$454.60$179.72$634.32$21,574.16
21Jul 2023$458.31$176.01$634.32$21,115.85
22Aug 2023$462.05$172.27$634.32$20,653.80
23Sep 2023$465.82$168.50$634.32$20,187.98
24Oct 2023$469.62$164.70$634.32$19,718.36
25Nov 2023$473.45$160.87$634.32$19,244.91
26Dec 2023$477.31$157.01$634.32$18,767.60
2023 Total$5,479.56$2,132.28$7,611.84
27Jan 2024$481.21$153.11$634.32$18,286.39
28Feb 2024$485.13$149.19$634.32$17,801.26
29Mar 2024$489.09$145.23$634.32$17,312.17
30Apr 2024$493.08$141.24$634.32$16,819.09
31May 2024$497.10$137.22$634.32$16,321.99
32Jun 2024$501.16$133.16$634.32$15,820.83
33Jul 2024$505.25$129.07$634.32$15,315.58
34Aug 2024$509.37$124.95$634.32$14,806.21
35Sep 2024$513.53$120.79$634.32$14,292.68
36Oct 2024$517.72$116.60$634.32$13,774.96
37Nov 2024$521.94$112.38$634.32$13,253.02
38Dec 2024$526.20$108.12$634.32$12,726.82
2024 Total$6,040.78$1,571.06$7,611.84
39Jan 2025$530.49$103.83$634.32$12,196.33
40Feb 2025$534.82$99.50$634.32$11,661.51
41Mar 2025$539.18$95.14$634.32$11,122.33
42Apr 2025$543.58$90.74$634.32$10,578.75
43May 2025$548.02$86.30$634.32$10,030.73
44Jun 2025$552.49$81.83$634.32$9,478.24
45Jul 2025$556.99$77.33$634.32$8,921.25
46Aug 2025$561.54$72.78$634.32$8,359.71
47Sep 2025$566.12$68.20$634.32$7,793.59
48Oct 2025$570.74$63.58$634.32$7,222.85
49Nov 2025$575.39$58.93$634.32$6,647.46
50Dec 2025$580.09$54.23$634.32$6,067.37
2025 Total$6,659.45$952.39$7,611.84
51Jan 2026$584.82$49.50$634.32$5,482.55
52Feb 2026$589.59$44.73$634.32$4,892.96
53Mar 2026$594.40$39.92$634.32$4,298.56
54Apr 2026$599.25$35.07$634.32$3,699.31
55May 2026$604.14$30.18$634.32$3,095.17
56Jun 2026$609.07$25.25$634.32$2,486.10
57Jul 2026$614.04$20.28$634.32$1,872.06
58Aug 2026$619.05$15.27$634.32$1,253.01
59Sep 2026$624.10$10.22$634.32$628.91
60Oct 2026$628.91$5.13$634.04$0.00
2026 Total$6,067.37$275.55$6,342.92