RateCity.com.au
powering smart financial decisions
Borrow amount
$30k
Advertised Rate

9.34

% p.a

Fixed

Comparison Rate*

9.63

% p.a

Loan term
1 year to 7 years
Repayment frequency
Monthly
Monthly repayment

628

Number of repayments
60
Total interest paid
$7.7k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Nov 2021$394.21$233.50$627.71$29,605.79
2Dec 2021$397.28$230.43$627.71$29,208.51
2021 Total$791.49$463.93$1,255.42
3Jan 2022$400.37$227.34$627.71$28,808.14
4Feb 2022$403.49$224.22$627.71$28,404.65
5Mar 2022$406.63$221.08$627.71$27,998.02
6Apr 2022$409.79$217.92$627.71$27,588.23
7May 2022$412.98$214.73$627.71$27,175.25
8Jun 2022$416.20$211.51$627.71$26,759.05
9Jul 2022$419.44$208.27$627.71$26,339.61
10Aug 2022$422.70$205.01$627.71$25,916.91
11Sep 2022$425.99$201.72$627.71$25,490.92
12Oct 2022$429.31$198.40$627.71$25,061.61
13Nov 2022$432.65$195.06$627.71$24,628.96
14Dec 2022$436.01$191.70$627.71$24,192.95
2022 Total$5,015.56$2,516.96$7,532.52
15Jan 2023$439.41$188.30$627.71$23,753.54
16Feb 2023$442.83$184.88$627.71$23,310.71
17Mar 2023$446.27$181.44$627.71$22,864.44
18Apr 2023$449.75$177.96$627.71$22,414.69
19May 2023$453.25$174.46$627.71$21,961.44
20Jun 2023$456.78$170.93$627.71$21,504.66
21Jul 2023$460.33$167.38$627.71$21,044.33
22Aug 2023$463.91$163.80$627.71$20,580.42
23Sep 2023$467.53$160.18$627.71$20,112.89
24Oct 2023$471.16$156.55$627.71$19,641.73
25Nov 2023$474.83$152.88$627.71$19,166.90
26Dec 2023$478.53$149.18$627.71$18,688.37
2023 Total$5,504.58$2,027.94$7,532.52
27Jan 2024$482.25$145.46$627.71$18,206.12
28Feb 2024$486.01$141.70$627.71$17,720.11
29Mar 2024$489.79$137.92$627.71$17,230.32
30Apr 2024$493.60$134.11$627.71$16,736.72
31May 2024$497.44$130.27$627.71$16,239.28
32Jun 2024$501.31$126.40$627.71$15,737.97
33Jul 2024$505.22$122.49$627.71$15,232.75
34Aug 2024$509.15$118.56$627.71$14,723.60
35Sep 2024$513.11$114.60$627.71$14,210.49
36Oct 2024$517.11$110.60$627.71$13,693.38
37Nov 2024$521.13$106.58$627.71$13,172.25
38Dec 2024$525.19$102.52$627.71$12,647.06
2024 Total$6,041.31$1,491.21$7,532.52
39Jan 2025$529.27$98.44$627.71$12,117.79
40Feb 2025$533.39$94.32$627.71$11,584.40
41Mar 2025$537.54$90.17$627.71$11,046.86
42Apr 2025$541.73$85.98$627.71$10,505.13
43May 2025$545.95$81.76$627.71$9,959.18
44Jun 2025$550.19$77.52$627.71$9,408.99
45Jul 2025$554.48$73.23$627.71$8,854.51
46Aug 2025$558.79$68.92$627.71$8,295.72
47Sep 2025$563.14$64.57$627.71$7,732.58
48Oct 2025$567.52$60.19$627.71$7,165.06
49Nov 2025$571.94$55.77$627.71$6,593.12
50Dec 2025$576.39$51.32$627.71$6,016.73
2025 Total$6,630.33$902.19$7,532.52
51Jan 2026$580.88$46.83$627.71$5,435.85
52Feb 2026$585.40$42.31$627.71$4,850.45
53Mar 2026$589.96$37.75$627.71$4,260.49
54Apr 2026$594.55$33.16$627.71$3,665.94
55May 2026$599.18$28.53$627.71$3,066.76
56Jun 2026$603.84$23.87$627.71$2,462.92
57Jul 2026$608.54$19.17$627.71$1,854.38
58Aug 2026$613.28$14.43$627.71$1,241.10
59Sep 2026$618.05$9.66$627.71$623.05
60Oct 2026$622.86$4.85$627.71$0.19
2026 Total$6,016.54$260.56$6,277.1