Borrow amount
$30k
Advertised Rate

5.65%

Variable

Comparison Rate*

6.00%

Loan term
5 Years
BCU
Repayment frequency
Monthly
Monthly repayment

$575

Number of repayments
60
Total interest paid
$4.5k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Feb 2021$433.86$141.25$575.11$29,566.14
2Mar 2021$435.90$139.21$575.11$29,130.24
3Apr 2021$437.96$137.15$575.11$28,692.28
4May 2021$440.02$135.09$575.11$28,252.26
5Jun 2021$442.09$133.02$575.11$27,810.17
6Jul 2021$444.17$130.94$575.11$27,366.00
7Aug 2021$446.26$128.85$575.11$26,919.74
8Sep 2021$448.36$126.75$575.11$26,471.38
9Oct 2021$450.47$124.64$575.11$26,020.91
10Nov 2021$452.59$122.52$575.11$25,568.32
11Dec 2021$454.73$120.38$575.11$25,113.59
2021 Total$4,886.41$1,439.8$6,326.21
12Jan 2022$456.87$118.24$575.11$24,656.72
13Feb 2022$459.02$116.09$575.11$24,197.70
14Mar 2022$461.18$113.93$575.11$23,736.52
15Apr 2022$463.35$111.76$575.11$23,273.17
16May 2022$465.53$109.58$575.11$22,807.64
17Jun 2022$467.72$107.39$575.11$22,339.92
18Jul 2022$469.93$105.18$575.11$21,869.99
19Aug 2022$472.14$102.97$575.11$21,397.85
20Sep 2022$474.36$100.75$575.11$20,923.49
21Oct 2022$476.60$98.51$575.11$20,446.89
22Nov 2022$478.84$96.27$575.11$19,968.05
23Dec 2022$481.09$94.02$575.11$19,486.96
2022 Total$5,626.63$1,274.69$6,901.32
24Jan 2023$483.36$91.75$575.11$19,003.60
25Feb 2023$485.63$89.48$575.11$18,517.97
26Mar 2023$487.92$87.19$575.11$18,030.05
27Apr 2023$490.22$84.89$575.11$17,539.83
28May 2023$492.53$82.58$575.11$17,047.30
29Jun 2023$494.85$80.26$575.11$16,552.45
30Jul 2023$497.18$77.93$575.11$16,055.27
31Aug 2023$499.52$75.59$575.11$15,555.75
32Sep 2023$501.87$73.24$575.11$15,053.88
33Oct 2023$504.23$70.88$575.11$14,549.65
34Nov 2023$506.61$68.50$575.11$14,043.04
35Dec 2023$508.99$66.12$575.11$13,534.05
2023 Total$5,952.91$948.41$6,901.32
36Jan 2024$511.39$63.72$575.11$13,022.66
37Feb 2024$513.79$61.32$575.11$12,508.87
38Mar 2024$516.21$58.90$575.11$11,992.66
39Apr 2024$518.64$56.47$575.11$11,474.02
40May 2024$521.09$54.02$575.11$10,952.93
41Jun 2024$523.54$51.57$575.11$10,429.39
42Jul 2024$526.00$49.11$575.11$9,903.39
43Aug 2024$528.48$46.63$575.11$9,374.91
44Sep 2024$530.97$44.14$575.11$8,843.94
45Oct 2024$533.47$41.64$575.11$8,310.47
46Nov 2024$535.98$39.13$575.11$7,774.49
47Dec 2024$538.51$36.60$575.11$7,235.98
2024 Total$6,298.07$603.25$6,901.32
48Jan 2025$541.04$34.07$575.11$6,694.94
49Feb 2025$543.59$31.52$575.11$6,151.35
50Mar 2025$546.15$28.96$575.11$5,605.20
51Apr 2025$548.72$26.39$575.11$5,056.48
52May 2025$551.30$23.81$575.11$4,505.18
53Jun 2025$553.90$21.21$575.11$3,951.28
54Jul 2025$556.51$18.60$575.11$3,394.77
55Aug 2025$559.13$15.98$575.11$2,835.64
56Sep 2025$561.76$13.35$575.11$2,273.88
57Oct 2025$564.40$10.71$575.11$1,709.48
58Nov 2025$567.06$8.05$575.11$1,142.42
59Dec 2025$569.73$5.38$575.11$572.69
2025 Total$6,663.29$238.03$6,901.32
60Jan 2026$572.41$2.70$575.11$0.28
2025 Total$572.41$2.7$575.11