RateCity.com.au
powering smart financial decisions
Borrow amount
$30k
Advertised Rate

7.39

% p.a

Fixed

Comparison Rate*

8.19

% p.a

Loan term
1 year to 7 years
Repayment frequency
Monthly
Monthly repayment

600

Number of repayments
60
Total interest paid
$6k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Nov 2021$414.82$184.75$599.57$29,585.18
2Dec 2021$417.37$182.20$599.57$29,167.81
2021 Total$832.19$366.95$1,199.14
3Jan 2022$419.94$179.63$599.57$28,747.87
4Feb 2022$422.53$177.04$599.57$28,325.34
5Mar 2022$425.13$174.44$599.57$27,900.21
6Apr 2022$427.75$171.82$599.57$27,472.46
7May 2022$430.39$169.18$599.57$27,042.07
8Jun 2022$433.04$166.53$599.57$26,609.03
9Jul 2022$435.70$163.87$599.57$26,173.33
10Aug 2022$438.39$161.18$599.57$25,734.94
11Sep 2022$441.09$158.48$599.57$25,293.85
12Oct 2022$443.80$155.77$599.57$24,850.05
13Nov 2022$446.54$153.03$599.57$24,403.51
14Dec 2022$449.29$150.28$599.57$23,954.22
2022 Total$5,213.59$1,981.25$7,194.84
15Jan 2023$452.05$147.52$599.57$23,502.17
16Feb 2023$454.84$144.73$599.57$23,047.33
17Mar 2023$457.64$141.93$599.57$22,589.69
18Apr 2023$460.46$139.11$599.57$22,129.23
19May 2023$463.29$136.28$599.57$21,665.94
20Jun 2023$466.14$133.43$599.57$21,199.80
21Jul 2023$469.01$130.56$599.57$20,730.79
22Aug 2023$471.90$127.67$599.57$20,258.89
23Sep 2023$474.81$124.76$599.57$19,784.08
24Oct 2023$477.73$121.84$599.57$19,306.35
25Nov 2023$480.68$118.89$599.57$18,825.67
26Dec 2023$483.64$115.93$599.57$18,342.03
2023 Total$5,612.19$1,582.65$7,194.84
27Jan 2024$486.61$112.96$599.57$17,855.42
28Feb 2024$489.61$109.96$599.57$17,365.81
29Mar 2024$492.63$106.94$599.57$16,873.18
30Apr 2024$495.66$103.91$599.57$16,377.52
31May 2024$498.71$100.86$599.57$15,878.81
32Jun 2024$501.78$97.79$599.57$15,377.03
33Jul 2024$504.87$94.70$599.57$14,872.16
34Aug 2024$507.98$91.59$599.57$14,364.18
35Sep 2024$511.11$88.46$599.57$13,853.07
36Oct 2024$514.26$85.31$599.57$13,338.81
37Nov 2024$517.43$82.14$599.57$12,821.38
38Dec 2024$520.61$78.96$599.57$12,300.77
2024 Total$6,041.26$1,153.58$7,194.84
39Jan 2025$523.82$75.75$599.57$11,776.95
40Feb 2025$527.04$72.53$599.57$11,249.91
41Mar 2025$530.29$69.28$599.57$10,719.62
42Apr 2025$533.56$66.01$599.57$10,186.06
43May 2025$536.84$62.73$599.57$9,649.22
44Jun 2025$540.15$59.42$599.57$9,109.07
45Jul 2025$543.47$56.10$599.57$8,565.60
46Aug 2025$546.82$52.75$599.57$8,018.78
47Sep 2025$550.19$49.38$599.57$7,468.59
48Oct 2025$553.58$45.99$599.57$6,915.01
49Nov 2025$556.99$42.58$599.57$6,358.02
50Dec 2025$560.42$39.15$599.57$5,797.60
2025 Total$6,503.17$691.67$7,194.84
51Jan 2026$563.87$35.70$599.57$5,233.73
52Feb 2026$567.34$32.23$599.57$4,666.39
53Mar 2026$570.83$28.74$599.57$4,095.56
54Apr 2026$574.35$25.22$599.57$3,521.21
55May 2026$577.89$21.68$599.57$2,943.32
56Jun 2026$581.44$18.13$599.57$2,361.88
57Jul 2026$585.02$14.55$599.57$1,776.86
58Aug 2026$588.63$10.94$599.57$1,188.23
59Sep 2026$592.25$7.32$599.57$595.98
60Oct 2026$595.90$3.67$599.57$0.08
2026 Total$5,797.52$198.18$5,995.7