RateCity.com.au
powering smart financial decisions
Borrow amount
$30k
Interest Rate

8.34

% p.a

Variable

Comparison Rate*

8.63

% p.a

Loan term
1 year to 7 years
Repayment frequency
Monthly
Monthly repayment

$613

Number of repayments
60
Total interest paid
$6.8k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Feb 2022$404.69$208.50$613.19$29,595.31
2Mar 2022$407.50$205.69$613.19$29,187.81
3Apr 2022$410.33$202.86$613.19$28,777.48
4May 2022$413.19$200.00$613.19$28,364.29
5Jun 2022$416.06$197.13$613.19$27,948.23
6Jul 2022$418.95$194.24$613.19$27,529.28
7Aug 2022$421.86$191.33$613.19$27,107.42
8Sep 2022$424.79$188.40$613.19$26,682.63
9Oct 2022$427.75$185.44$613.19$26,254.88
10Nov 2022$430.72$182.47$613.19$25,824.16
11Dec 2022$433.71$179.48$613.19$25,390.45
2022 Total$4,609.55$2,135.54$6,745.09
12Jan 2023$436.73$176.46$613.19$24,953.72
13Feb 2023$439.76$173.43$613.19$24,513.96
14Mar 2023$442.82$170.37$613.19$24,071.14
15Apr 2023$445.90$167.29$613.19$23,625.24
16May 2023$448.99$164.20$613.19$23,176.25
17Jun 2023$452.12$161.07$613.19$22,724.13
18Jul 2023$455.26$157.93$613.19$22,268.87
19Aug 2023$458.42$154.77$613.19$21,810.45
20Sep 2023$461.61$151.58$613.19$21,348.84
21Oct 2023$464.82$148.37$613.19$20,884.02
22Nov 2023$468.05$145.14$613.19$20,415.97
23Dec 2023$471.30$141.89$613.19$19,944.67
2023 Total$5,445.78$1,912.5$7,358.28
24Jan 2024$474.57$138.62$613.19$19,470.10
25Feb 2024$477.87$135.32$613.19$18,992.23
26Mar 2024$481.19$132.00$613.19$18,511.04
27Apr 2024$484.54$128.65$613.19$18,026.50
28May 2024$487.91$125.28$613.19$17,538.59
29Jun 2024$491.30$121.89$613.19$17,047.29
30Jul 2024$494.71$118.48$613.19$16,552.58
31Aug 2024$498.15$115.04$613.19$16,054.43
32Sep 2024$501.61$111.58$613.19$15,552.82
33Oct 2024$505.10$108.09$613.19$15,047.72
34Nov 2024$508.61$104.58$613.19$14,539.11
35Dec 2024$512.14$101.05$613.19$14,026.97
2024 Total$5,917.7$1,440.58$7,358.28
36Jan 2025$515.70$97.49$613.19$13,511.27
37Feb 2025$519.29$93.90$613.19$12,991.98
38Mar 2025$522.90$90.29$613.19$12,469.08
39Apr 2025$526.53$86.66$613.19$11,942.55
40May 2025$530.19$83.00$613.19$11,412.36
41Jun 2025$533.87$79.32$613.19$10,878.49
42Jul 2025$537.58$75.61$613.19$10,340.91
43Aug 2025$541.32$71.87$613.19$9,799.59
44Sep 2025$545.08$68.11$613.19$9,254.51
45Oct 2025$548.87$64.32$613.19$8,705.64
46Nov 2025$552.69$60.50$613.19$8,152.95
47Dec 2025$556.53$56.66$613.19$7,596.42
2025 Total$6,430.55$927.73$7,358.28
48Jan 2026$560.39$52.80$613.19$7,036.03
49Feb 2026$564.29$48.90$613.19$6,471.74
50Mar 2026$568.21$44.98$613.19$5,903.53
51Apr 2026$572.16$41.03$613.19$5,331.37
52May 2026$576.14$37.05$613.19$4,755.23
53Jun 2026$580.14$33.05$613.19$4,175.09
54Jul 2026$584.17$29.02$613.19$3,590.92
55Aug 2026$588.23$24.96$613.19$3,002.69
56Sep 2026$592.32$20.87$613.19$2,410.37
57Oct 2026$596.44$16.75$613.19$1,813.93
58Nov 2026$600.58$12.61$613.19$1,213.35
59Dec 2026$604.76$8.43$613.19$608.59
2026 Total$6,987.83$370.45$7,358.28
60Jan 2027$608.59$4.23$612.82$0.00
2026 Total$608.59$4.23$612.82