Borrow amount
$30k
Advertised Rate

9.79%

Variable

Comparison Rate*

11.15%

Loan term
5 Years
Bank First
Repayment frequency
Monthly
Monthly repayment

$634

Number of repayments
60
Total interest paid
$8.1k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Feb 2021$389.57$244.75$634.32$29,610.43
2Mar 2021$392.75$241.57$634.32$29,217.68
3Apr 2021$395.95$238.37$634.32$28,821.73
4May 2021$399.18$235.14$634.32$28,422.55
5Jun 2021$402.44$231.88$634.32$28,020.11
6Jul 2021$405.72$228.60$634.32$27,614.39
7Aug 2021$409.03$225.29$634.32$27,205.36
8Sep 2021$412.37$221.95$634.32$26,792.99
9Oct 2021$415.73$218.59$634.32$26,377.26
10Nov 2021$419.13$215.19$634.32$25,958.13
11Dec 2021$422.54$211.78$634.32$25,535.59
2021 Total$4,464.41$2,513.11$6,977.52
12Jan 2022$425.99$208.33$634.32$25,109.60
13Feb 2022$429.47$204.85$634.32$24,680.13
14Mar 2022$432.97$201.35$634.32$24,247.16
15Apr 2022$436.50$197.82$634.32$23,810.66
16May 2022$440.06$194.26$634.32$23,370.60
17Jun 2022$443.65$190.67$634.32$22,926.95
18Jul 2022$447.27$187.05$634.32$22,479.68
19Aug 2022$450.92$183.40$634.32$22,028.76
20Sep 2022$454.60$179.72$634.32$21,574.16
21Oct 2022$458.31$176.01$634.32$21,115.85
22Nov 2022$462.05$172.27$634.32$20,653.80
23Dec 2022$465.82$168.50$634.32$20,187.98
2022 Total$5,347.61$2,264.23$7,611.84
24Jan 2023$469.62$164.70$634.32$19,718.36
25Feb 2023$473.45$160.87$634.32$19,244.91
26Mar 2023$477.31$157.01$634.32$18,767.60
27Apr 2023$481.21$153.11$634.32$18,286.39
28May 2023$485.13$149.19$634.32$17,801.26
29Jun 2023$489.09$145.23$634.32$17,312.17
30Jul 2023$493.08$141.24$634.32$16,819.09
31Aug 2023$497.10$137.22$634.32$16,321.99
32Sep 2023$501.16$133.16$634.32$15,820.83
33Oct 2023$505.25$129.07$634.32$15,315.58
34Nov 2023$509.37$124.95$634.32$14,806.21
35Dec 2023$513.53$120.79$634.32$14,292.68
2023 Total$5,895.3$1,716.54$7,611.84
36Jan 2024$517.72$116.60$634.32$13,774.96
37Feb 2024$521.94$112.38$634.32$13,253.02
38Mar 2024$526.20$108.12$634.32$12,726.82
39Apr 2024$530.49$103.83$634.32$12,196.33
40May 2024$534.82$99.50$634.32$11,661.51
41Jun 2024$539.18$95.14$634.32$11,122.33
42Jul 2024$543.58$90.74$634.32$10,578.75
43Aug 2024$548.02$86.30$634.32$10,030.73
44Sep 2024$552.49$81.83$634.32$9,478.24
45Oct 2024$556.99$77.33$634.32$8,921.25
46Nov 2024$561.54$72.78$634.32$8,359.71
47Dec 2024$566.12$68.20$634.32$7,793.59
2024 Total$6,499.09$1,112.75$7,611.84
48Jan 2025$570.74$63.58$634.32$7,222.85
49Feb 2025$575.39$58.93$634.32$6,647.46
50Mar 2025$580.09$54.23$634.32$6,067.37
51Apr 2025$584.82$49.50$634.32$5,482.55
52May 2025$589.59$44.73$634.32$4,892.96
53Jun 2025$594.40$39.92$634.32$4,298.56
54Jul 2025$599.25$35.07$634.32$3,699.31
55Aug 2025$604.14$30.18$634.32$3,095.17
56Sep 2025$609.07$25.25$634.32$2,486.10
57Oct 2025$614.04$20.28$634.32$1,872.06
58Nov 2025$619.05$15.27$634.32$1,253.01
59Dec 2025$624.10$10.22$634.32$628.91
2025 Total$7,164.68$447.16$7,611.84
60Jan 2026$628.91$5.13$634.04$0.00
2025 Total$628.91$5.13$634.04