RateCity.com.au
powering smart financial decisions
RateCity.com.au
Borrow amount
$30k
Interest Rate

12.49

% p.a

Fixed

Comparison Rate*

12.75

% p.a

Loan term
0 year to 7 years
Repayment frequency
Monthly
Monthly repayment

$675

Number of repayments
60
Total interest paid
$10.5k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Sep 2022$362.54$312.25$674.79$29,637.46
2Oct 2022$366.31$308.48$674.79$29,271.15
3Nov 2022$370.13$304.66$674.79$28,901.02
4Dec 2022$373.98$300.81$674.79$28,527.04
2022 Total$1,472.96$1,226.2$2,699.16
5Jan 2023$377.87$296.92$674.79$28,149.17
6Feb 2023$381.80$292.99$674.79$27,767.37
7Mar 2023$385.78$289.01$674.79$27,381.59
8Apr 2023$389.79$285.00$674.79$26,991.80
9May 2023$393.85$280.94$674.79$26,597.95
10Jun 2023$397.95$276.84$674.79$26,200.00
11Jul 2023$402.09$272.70$674.79$25,797.91
12Aug 2023$406.28$268.51$674.79$25,391.63
13Sep 2023$410.51$264.28$674.79$24,981.12
14Oct 2023$414.78$260.01$674.79$24,566.34
15Nov 2023$419.10$255.69$674.79$24,147.24
16Dec 2023$423.46$251.33$674.79$23,723.78
2023 Total$4,803.26$3,294.22$8,097.48
17Jan 2024$427.86$246.93$674.79$23,295.92
18Feb 2024$432.32$242.47$674.79$22,863.60
19Mar 2024$436.82$237.97$674.79$22,426.78
20Apr 2024$441.36$233.43$674.79$21,985.42
21May 2024$445.96$228.83$674.79$21,539.46
22Jun 2024$450.60$224.19$674.79$21,088.86
23Jul 2024$455.29$219.50$674.79$20,633.57
24Aug 2024$460.03$214.76$674.79$20,173.54
25Sep 2024$464.82$209.97$674.79$19,708.72
26Oct 2024$469.66$205.13$674.79$19,239.06
27Nov 2024$474.54$200.25$674.79$18,764.52
28Dec 2024$479.48$195.31$674.79$18,285.04
2024 Total$5,438.74$2,658.74$8,097.48
29Jan 2025$484.47$190.32$674.79$17,800.57
30Feb 2025$489.52$185.27$674.79$17,311.05
31Mar 2025$494.61$180.18$674.79$16,816.44
32Apr 2025$499.76$175.03$674.79$16,316.68
33May 2025$504.96$169.83$674.79$15,811.72
34Jun 2025$510.22$164.57$674.79$15,301.50
35Jul 2025$515.53$159.26$674.79$14,785.97
36Aug 2025$520.89$153.90$674.79$14,265.08
37Sep 2025$526.31$148.48$674.79$13,738.77
38Oct 2025$531.79$143.00$674.79$13,206.98
39Nov 2025$537.33$137.46$674.79$12,669.65
40Dec 2025$542.92$131.87$674.79$12,126.73
2025 Total$6,158.31$1,939.17$8,097.48
41Jan 2026$548.57$126.22$674.79$11,578.16
42Feb 2026$554.28$120.51$674.79$11,023.88
43Mar 2026$560.05$114.74$674.79$10,463.83
44Apr 2026$565.88$108.91$674.79$9,897.95
45May 2026$571.77$103.02$674.79$9,326.18
46Jun 2026$577.72$97.07$674.79$8,748.46
47Jul 2026$583.73$91.06$674.79$8,164.73
48Aug 2026$589.81$84.98$674.79$7,574.92
49Sep 2026$595.95$78.84$674.79$6,978.97
50Oct 2026$602.15$72.64$674.79$6,376.82
51Nov 2026$608.42$66.37$674.79$5,768.40
52Dec 2026$614.75$60.04$674.79$5,153.65
2026 Total$6,973.08$1,124.4$8,097.48
53Jan 2027$621.15$53.64$674.79$4,532.50
54Feb 2027$627.61$47.18$674.79$3,904.89
55Mar 2027$634.15$40.64$674.79$3,270.74
56Apr 2027$640.75$34.04$674.79$2,629.99
57May 2027$647.42$27.37$674.79$1,982.57
58Jun 2027$654.15$20.64$674.79$1,328.42
59Jul 2027$660.96$13.83$674.79$667.46
60Aug 2027$667.46$6.95$674.41$0.00
2027 Total$5,153.65$244.29$5,397.94