RateCity.com.au
powering smart financial decisions
Borrow amount
$30k
Advertised Rate

12.90

% p.a

Variable

Comparison Rate*

13.96

% p.a

Loan term
1 year to 7 years
Repayment frequency
Monthly
Monthly repayment

681

Number of repayments
60
Total interest paid
$10.9k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Oct 2021$358.56$322.50$681.06$29,641.44
2Nov 2021$362.41$318.65$681.06$29,279.03
3Dec 2021$366.31$314.75$681.06$28,912.72
2021 Total$1,087.28$955.9$2,043.18
4Jan 2022$370.25$310.81$681.06$28,542.47
5Feb 2022$374.23$306.83$681.06$28,168.24
6Mar 2022$378.25$302.81$681.06$27,789.99
7Apr 2022$382.32$298.74$681.06$27,407.67
8May 2022$386.43$294.63$681.06$27,021.24
9Jun 2022$390.58$290.48$681.06$26,630.66
10Jul 2022$394.78$286.28$681.06$26,235.88
11Aug 2022$399.02$282.04$681.06$25,836.86
12Sep 2022$403.31$277.75$681.06$25,433.55
13Oct 2022$407.65$273.41$681.06$25,025.90
14Nov 2022$412.03$269.03$681.06$24,613.87
15Dec 2022$416.46$264.60$681.06$24,197.41
2022 Total$4,715.31$3,457.41$8,172.72
16Jan 2023$420.94$260.12$681.06$23,776.47
17Feb 2023$425.46$255.60$681.06$23,351.01
18Mar 2023$430.04$251.02$681.06$22,920.97
19Apr 2023$434.66$246.40$681.06$22,486.31
20May 2023$439.33$241.73$681.06$22,046.98
21Jun 2023$444.05$237.01$681.06$21,602.93
22Jul 2023$448.83$232.23$681.06$21,154.10
23Aug 2023$453.65$227.41$681.06$20,700.45
24Sep 2023$458.53$222.53$681.06$20,241.92
25Oct 2023$463.46$217.60$681.06$19,778.46
26Nov 2023$468.44$212.62$681.06$19,310.02
27Dec 2023$473.48$207.58$681.06$18,836.54
2023 Total$5,360.87$2,811.85$8,172.72
28Jan 2024$478.57$202.49$681.06$18,357.97
29Feb 2024$483.71$197.35$681.06$17,874.26
30Mar 2024$488.91$192.15$681.06$17,385.35
31Apr 2024$494.17$186.89$681.06$16,891.18
32May 2024$499.48$181.58$681.06$16,391.70
33Jun 2024$504.85$176.21$681.06$15,886.85
34Jul 2024$510.28$170.78$681.06$15,376.57
35Aug 2024$515.76$165.30$681.06$14,860.81
36Sep 2024$521.31$159.75$681.06$14,339.50
37Oct 2024$526.91$154.15$681.06$13,812.59
38Nov 2024$532.57$148.49$681.06$13,280.02
39Dec 2024$538.30$142.76$681.06$12,741.72
2024 Total$6,094.82$2,077.9$8,172.72
40Jan 2025$544.09$136.97$681.06$12,197.63
41Feb 2025$549.94$131.12$681.06$11,647.69
42Mar 2025$555.85$125.21$681.06$11,091.84
43Apr 2025$561.82$119.24$681.06$10,530.02
44May 2025$567.86$113.20$681.06$9,962.16
45Jun 2025$573.97$107.09$681.06$9,388.19
46Jul 2025$580.14$100.92$681.06$8,808.05
47Aug 2025$586.37$94.69$681.06$8,221.68
48Sep 2025$592.68$88.38$681.06$7,629.00
49Oct 2025$599.05$82.01$681.06$7,029.95
50Nov 2025$605.49$75.57$681.06$6,424.46
51Dec 2025$612.00$69.06$681.06$5,812.46
2025 Total$6,929.26$1,243.46$8,172.72
52Jan 2026$618.58$62.48$681.06$5,193.88
53Feb 2026$625.23$55.83$681.06$4,568.65
54Mar 2026$631.95$49.11$681.06$3,936.70
55Apr 2026$638.74$42.32$681.06$3,297.96
56May 2026$645.61$35.45$681.06$2,652.35
57Jun 2026$652.55$28.51$681.06$1,999.80
58Jul 2026$659.56$21.50$681.06$1,340.24
59Aug 2026$666.65$14.41$681.06$673.59
60Sep 2026$673.59$7.24$680.83$0.00
2026 Total$5,812.46$316.85$6,129.31