RateCity.com.au
powering smart financial decisions
Borrow amount
$30k
Advertised Rate

From

3.35

% p.a

Fixed

Comparison Rate*

4.95

% p.a

Loan term
1 year to 7 years
Repayment frequency
Monthly
Monthly repayment

544

Number of repayments
60
Total interest paid
$2.6k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Oct 2021$459.99$83.75$543.74$29,540.01
2Nov 2021$461.27$82.47$543.74$29,078.74
3Dec 2021$462.56$81.18$543.74$28,616.18
2021 Total$1,383.82$247.4$1,631.22
4Jan 2022$463.85$79.89$543.74$28,152.33
5Feb 2022$465.15$78.59$543.74$27,687.18
6Mar 2022$466.45$77.29$543.74$27,220.73
7Apr 2022$467.75$75.99$543.74$26,752.98
8May 2022$469.05$74.69$543.74$26,283.93
9Jun 2022$470.36$73.38$543.74$25,813.57
10Jul 2022$471.68$72.06$543.74$25,341.89
11Aug 2022$472.99$70.75$543.74$24,868.90
12Sep 2022$474.31$69.43$543.74$24,394.59
13Oct 2022$475.64$68.10$543.74$23,918.95
14Nov 2022$476.97$66.77$543.74$23,441.98
15Dec 2022$478.30$65.44$543.74$22,963.68
2022 Total$5,652.5$872.38$6,524.88
16Jan 2023$479.63$64.11$543.74$22,484.05
17Feb 2023$480.97$62.77$543.74$22,003.08
18Mar 2023$482.31$61.43$543.74$21,520.77
19Apr 2023$483.66$60.08$543.74$21,037.11
20May 2023$485.01$58.73$543.74$20,552.10
21Jun 2023$486.37$57.37$543.74$20,065.73
22Jul 2023$487.72$56.02$543.74$19,578.01
23Aug 2023$489.08$54.66$543.74$19,088.93
24Sep 2023$490.45$53.29$543.74$18,598.48
25Oct 2023$491.82$51.92$543.74$18,106.66
26Nov 2023$493.19$50.55$543.74$17,613.47
27Dec 2023$494.57$49.17$543.74$17,118.90
2023 Total$5,844.78$680.1$6,524.88
28Jan 2024$495.95$47.79$543.74$16,622.95
29Feb 2024$497.33$46.41$543.74$16,125.62
30Mar 2024$498.72$45.02$543.74$15,626.90
31Apr 2024$500.11$43.63$543.74$15,126.79
32May 2024$501.51$42.23$543.74$14,625.28
33Jun 2024$502.91$40.83$543.74$14,122.37
34Jul 2024$504.32$39.42$543.74$13,618.05
35Aug 2024$505.72$38.02$543.74$13,112.33
36Sep 2024$507.13$36.61$543.74$12,605.20
37Oct 2024$508.55$35.19$543.74$12,096.65
38Nov 2024$509.97$33.77$543.74$11,586.68
39Dec 2024$511.39$32.35$543.74$11,075.29
2024 Total$6,043.61$481.27$6,524.88
40Jan 2025$512.82$30.92$543.74$10,562.47
41Feb 2025$514.25$29.49$543.74$10,048.22
42Mar 2025$515.69$28.05$543.74$9,532.53
43Apr 2025$517.13$26.61$543.74$9,015.40
44May 2025$518.57$25.17$543.74$8,496.83
45Jun 2025$520.02$23.72$543.74$7,976.81
46Jul 2025$521.47$22.27$543.74$7,455.34
47Aug 2025$522.93$20.81$543.74$6,932.41
48Sep 2025$524.39$19.35$543.74$6,408.02
49Oct 2025$525.85$17.89$543.74$5,882.17
50Nov 2025$527.32$16.42$543.74$5,354.85
51Dec 2025$528.79$14.95$543.74$4,826.06
2025 Total$6,249.23$275.65$6,524.88
52Jan 2026$530.27$13.47$543.74$4,295.79
53Feb 2026$531.75$11.99$543.74$3,764.04
54Mar 2026$533.23$10.51$543.74$3,230.81
55Apr 2026$534.72$9.02$543.74$2,696.09
56May 2026$536.21$7.53$543.74$2,159.88
57Jun 2026$537.71$6.03$543.74$1,622.17
58Jul 2026$539.21$4.53$543.74$1,082.96
59Aug 2026$540.72$3.02$543.74$542.24
60Sep 2026$542.23$1.51$543.74$0.01
2026 Total$4,826.05$67.61$4,893.66