RateCity.com.au
powering smart financial decisions
Borrow amount
$30k
Advertised Rate

7.79

% p.a

Fixed

Comparison Rate*

8.35

% p.a

Loan term
1 year to 7 years
Repayment frequency
Monthly
Monthly repayment

605

Number of repayments
60
Total interest paid
$6.3k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Nov 2021$410.53$194.75$605.28$29,589.47
2Dec 2021$413.20$192.08$605.28$29,176.27
2021 Total$823.73$386.83$1,210.56
3Jan 2022$415.88$189.40$605.28$28,760.39
4Feb 2022$418.58$186.70$605.28$28,341.81
5Mar 2022$421.29$183.99$605.28$27,920.52
6Apr 2022$424.03$181.25$605.28$27,496.49
7May 2022$426.78$178.50$605.28$27,069.71
8Jun 2022$429.55$175.73$605.28$26,640.16
9Jul 2022$432.34$172.94$605.28$26,207.82
10Aug 2022$435.15$170.13$605.28$25,772.67
11Sep 2022$437.97$167.31$605.28$25,334.70
12Oct 2022$440.82$164.46$605.28$24,893.88
13Nov 2022$443.68$161.60$605.28$24,450.20
14Dec 2022$446.56$158.72$605.28$24,003.64
2022 Total$5,172.63$2,090.73$7,263.36
15Jan 2023$449.46$155.82$605.28$23,554.18
16Feb 2023$452.37$152.91$605.28$23,101.81
17Mar 2023$455.31$149.97$605.28$22,646.50
18Apr 2023$458.27$147.01$605.28$22,188.23
19May 2023$461.24$144.04$605.28$21,726.99
20Jun 2023$464.24$141.04$605.28$21,262.75
21Jul 2023$467.25$138.03$605.28$20,795.50
22Aug 2023$470.28$135.00$605.28$20,325.22
23Sep 2023$473.34$131.94$605.28$19,851.88
24Oct 2023$476.41$128.87$605.28$19,375.47
25Nov 2023$479.50$125.78$605.28$18,895.97
26Dec 2023$482.61$122.67$605.28$18,413.36
2023 Total$5,590.28$1,673.08$7,263.36
27Jan 2024$485.75$119.53$605.28$17,927.61
28Feb 2024$488.90$116.38$605.28$17,438.71
29Mar 2024$492.07$113.21$605.28$16,946.64
30Apr 2024$495.27$110.01$605.28$16,451.37
31May 2024$498.48$106.80$605.28$15,952.89
32Jun 2024$501.72$103.56$605.28$15,451.17
33Jul 2024$504.98$100.30$605.28$14,946.19
34Aug 2024$508.25$97.03$605.28$14,437.94
35Sep 2024$511.55$93.73$605.28$13,926.39
36Oct 2024$514.87$90.41$605.28$13,411.52
37Nov 2024$518.22$87.06$605.28$12,893.30
38Dec 2024$521.58$83.70$605.28$12,371.72
2024 Total$6,041.64$1,221.72$7,263.36
39Jan 2025$524.97$80.31$605.28$11,846.75
40Feb 2025$528.37$76.91$605.28$11,318.38
41Mar 2025$531.80$73.48$605.28$10,786.58
42Apr 2025$535.26$70.02$605.28$10,251.32
43May 2025$538.73$66.55$605.28$9,712.59
44Jun 2025$542.23$63.05$605.28$9,170.36
45Jul 2025$545.75$59.53$605.28$8,624.61
46Aug 2025$549.29$55.99$605.28$8,075.32
47Sep 2025$552.86$52.42$605.28$7,522.46
48Oct 2025$556.45$48.83$605.28$6,966.01
49Nov 2025$560.06$45.22$605.28$6,405.95
50Dec 2025$563.69$41.59$605.28$5,842.26
2025 Total$6,529.46$733.9$7,263.36
51Jan 2026$567.35$37.93$605.28$5,274.91
52Feb 2026$571.04$34.24$605.28$4,703.87
53Mar 2026$574.74$30.54$605.28$4,129.13
54Apr 2026$578.48$26.80$605.28$3,550.65
55May 2026$582.23$23.05$605.28$2,968.42
56Jun 2026$586.01$19.27$605.28$2,382.41
57Jul 2026$589.81$15.47$605.28$1,792.60
58Aug 2026$593.64$11.64$605.28$1,198.96
59Sep 2026$597.50$7.78$605.28$601.46
60Oct 2026$601.38$3.90$605.28$0.08
2026 Total$5,842.18$210.62$6,052.8