Borrow amount
$30k
Advertised Rate

7.90%

Variable

Comparison Rate*

8.15%

Loan term
5 Years
Circle Alliance Bank
Repayment frequency
Monthly
Monthly repayment

$607

Number of repayments
60
Total interest paid
$6.4k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Feb 2021$409.36$197.50$606.86$29,590.64
2Mar 2021$412.05$194.81$606.86$29,178.59
3Apr 2021$414.77$192.09$606.86$28,763.82
4May 2021$417.50$189.36$606.86$28,346.32
5Jun 2021$420.25$186.61$606.86$27,926.07
6Jul 2021$423.01$183.85$606.86$27,503.06
7Aug 2021$425.80$181.06$606.86$27,077.26
8Sep 2021$428.60$178.26$606.86$26,648.66
9Oct 2021$431.42$175.44$606.86$26,217.24
10Nov 2021$434.26$172.60$606.86$25,782.98
11Dec 2021$437.12$169.74$606.86$25,345.86
2021 Total$4,654.14$2,021.32$6,675.46
12Jan 2022$440.00$166.86$606.86$24,905.86
13Feb 2022$442.90$163.96$606.86$24,462.96
14Mar 2022$445.81$161.05$606.86$24,017.15
15Apr 2022$448.75$158.11$606.86$23,568.40
16May 2022$451.70$155.16$606.86$23,116.70
17Jun 2022$454.68$152.18$606.86$22,662.02
18Jul 2022$457.67$149.19$606.86$22,204.35
19Aug 2022$460.68$146.18$606.86$21,743.67
20Sep 2022$463.71$143.15$606.86$21,279.96
21Oct 2022$466.77$140.09$606.86$20,813.19
22Nov 2022$469.84$137.02$606.86$20,343.35
23Dec 2022$472.93$133.93$606.86$19,870.42
2022 Total$5,475.44$1,806.88$7,282.32
24Jan 2023$476.05$130.81$606.86$19,394.37
25Feb 2023$479.18$127.68$606.86$18,915.19
26Mar 2023$482.33$124.53$606.86$18,432.86
27Apr 2023$485.51$121.35$606.86$17,947.35
28May 2023$488.71$118.15$606.86$17,458.64
29Jun 2023$491.92$114.94$606.86$16,966.72
30Jul 2023$495.16$111.70$606.86$16,471.56
31Aug 2023$498.42$108.44$606.86$15,973.14
32Sep 2023$501.70$105.16$606.86$15,471.44
33Oct 2023$505.01$101.85$606.86$14,966.43
34Nov 2023$508.33$98.53$606.86$14,458.10
35Dec 2023$511.68$95.18$606.86$13,946.42
2023 Total$5,924$1,358.32$7,282.32
36Jan 2024$515.05$91.81$606.86$13,431.37
37Feb 2024$518.44$88.42$606.86$12,912.93
38Mar 2024$521.85$85.01$606.86$12,391.08
39Apr 2024$525.29$81.57$606.86$11,865.79
40May 2024$528.74$78.12$606.86$11,337.05
41Jun 2024$532.22$74.64$606.86$10,804.83
42Jul 2024$535.73$71.13$606.86$10,269.10
43Aug 2024$539.26$67.60$606.86$9,729.84
44Sep 2024$542.81$64.05$606.86$9,187.03
45Oct 2024$546.38$60.48$606.86$8,640.65
46Nov 2024$549.98$56.88$606.86$8,090.67
47Dec 2024$553.60$53.26$606.86$7,537.07
2024 Total$6,409.35$872.97$7,282.32
48Jan 2025$557.24$49.62$606.86$6,979.83
49Feb 2025$560.91$45.95$606.86$6,418.92
50Mar 2025$564.60$42.26$606.86$5,854.32
51Apr 2025$568.32$38.54$606.86$5,286.00
52May 2025$572.06$34.80$606.86$4,713.94
53Jun 2025$575.83$31.03$606.86$4,138.11
54Jul 2025$579.62$27.24$606.86$3,558.49
55Aug 2025$583.43$23.43$606.86$2,975.06
56Sep 2025$587.27$19.59$606.86$2,387.79
57Oct 2025$591.14$15.72$606.86$1,796.65
58Nov 2025$595.03$11.83$606.86$1,201.62
59Dec 2025$598.95$7.91$606.86$602.67
2025 Total$6,934.4$347.92$7,282.32
60Jan 2026$602.67$3.97$606.64$0.00
2025 Total$602.67$3.97$606.64