Borrow amount
$30k
Advertised Rate

5.65

% p.a

Variable

Comparison Rate*

6.00

% p.a

Loan term
1 year to 5 years
Repayment frequency
Monthly
Monthly repayment

$575

Number of repayments
60
Total interest paid
$4.5k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Jul 2021$433.86$141.25$575.11$29,566.14
2Aug 2021$435.90$139.21$575.11$29,130.24
3Sep 2021$437.96$137.15$575.11$28,692.28
4Oct 2021$440.02$135.09$575.11$28,252.26
5Nov 2021$442.09$133.02$575.11$27,810.17
6Dec 2021$444.17$130.94$575.11$27,366.00
2021 Total$2,634$816.66$3,450.66
7Jan 2022$446.26$128.85$575.11$26,919.74
8Feb 2022$448.36$126.75$575.11$26,471.38
9Mar 2022$450.47$124.64$575.11$26,020.91
10Apr 2022$452.59$122.52$575.11$25,568.32
11May 2022$454.73$120.38$575.11$25,113.59
12Jun 2022$456.87$118.24$575.11$24,656.72
13Jul 2022$459.02$116.09$575.11$24,197.70
14Aug 2022$461.18$113.93$575.11$23,736.52
15Sep 2022$463.35$111.76$575.11$23,273.17
16Oct 2022$465.53$109.58$575.11$22,807.64
17Nov 2022$467.72$107.39$575.11$22,339.92
18Dec 2022$469.93$105.18$575.11$21,869.99
2022 Total$5,496.01$1,405.31$6,901.32
19Jan 2023$472.14$102.97$575.11$21,397.85
20Feb 2023$474.36$100.75$575.11$20,923.49
21Mar 2023$476.60$98.51$575.11$20,446.89
22Apr 2023$478.84$96.27$575.11$19,968.05
23May 2023$481.09$94.02$575.11$19,486.96
24Jun 2023$483.36$91.75$575.11$19,003.60
25Jul 2023$485.63$89.48$575.11$18,517.97
26Aug 2023$487.92$87.19$575.11$18,030.05
27Sep 2023$490.22$84.89$575.11$17,539.83
28Oct 2023$492.53$82.58$575.11$17,047.30
29Nov 2023$494.85$80.26$575.11$16,552.45
30Dec 2023$497.18$77.93$575.11$16,055.27
2023 Total$5,814.72$1,086.6$6,901.32
31Jan 2024$499.52$75.59$575.11$15,555.75
32Feb 2024$501.87$73.24$575.11$15,053.88
33Mar 2024$504.23$70.88$575.11$14,549.65
34Apr 2024$506.61$68.50$575.11$14,043.04
35May 2024$508.99$66.12$575.11$13,534.05
36Jun 2024$511.39$63.72$575.11$13,022.66
37Jul 2024$513.79$61.32$575.11$12,508.87
38Aug 2024$516.21$58.90$575.11$11,992.66
39Sep 2024$518.64$56.47$575.11$11,474.02
40Oct 2024$521.09$54.02$575.11$10,952.93
41Nov 2024$523.54$51.57$575.11$10,429.39
42Dec 2024$526.00$49.11$575.11$9,903.39
2024 Total$6,151.88$749.44$6,901.32
43Jan 2025$528.48$46.63$575.11$9,374.91
44Feb 2025$530.97$44.14$575.11$8,843.94
45Mar 2025$533.47$41.64$575.11$8,310.47
46Apr 2025$535.98$39.13$575.11$7,774.49
47May 2025$538.51$36.60$575.11$7,235.98
48Jun 2025$541.04$34.07$575.11$6,694.94
49Jul 2025$543.59$31.52$575.11$6,151.35
50Aug 2025$546.15$28.96$575.11$5,605.20
51Sep 2025$548.72$26.39$575.11$5,056.48
52Oct 2025$551.30$23.81$575.11$4,505.18
53Nov 2025$553.90$21.21$575.11$3,951.28
54Dec 2025$556.51$18.60$575.11$3,394.77
2025 Total$6,508.62$392.7$6,901.32
55Jan 2026$559.13$15.98$575.11$2,835.64
56Feb 2026$561.76$13.35$575.11$2,273.88
57Mar 2026$564.40$10.71$575.11$1,709.48
58Apr 2026$567.06$8.05$575.11$1,142.42
59May 2026$569.73$5.38$575.11$572.69
60Jun 2026$572.41$2.70$575.11$0.28
2026 Total$3,394.49$56.17$3,450.66