RateCity.com.au
powering smart financial decisions
RateCity.com.au
Borrow amount
$30k
Interest Rate

From

4.84

% p.a

Fixed

Comparison Rate*

5.39

% p.a

Loan term
1 year to 7 years
Repayment frequency
Monthly
Monthly repayment

$564

Number of repayments
60
Total interest paid
$3.8k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Aug 2022$442.94$121.00$563.94$29,557.06
2Sep 2022$444.73$119.21$563.94$29,112.33
3Oct 2022$446.52$117.42$563.94$28,665.81
4Nov 2022$448.32$115.62$563.94$28,217.49
5Dec 2022$450.13$113.81$563.94$27,767.36
2022 Total$2,232.64$587.06$2,819.7
6Jan 2023$451.94$112.00$563.94$27,315.42
7Feb 2023$453.77$110.17$563.94$26,861.65
8Mar 2023$455.60$108.34$563.94$26,406.05
9Apr 2023$457.44$106.50$563.94$25,948.61
10May 2023$459.28$104.66$563.94$25,489.33
11Jun 2023$461.13$102.81$563.94$25,028.20
12Jul 2023$462.99$100.95$563.94$24,565.21
13Aug 2023$464.86$99.08$563.94$24,100.35
14Sep 2023$466.74$97.20$563.94$23,633.61
15Oct 2023$468.62$95.32$563.94$23,164.99
16Nov 2023$470.51$93.43$563.94$22,694.48
17Dec 2023$472.41$91.53$563.94$22,222.07
2023 Total$5,545.29$1,221.99$6,767.28
18Jan 2024$474.31$89.63$563.94$21,747.76
19Feb 2024$476.22$87.72$563.94$21,271.54
20Mar 2024$478.14$85.80$563.94$20,793.40
21Apr 2024$480.07$83.87$563.94$20,313.33
22May 2024$482.01$81.93$563.94$19,831.32
23Jun 2024$483.95$79.99$563.94$19,347.37
24Jul 2024$485.91$78.03$563.94$18,861.46
25Aug 2024$487.87$76.07$563.94$18,373.59
26Sep 2024$489.83$74.11$563.94$17,883.76
27Oct 2024$491.81$72.13$563.94$17,391.95
28Nov 2024$493.79$70.15$563.94$16,898.16
29Dec 2024$495.78$68.16$563.94$16,402.38
2024 Total$5,819.69$947.59$6,767.28
30Jan 2025$497.78$66.16$563.94$15,904.60
31Feb 2025$499.79$64.15$563.94$15,404.81
32Mar 2025$501.81$62.13$563.94$14,903.00
33Apr 2025$503.83$60.11$563.94$14,399.17
34May 2025$505.86$58.08$563.94$13,893.31
35Jun 2025$507.90$56.04$563.94$13,385.41
36Jul 2025$509.95$53.99$563.94$12,875.46
37Aug 2025$512.01$51.93$563.94$12,363.45
38Sep 2025$514.07$49.87$563.94$11,849.38
39Oct 2025$516.15$47.79$563.94$11,333.23
40Nov 2025$518.23$45.71$563.94$10,815.00
41Dec 2025$520.32$43.62$563.94$10,294.68
2025 Total$6,107.7$659.58$6,767.28
42Jan 2026$522.42$41.52$563.94$9,772.26
43Feb 2026$524.53$39.41$563.94$9,247.73
44Mar 2026$526.64$37.30$563.94$8,721.09
45Apr 2026$528.76$35.18$563.94$8,192.33
46May 2026$530.90$33.04$563.94$7,661.43
47Jun 2026$533.04$30.90$563.94$7,128.39
48Jul 2026$535.19$28.75$563.94$6,593.20
49Aug 2026$537.35$26.59$563.94$6,055.85
50Sep 2026$539.51$24.43$563.94$5,516.34
51Oct 2026$541.69$22.25$563.94$4,974.65
52Nov 2026$543.88$20.06$563.94$4,430.77
53Dec 2026$546.07$17.87$563.94$3,884.70
2026 Total$6,409.98$357.3$6,767.28
54Jan 2027$548.27$15.67$563.94$3,336.43
55Feb 2027$550.48$13.46$563.94$2,785.95
56Mar 2027$552.70$11.24$563.94$2,233.25
57Apr 2027$554.93$9.01$563.94$1,678.32
58May 2027$557.17$6.77$563.94$1,121.15
59Jun 2027$559.42$4.52$563.94$561.73
60Jul 2027$561.67$2.27$563.94$0.06
2027 Total$3,884.64$62.94$3,947.58