RateCity.com.au
powering smart financial decisions
RateCity.com.au
Borrow amount
$30k
Interest Rate

12.90

% p.a

Variable

Comparison Rate*

13.96

% p.a

Loan term
1 year to 7 years
Repayment frequency
Monthly
Monthly repayment

$681

Number of repayments
60
Total interest paid
$10.9k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Sep 2022$358.56$322.50$681.06$29,641.44
2Oct 2022$362.41$318.65$681.06$29,279.03
3Nov 2022$366.31$314.75$681.06$28,912.72
4Dec 2022$370.25$310.81$681.06$28,542.47
2022 Total$1,457.53$1,266.71$2,724.24
5Jan 2023$374.23$306.83$681.06$28,168.24
6Feb 2023$378.25$302.81$681.06$27,789.99
7Mar 2023$382.32$298.74$681.06$27,407.67
8Apr 2023$386.43$294.63$681.06$27,021.24
9May 2023$390.58$290.48$681.06$26,630.66
10Jun 2023$394.78$286.28$681.06$26,235.88
11Jul 2023$399.02$282.04$681.06$25,836.86
12Aug 2023$403.31$277.75$681.06$25,433.55
13Sep 2023$407.65$273.41$681.06$25,025.90
14Oct 2023$412.03$269.03$681.06$24,613.87
15Nov 2023$416.46$264.60$681.06$24,197.41
16Dec 2023$420.94$260.12$681.06$23,776.47
2023 Total$4,766$3,406.72$8,172.72
17Jan 2024$425.46$255.60$681.06$23,351.01
18Feb 2024$430.04$251.02$681.06$22,920.97
19Mar 2024$434.66$246.40$681.06$22,486.31
20Apr 2024$439.33$241.73$681.06$22,046.98
21May 2024$444.05$237.01$681.06$21,602.93
22Jun 2024$448.83$232.23$681.06$21,154.10
23Jul 2024$453.65$227.41$681.06$20,700.45
24Aug 2024$458.53$222.53$681.06$20,241.92
25Sep 2024$463.46$217.60$681.06$19,778.46
26Oct 2024$468.44$212.62$681.06$19,310.02
27Nov 2024$473.48$207.58$681.06$18,836.54
28Dec 2024$478.57$202.49$681.06$18,357.97
2024 Total$5,418.5$2,754.22$8,172.72
29Jan 2025$483.71$197.35$681.06$17,874.26
30Feb 2025$488.91$192.15$681.06$17,385.35
31Mar 2025$494.17$186.89$681.06$16,891.18
32Apr 2025$499.48$181.58$681.06$16,391.70
33May 2025$504.85$176.21$681.06$15,886.85
34Jun 2025$510.28$170.78$681.06$15,376.57
35Jul 2025$515.76$165.30$681.06$14,860.81
36Aug 2025$521.31$159.75$681.06$14,339.50
37Sep 2025$526.91$154.15$681.06$13,812.59
38Oct 2025$532.57$148.49$681.06$13,280.02
39Nov 2025$538.30$142.76$681.06$12,741.72
40Dec 2025$544.09$136.97$681.06$12,197.63
2025 Total$6,160.34$2,012.38$8,172.72
41Jan 2026$549.94$131.12$681.06$11,647.69
42Feb 2026$555.85$125.21$681.06$11,091.84
43Mar 2026$561.82$119.24$681.06$10,530.02
44Apr 2026$567.86$113.20$681.06$9,962.16
45May 2026$573.97$107.09$681.06$9,388.19
46Jun 2026$580.14$100.92$681.06$8,808.05
47Jul 2026$586.37$94.69$681.06$8,221.68
48Aug 2026$592.68$88.38$681.06$7,629.00
49Sep 2026$599.05$82.01$681.06$7,029.95
50Oct 2026$605.49$75.57$681.06$6,424.46
51Nov 2026$612.00$69.06$681.06$5,812.46
52Dec 2026$618.58$62.48$681.06$5,193.88
2026 Total$7,003.75$1,168.97$8,172.72
53Jan 2027$625.23$55.83$681.06$4,568.65
54Feb 2027$631.95$49.11$681.06$3,936.70
55Mar 2027$638.74$42.32$681.06$3,297.96
56Apr 2027$645.61$35.45$681.06$2,652.35
57May 2027$652.55$28.51$681.06$1,999.80
58Jun 2027$659.56$21.50$681.06$1,340.24
59Jul 2027$666.65$14.41$681.06$673.59
60Aug 2027$673.59$7.24$680.83$0.00
2027 Total$5,193.88$254.37$5,448.25