RateCity.com.au
powering smart financial decisions
Borrow amount
$30k
Advertised Rate

From

3.69

% p.a

Fixed

Comparison Rate*

4.23

% p.a

Loan term
1 year to 7 years
Repayment frequency
Monthly
Monthly repayment

$548

Number of repayments
60
Total interest paid
$2.9k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Dec 2021$456.06$92.25$548.31$29,543.94
2021 Total$456.06$92.25$548.31
2Jan 2022$457.46$90.85$548.31$29,086.48
3Feb 2022$458.87$89.44$548.31$28,627.61
4Mar 2022$460.28$88.03$548.31$28,167.33
5Apr 2022$461.70$86.61$548.31$27,705.63
6May 2022$463.12$85.19$548.31$27,242.51
7Jun 2022$464.54$83.77$548.31$26,777.97
8Jul 2022$465.97$82.34$548.31$26,312.00
9Aug 2022$467.40$80.91$548.31$25,844.60
10Sep 2022$468.84$79.47$548.31$25,375.76
11Oct 2022$470.28$78.03$548.31$24,905.48
12Nov 2022$471.73$76.58$548.31$24,433.75
13Dec 2022$473.18$75.13$548.31$23,960.57
2022 Total$5,583.37$996.35$6,579.72
14Jan 2023$474.63$73.68$548.31$23,485.94
15Feb 2023$476.09$72.22$548.31$23,009.85
16Mar 2023$477.55$70.76$548.31$22,532.30
17Apr 2023$479.02$69.29$548.31$22,053.28
18May 2023$480.50$67.81$548.31$21,572.78
19Jun 2023$481.97$66.34$548.31$21,090.81
20Jul 2023$483.46$64.85$548.31$20,607.35
21Aug 2023$484.94$63.37$548.31$20,122.41
22Sep 2023$486.43$61.88$548.31$19,635.98
23Oct 2023$487.93$60.38$548.31$19,148.05
24Nov 2023$489.43$58.88$548.31$18,658.62
25Dec 2023$490.93$57.38$548.31$18,167.69
2023 Total$5,792.88$786.84$6,579.72
26Jan 2024$492.44$55.87$548.31$17,675.25
27Feb 2024$493.96$54.35$548.31$17,181.29
28Mar 2024$495.48$52.83$548.31$16,685.81
29Apr 2024$497.00$51.31$548.31$16,188.81
30May 2024$498.53$49.78$548.31$15,690.28
31Jun 2024$500.06$48.25$548.31$15,190.22
32Jul 2024$501.60$46.71$548.31$14,688.62
33Aug 2024$503.14$45.17$548.31$14,185.48
34Sep 2024$504.69$43.62$548.31$13,680.79
35Oct 2024$506.24$42.07$548.31$13,174.55
36Nov 2024$507.80$40.51$548.31$12,666.75
37Dec 2024$509.36$38.95$548.31$12,157.39
2024 Total$6,010.3$569.42$6,579.72
38Jan 2025$510.93$37.38$548.31$11,646.46
39Feb 2025$512.50$35.81$548.31$11,133.96
40Mar 2025$514.07$34.24$548.31$10,619.89
41Apr 2025$515.65$32.66$548.31$10,104.24
42May 2025$517.24$31.07$548.31$9,587.00
43Jun 2025$518.83$29.48$548.31$9,068.17
44Jul 2025$520.43$27.88$548.31$8,547.74
45Aug 2025$522.03$26.28$548.31$8,025.71
46Sep 2025$523.63$24.68$548.31$7,502.08
47Oct 2025$525.24$23.07$548.31$6,976.84
48Nov 2025$526.86$21.45$548.31$6,449.98
49Dec 2025$528.48$19.83$548.31$5,921.50
2025 Total$6,235.89$343.83$6,579.72
50Jan 2026$530.10$18.21$548.31$5,391.40
51Feb 2026$531.73$16.58$548.31$4,859.67
52Mar 2026$533.37$14.94$548.31$4,326.30
53Apr 2026$535.01$13.30$548.31$3,791.29
54May 2026$536.65$11.66$548.31$3,254.64
55Jun 2026$538.30$10.01$548.31$2,716.34
56Jul 2026$539.96$8.35$548.31$2,176.38
57Aug 2026$541.62$6.69$548.31$1,634.76
58Sep 2026$543.28$5.03$548.31$1,091.48
59Oct 2026$544.95$3.36$548.31$546.53
60Nov 2026$546.53$1.68$548.21$0.00
2026 Total$5,921.5$109.81$6,031.31