RateCity.com.au
powering smart financial decisions
Borrow amount
$30k
Advertised Rate

9.44

% p.a

Variable

Comparison Rate*

9.73

% p.a

Loan term
1 year to 7 years
Repayment frequency
Monthly
Monthly repayment

$629

Number of repayments
60
Total interest paid
$7.8k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Oct 2021$393.18$236.00$629.18$29,606.82
2Nov 2021$396.27$232.91$629.18$29,210.55
3Dec 2021$399.39$229.79$629.18$28,811.16
2021 Total$1,188.84$698.7$1,887.54
4Jan 2022$402.53$226.65$629.18$28,408.63
5Feb 2022$405.70$223.48$629.18$28,002.93
6Mar 2022$408.89$220.29$629.18$27,594.04
7Apr 2022$412.11$217.07$629.18$27,181.93
8May 2022$415.35$213.83$629.18$26,766.58
9Jun 2022$418.62$210.56$629.18$26,347.96
10Jul 2022$421.91$207.27$629.18$25,926.05
11Aug 2022$425.23$203.95$629.18$25,500.82
12Sep 2022$428.57$200.61$629.18$25,072.25
13Oct 2022$431.94$197.24$629.18$24,640.31
14Nov 2022$435.34$193.84$629.18$24,204.97
15Dec 2022$438.77$190.41$629.18$23,766.20
2022 Total$5,044.96$2,505.2$7,550.16
16Jan 2023$442.22$186.96$629.18$23,323.98
17Feb 2023$445.70$183.48$629.18$22,878.28
18Mar 2023$449.20$179.98$629.18$22,429.08
19Apr 2023$452.74$176.44$629.18$21,976.34
20May 2023$456.30$172.88$629.18$21,520.04
21Jun 2023$459.89$169.29$629.18$21,060.15
22Jul 2023$463.51$165.67$629.18$20,596.64
23Aug 2023$467.15$162.03$629.18$20,129.49
24Sep 2023$470.83$158.35$629.18$19,658.66
25Oct 2023$474.53$154.65$629.18$19,184.13
26Nov 2023$478.26$150.92$629.18$18,705.87
27Dec 2023$482.03$147.15$629.18$18,223.84
2023 Total$5,542.36$2,007.8$7,550.16
28Jan 2024$485.82$143.36$629.18$17,738.02
29Feb 2024$489.64$139.54$629.18$17,248.38
30Mar 2024$493.49$135.69$629.18$16,754.89
31Apr 2024$497.37$131.81$629.18$16,257.52
32May 2024$501.29$127.89$629.18$15,756.23
33Jun 2024$505.23$123.95$629.18$15,251.00
34Jul 2024$509.21$119.97$629.18$14,741.79
35Aug 2024$513.21$115.97$629.18$14,228.58
36Sep 2024$517.25$111.93$629.18$13,711.33
37Oct 2024$521.32$107.86$629.18$13,190.01
38Nov 2024$525.42$103.76$629.18$12,664.59
39Dec 2024$529.55$99.63$629.18$12,135.04
2024 Total$6,088.8$1,461.36$7,550.16
40Jan 2025$533.72$95.46$629.18$11,601.32
41Feb 2025$537.92$91.26$629.18$11,063.40
42Mar 2025$542.15$87.03$629.18$10,521.25
43Apr 2025$546.41$82.77$629.18$9,974.84
44May 2025$550.71$78.47$629.18$9,424.13
45Jun 2025$555.04$74.14$629.18$8,869.09
46Jul 2025$559.41$69.77$629.18$8,309.68
47Aug 2025$563.81$65.37$629.18$7,745.87
48Sep 2025$568.25$60.93$629.18$7,177.62
49Oct 2025$572.72$56.46$629.18$6,604.90
50Nov 2025$577.22$51.96$629.18$6,027.68
51Dec 2025$581.76$47.42$629.18$5,445.92
2025 Total$6,689.12$861.04$7,550.16
52Jan 2026$586.34$42.84$629.18$4,859.58
53Feb 2026$590.95$38.23$629.18$4,268.63
54Mar 2026$595.60$33.58$629.18$3,673.03
55Apr 2026$600.29$28.89$629.18$3,072.74
56May 2026$605.01$24.17$629.18$2,467.73
57Jun 2026$609.77$19.41$629.18$1,857.96
58Jul 2026$614.56$14.62$629.18$1,243.40
59Aug 2026$619.40$9.78$629.18$624.00
60Sep 2026$624.00$4.91$628.91$0.00
2026 Total$5,445.92$216.43$5,662.35