RateCity.com.au
powering smart financial decisions
Borrow amount
$30k
Advertised Rate

5.69

% p.a

Variable

Comparison Rate*

6.48

% p.a

Loan term
1 year to 7 years
Repayment frequency
Monthly
Monthly repayment

576

Number of repayments
60
Total interest paid
$4.5k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Oct 2021$433.42$142.25$575.67$29,566.58
2Nov 2021$435.48$140.19$575.67$29,131.10
3Dec 2021$437.54$138.13$575.67$28,693.56
2021 Total$1,306.44$420.57$1,727.01
4Jan 2022$439.61$136.06$575.67$28,253.95
5Feb 2022$441.70$133.97$575.67$27,812.25
6Mar 2022$443.79$131.88$575.67$27,368.46
7Apr 2022$445.90$129.77$575.67$26,922.56
8May 2022$448.01$127.66$575.67$26,474.55
9Jun 2022$450.14$125.53$575.67$26,024.41
10Jul 2022$452.27$123.40$575.67$25,572.14
11Aug 2022$454.42$121.25$575.67$25,117.72
12Sep 2022$456.57$119.10$575.67$24,661.15
13Oct 2022$458.74$116.93$575.67$24,202.41
14Nov 2022$460.91$114.76$575.67$23,741.50
15Dec 2022$463.10$112.57$575.67$23,278.40
2022 Total$5,415.16$1,492.88$6,908.04
16Jan 2023$465.29$110.38$575.67$22,813.11
17Feb 2023$467.50$108.17$575.67$22,345.61
18Mar 2023$469.71$105.96$575.67$21,875.90
19Apr 2023$471.94$103.73$575.67$21,403.96
20May 2023$474.18$101.49$575.67$20,929.78
21Jun 2023$476.43$99.24$575.67$20,453.35
22Jul 2023$478.69$96.98$575.67$19,974.66
23Aug 2023$480.96$94.71$575.67$19,493.70
24Sep 2023$483.24$92.43$575.67$19,010.46
25Oct 2023$485.53$90.14$575.67$18,524.93
26Nov 2023$487.83$87.84$575.67$18,037.10
27Dec 2023$490.14$85.53$575.67$17,546.96
2023 Total$5,731.44$1,176.6$6,908.04
28Jan 2024$492.47$83.20$575.67$17,054.49
29Feb 2024$494.80$80.87$575.67$16,559.69
30Mar 2024$497.15$78.52$575.67$16,062.54
31Apr 2024$499.51$76.16$575.67$15,563.03
32May 2024$501.88$73.79$575.67$15,061.15
33Jun 2024$504.26$71.41$575.67$14,556.89
34Jul 2024$506.65$69.02$575.67$14,050.24
35Aug 2024$509.05$66.62$575.67$13,541.19
36Sep 2024$511.46$64.21$575.67$13,029.73
37Oct 2024$513.89$61.78$575.67$12,515.84
38Nov 2024$516.32$59.35$575.67$11,999.52
39Dec 2024$518.77$56.90$575.67$11,480.75
2024 Total$6,066.21$841.83$6,908.04
40Jan 2025$521.23$54.44$575.67$10,959.52
41Feb 2025$523.70$51.97$575.67$10,435.82
42Mar 2025$526.19$49.48$575.67$9,909.63
43Apr 2025$528.68$46.99$575.67$9,380.95
44May 2025$531.19$44.48$575.67$8,849.76
45Jun 2025$533.71$41.96$575.67$8,316.05
46Jul 2025$536.24$39.43$575.67$7,779.81
47Aug 2025$538.78$36.89$575.67$7,241.03
48Sep 2025$541.34$34.33$575.67$6,699.69
49Oct 2025$543.90$31.77$575.67$6,155.79
50Nov 2025$546.48$29.19$575.67$5,609.31
51Dec 2025$549.07$26.60$575.67$5,060.24
2025 Total$6,420.51$487.53$6,908.04
52Jan 2026$551.68$23.99$575.67$4,508.56
53Feb 2026$554.29$21.38$575.67$3,954.27
54Mar 2026$556.92$18.75$575.67$3,397.35
55Apr 2026$559.56$16.11$575.67$2,837.79
56May 2026$562.21$13.46$575.67$2,275.58
57Jun 2026$564.88$10.79$575.67$1,710.70
58Jul 2026$567.56$8.11$575.67$1,143.14
59Aug 2026$570.25$5.42$575.67$572.89
60Sep 2026$572.89$2.72$575.61$0.00
2026 Total$5,060.24$120.73$5,180.97