RateCity.com.au
powering smart financial decisions
RateCity.com.au
Borrow amount
$30k
Interest Rate

6.99

% p.a

Fixed

Comparison Rate*

7.34

% p.a

Loan term
3 years to 7 years
Repayment frequency
Monthly
Monthly repayment

$594

Number of repayments
60
Total interest paid
$5.6k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Sep 2022$419.14$174.75$593.89$29,580.86
2Oct 2022$421.58$172.31$593.89$29,159.28
3Nov 2022$424.04$169.85$593.89$28,735.24
4Dec 2022$426.51$167.38$593.89$28,308.73
2022 Total$1,691.27$684.29$2,375.56
5Jan 2023$428.99$164.90$593.89$27,879.74
6Feb 2023$431.49$162.40$593.89$27,448.25
7Mar 2023$434.00$159.89$593.89$27,014.25
8Apr 2023$436.53$157.36$593.89$26,577.72
9May 2023$439.07$154.82$593.89$26,138.65
10Jun 2023$441.63$152.26$593.89$25,697.02
11Jul 2023$444.20$149.69$593.89$25,252.82
12Aug 2023$446.79$147.10$593.89$24,806.03
13Sep 2023$449.39$144.50$593.89$24,356.64
14Oct 2023$452.01$141.88$593.89$23,904.63
15Nov 2023$454.65$139.24$593.89$23,449.98
16Dec 2023$457.29$136.60$593.89$22,992.69
2023 Total$5,316.04$1,810.64$7,126.68
17Jan 2024$459.96$133.93$593.89$22,532.73
18Feb 2024$462.64$131.25$593.89$22,070.09
19Mar 2024$465.33$128.56$593.89$21,604.76
20Apr 2024$468.04$125.85$593.89$21,136.72
21May 2024$470.77$123.12$593.89$20,665.95
22Jun 2024$473.51$120.38$593.89$20,192.44
23Jul 2024$476.27$117.62$593.89$19,716.17
24Aug 2024$479.04$114.85$593.89$19,237.13
25Sep 2024$481.83$112.06$593.89$18,755.30
26Oct 2024$484.64$109.25$593.89$18,270.66
27Nov 2024$487.46$106.43$593.89$17,783.20
28Dec 2024$490.30$103.59$593.89$17,292.90
2024 Total$5,699.79$1,426.89$7,126.68
29Jan 2025$493.16$100.73$593.89$16,799.74
30Feb 2025$496.03$97.86$593.89$16,303.71
31Mar 2025$498.92$94.97$593.89$15,804.79
32Apr 2025$501.83$92.06$593.89$15,302.96
33May 2025$504.75$89.14$593.89$14,798.21
34Jun 2025$507.69$86.20$593.89$14,290.52
35Jul 2025$510.65$83.24$593.89$13,779.87
36Aug 2025$513.62$80.27$593.89$13,266.25
37Sep 2025$516.61$77.28$593.89$12,749.64
38Oct 2025$519.62$74.27$593.89$12,230.02
39Nov 2025$522.65$71.24$593.89$11,707.37
40Dec 2025$525.69$68.20$593.89$11,181.68
2025 Total$6,111.22$1,015.46$7,126.68
41Jan 2026$528.76$65.13$593.89$10,652.92
42Feb 2026$531.84$62.05$593.89$10,121.08
43Mar 2026$534.93$58.96$593.89$9,586.15
44Apr 2026$538.05$55.84$593.89$9,048.10
45May 2026$541.18$52.71$593.89$8,506.92
46Jun 2026$544.34$49.55$593.89$7,962.58
47Jul 2026$547.51$46.38$593.89$7,415.07
48Aug 2026$550.70$43.19$593.89$6,864.37
49Sep 2026$553.91$39.98$593.89$6,310.46
50Oct 2026$557.13$36.76$593.89$5,753.33
51Nov 2026$560.38$33.51$593.89$5,192.95
52Dec 2026$563.64$30.25$593.89$4,629.31
2026 Total$6,552.37$574.31$7,126.68
53Jan 2027$566.92$26.97$593.89$4,062.39
54Feb 2027$570.23$23.66$593.89$3,492.16
55Mar 2027$573.55$20.34$593.89$2,918.61
56Apr 2027$576.89$17.00$593.89$2,341.72
57May 2027$580.25$13.64$593.89$1,761.47
58Jun 2027$583.63$10.26$593.89$1,177.84
59Jul 2027$587.03$6.86$593.89$590.81
60Aug 2027$590.45$3.44$593.89$0.36
2027 Total$4,628.95$122.17$4,751.12