RateCity.com.au
powering smart financial decisions
Borrow amount
$30k
Advertised Rate

10.94

% p.a

Fixed

Comparison Rate*

11.23

% p.a

Loan term
1 year to 7 years
Repayment frequency
Monthly
Monthly repayment

$651

Number of repayments
60
Total interest paid
$9.1k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Dec 2021$377.88$273.50$651.38$29,622.12
2021 Total$377.88$273.5$651.38
2Jan 2022$381.33$270.05$651.38$29,240.79
3Feb 2022$384.80$266.58$651.38$28,855.99
4Mar 2022$388.31$263.07$651.38$28,467.68
5Apr 2022$391.85$259.53$651.38$28,075.83
6May 2022$395.42$255.96$651.38$27,680.41
7Jun 2022$399.03$252.35$651.38$27,281.38
8Jul 2022$402.66$248.72$651.38$26,878.72
9Aug 2022$406.34$245.04$651.38$26,472.38
10Sep 2022$410.04$241.34$651.38$26,062.34
11Oct 2022$413.78$237.60$651.38$25,648.56
12Nov 2022$417.55$233.83$651.38$25,231.01
13Dec 2022$421.36$230.02$651.38$24,809.65
2022 Total$4,812.47$3,004.09$7,816.56
14Jan 2023$425.20$226.18$651.38$24,384.45
15Feb 2023$429.08$222.30$651.38$23,955.37
16Mar 2023$432.99$218.39$651.38$23,522.38
17Apr 2023$436.93$214.45$651.38$23,085.45
18May 2023$440.92$210.46$651.38$22,644.53
19Jun 2023$444.94$206.44$651.38$22,199.59
20Jul 2023$448.99$202.39$651.38$21,750.60
21Aug 2023$453.09$198.29$651.38$21,297.51
22Sep 2023$457.22$194.16$651.38$20,840.29
23Oct 2023$461.39$189.99$651.38$20,378.90
24Nov 2023$465.59$185.79$651.38$19,913.31
25Dec 2023$469.84$181.54$651.38$19,443.47
2023 Total$5,366.18$2,450.38$7,816.56
26Jan 2024$474.12$177.26$651.38$18,969.35
27Feb 2024$478.44$172.94$651.38$18,490.91
28Mar 2024$482.80$168.58$651.38$18,008.11
29Apr 2024$487.21$164.17$651.38$17,520.90
30May 2024$491.65$159.73$651.38$17,029.25
31Jun 2024$496.13$155.25$651.38$16,533.12
32Jul 2024$500.65$150.73$651.38$16,032.47
33Aug 2024$505.22$146.16$651.38$15,527.25
34Sep 2024$509.82$141.56$651.38$15,017.43
35Oct 2024$514.47$136.91$651.38$14,502.96
36Nov 2024$519.16$132.22$651.38$13,983.80
37Dec 2024$523.89$127.49$651.38$13,459.91
2024 Total$5,983.56$1,833$7,816.56
38Jan 2025$528.67$122.71$651.38$12,931.24
39Feb 2025$533.49$117.89$651.38$12,397.75
40Mar 2025$538.35$113.03$651.38$11,859.40
41Apr 2025$543.26$108.12$651.38$11,316.14
42May 2025$548.21$103.17$651.38$10,767.93
43Jun 2025$553.21$98.17$651.38$10,214.72
44Jul 2025$558.26$93.12$651.38$9,656.46
45Aug 2025$563.35$88.03$651.38$9,093.11
46Sep 2025$568.48$82.90$651.38$8,524.63
47Oct 2025$573.66$77.72$651.38$7,950.97
48Nov 2025$578.89$72.49$651.38$7,372.08
49Dec 2025$584.17$67.21$651.38$6,787.91
2025 Total$6,672$1,144.56$7,816.56
50Jan 2026$589.50$61.88$651.38$6,198.41
51Feb 2026$594.87$56.51$651.38$5,603.54
52Mar 2026$600.29$51.09$651.38$5,003.25
53Apr 2026$605.77$45.61$651.38$4,397.48
54May 2026$611.29$40.09$651.38$3,786.19
55Jun 2026$616.86$34.52$651.38$3,169.33
56Jul 2026$622.49$28.89$651.38$2,546.84
57Aug 2026$628.16$23.22$651.38$1,918.68
58Sep 2026$633.89$17.49$651.38$1,284.79
59Oct 2026$639.67$11.71$651.38$645.12
60Nov 2026$645.12$5.88$651.00$0.00
2026 Total$6,787.91$376.89$7,164.8