Credit Concierge Used Car Loan | Compare Your Repayments | RateCity
Borrow amount
$30k
Interest Rate
From
4.84
% p.a
Fixed
Comparison Rate*
5.39
% p.a
Loan term
1 year to 7 years
Repayment frequency
Monthly
Monthly repayment
$564
Number of repayments
60
Total interest paid
$3.8k
Total repayments
$33,836
Monthly Repayment Schedule
Results are estimates only. Please allow for slight rounding differences.
| № | Date | Principal | Interest | Payment | Balance |
|---|---|---|---|---|---|
| 1 | Aug 2022 | $442.94 | $121.00 | $563.94 | $29,557.06 |
| 2 | Sep 2022 | $444.73 | $119.21 | $563.94 | $29,112.33 |
| 3 | Oct 2022 | $446.52 | $117.42 | $563.94 | $28,665.81 |
| 4 | Nov 2022 | $448.32 | $115.62 | $563.94 | $28,217.49 |
| 5 | Dec 2022 | $450.13 | $113.81 | $563.94 | $27,767.36 |
| 2022 Total | $2,232.64 | $587.06 | $2,819.7 | ||
| 6 | Jan 2023 | $451.94 | $112.00 | $563.94 | $27,315.42 |
| 7 | Feb 2023 | $453.77 | $110.17 | $563.94 | $26,861.65 |
| 8 | Mar 2023 | $455.60 | $108.34 | $563.94 | $26,406.05 |
| 9 | Apr 2023 | $457.44 | $106.50 | $563.94 | $25,948.61 |
| 10 | May 2023 | $459.28 | $104.66 | $563.94 | $25,489.33 |
| 11 | Jun 2023 | $461.13 | $102.81 | $563.94 | $25,028.20 |
| 12 | Jul 2023 | $462.99 | $100.95 | $563.94 | $24,565.21 |
| 13 | Aug 2023 | $464.86 | $99.08 | $563.94 | $24,100.35 |
| 14 | Sep 2023 | $466.74 | $97.20 | $563.94 | $23,633.61 |
| 15 | Oct 2023 | $468.62 | $95.32 | $563.94 | $23,164.99 |
| 16 | Nov 2023 | $470.51 | $93.43 | $563.94 | $22,694.48 |
| 17 | Dec 2023 | $472.41 | $91.53 | $563.94 | $22,222.07 |
| 2023 Total | $5,545.29 | $1,221.99 | $6,767.28 | ||
| 18 | Jan 2024 | $474.31 | $89.63 | $563.94 | $21,747.76 |
| 19 | Feb 2024 | $476.22 | $87.72 | $563.94 | $21,271.54 |
| 20 | Mar 2024 | $478.14 | $85.80 | $563.94 | $20,793.40 |
| 21 | Apr 2024 | $480.07 | $83.87 | $563.94 | $20,313.33 |
| 22 | May 2024 | $482.01 | $81.93 | $563.94 | $19,831.32 |
| 23 | Jun 2024 | $483.95 | $79.99 | $563.94 | $19,347.37 |
| 24 | Jul 2024 | $485.91 | $78.03 | $563.94 | $18,861.46 |
| 25 | Aug 2024 | $487.87 | $76.07 | $563.94 | $18,373.59 |
| 26 | Sep 2024 | $489.83 | $74.11 | $563.94 | $17,883.76 |
| 27 | Oct 2024 | $491.81 | $72.13 | $563.94 | $17,391.95 |
| 28 | Nov 2024 | $493.79 | $70.15 | $563.94 | $16,898.16 |
| 29 | Dec 2024 | $495.78 | $68.16 | $563.94 | $16,402.38 |
| 2024 Total | $5,819.69 | $947.59 | $6,767.28 | ||
| 30 | Jan 2025 | $497.78 | $66.16 | $563.94 | $15,904.60 |
| 31 | Feb 2025 | $499.79 | $64.15 | $563.94 | $15,404.81 |
| 32 | Mar 2025 | $501.81 | $62.13 | $563.94 | $14,903.00 |
| 33 | Apr 2025 | $503.83 | $60.11 | $563.94 | $14,399.17 |
| 34 | May 2025 | $505.86 | $58.08 | $563.94 | $13,893.31 |
| 35 | Jun 2025 | $507.90 | $56.04 | $563.94 | $13,385.41 |
| 36 | Jul 2025 | $509.95 | $53.99 | $563.94 | $12,875.46 |
| 37 | Aug 2025 | $512.01 | $51.93 | $563.94 | $12,363.45 |
| 38 | Sep 2025 | $514.07 | $49.87 | $563.94 | $11,849.38 |
| 39 | Oct 2025 | $516.15 | $47.79 | $563.94 | $11,333.23 |
| 40 | Nov 2025 | $518.23 | $45.71 | $563.94 | $10,815.00 |
| 41 | Dec 2025 | $520.32 | $43.62 | $563.94 | $10,294.68 |
| 2025 Total | $6,107.7 | $659.58 | $6,767.28 | ||
| 42 | Jan 2026 | $522.42 | $41.52 | $563.94 | $9,772.26 |
| 43 | Feb 2026 | $524.53 | $39.41 | $563.94 | $9,247.73 |
| 44 | Mar 2026 | $526.64 | $37.30 | $563.94 | $8,721.09 |
| 45 | Apr 2026 | $528.76 | $35.18 | $563.94 | $8,192.33 |
| 46 | May 2026 | $530.90 | $33.04 | $563.94 | $7,661.43 |
| 47 | Jun 2026 | $533.04 | $30.90 | $563.94 | $7,128.39 |
| 48 | Jul 2026 | $535.19 | $28.75 | $563.94 | $6,593.20 |
| 49 | Aug 2026 | $537.35 | $26.59 | $563.94 | $6,055.85 |
| 50 | Sep 2026 | $539.51 | $24.43 | $563.94 | $5,516.34 |
| 51 | Oct 2026 | $541.69 | $22.25 | $563.94 | $4,974.65 |
| 52 | Nov 2026 | $543.88 | $20.06 | $563.94 | $4,430.77 |
| 53 | Dec 2026 | $546.07 | $17.87 | $563.94 | $3,884.70 |
| 2026 Total | $6,409.98 | $357.3 | $6,767.28 | ||
| 54 | Jan 2027 | $548.27 | $15.67 | $563.94 | $3,336.43 |
| 55 | Feb 2027 | $550.48 | $13.46 | $563.94 | $2,785.95 |
| 56 | Mar 2027 | $552.70 | $11.24 | $563.94 | $2,233.25 |
| 57 | Apr 2027 | $554.93 | $9.01 | $563.94 | $1,678.32 |
| 58 | May 2027 | $557.17 | $6.77 | $563.94 | $1,121.15 |
| 59 | Jun 2027 | $559.42 | $4.52 | $563.94 | $561.73 |
| 60 | Jul 2027 | $561.67 | $2.27 | $563.94 | $0.06 |
| 2027 Total | $3,884.64 | $62.94 | $3,947.58 |