23-Sep-2020 Car Loan | Compare Your Repayments | RateCity
Borrow amount
$30k
Advertised Rate
From
4.40
% p.a
Variable
Comparison Rate*
4.88
% p.a
Loan term
5 Years
Repayment frequency
Monthly
Monthly repayment
$558
Number of repayments
60
Total interest paid
$3.5k
Total repayments
$33,476
Monthly Repayment Schedule
Results are estimates only. Please allow for slight rounding differences.
| № | Date | Principal | Interest | Payment | Balance |
|---|---|---|---|---|---|
| 1 | Jun 2021 | $447.93 | $110.00 | $557.93 | $29,552.07 |
| 2 | Jul 2021 | $449.57 | $108.36 | $557.93 | $29,102.50 |
| 3 | Aug 2021 | $451.22 | $106.71 | $557.93 | $28,651.28 |
| 4 | Sep 2021 | $452.88 | $105.05 | $557.93 | $28,198.40 |
| 5 | Oct 2021 | $454.54 | $103.39 | $557.93 | $27,743.86 |
| 6 | Nov 2021 | $456.20 | $101.73 | $557.93 | $27,287.66 |
| 7 | Dec 2021 | $457.88 | $100.05 | $557.93 | $26,829.78 |
| 2021 Total | $3,170.22 | $735.29 | $3,905.51 | ||
| 8 | Jan 2022 | $459.55 | $98.38 | $557.93 | $26,370.23 |
| 9 | Feb 2022 | $461.24 | $96.69 | $557.93 | $25,908.99 |
| 10 | Mar 2022 | $462.93 | $95.00 | $557.93 | $25,446.06 |
| 11 | Apr 2022 | $464.63 | $93.30 | $557.93 | $24,981.43 |
| 12 | May 2022 | $466.33 | $91.60 | $557.93 | $24,515.10 |
| 13 | Jun 2022 | $468.04 | $89.89 | $557.93 | $24,047.06 |
| 14 | Jul 2022 | $469.76 | $88.17 | $557.93 | $23,577.30 |
| 15 | Aug 2022 | $471.48 | $86.45 | $557.93 | $23,105.82 |
| 16 | Sep 2022 | $473.21 | $84.72 | $557.93 | $22,632.61 |
| 17 | Oct 2022 | $474.94 | $82.99 | $557.93 | $22,157.67 |
| 18 | Nov 2022 | $476.69 | $81.24 | $557.93 | $21,680.98 |
| 19 | Dec 2022 | $478.43 | $79.50 | $557.93 | $21,202.55 |
| 2022 Total | $5,627.23 | $1,067.93 | $6,695.16 | ||
| 20 | Jan 2023 | $480.19 | $77.74 | $557.93 | $20,722.36 |
| 21 | Feb 2023 | $481.95 | $75.98 | $557.93 | $20,240.41 |
| 22 | Mar 2023 | $483.72 | $74.21 | $557.93 | $19,756.69 |
| 23 | Apr 2023 | $485.49 | $72.44 | $557.93 | $19,271.20 |
| 24 | May 2023 | $487.27 | $70.66 | $557.93 | $18,783.93 |
| 25 | Jun 2023 | $489.06 | $68.87 | $557.93 | $18,294.87 |
| 26 | Jul 2023 | $490.85 | $67.08 | $557.93 | $17,804.02 |
| 27 | Aug 2023 | $492.65 | $65.28 | $557.93 | $17,311.37 |
| 28 | Sep 2023 | $494.45 | $63.48 | $557.93 | $16,816.92 |
| 29 | Oct 2023 | $496.27 | $61.66 | $557.93 | $16,320.65 |
| 30 | Nov 2023 | $498.09 | $59.84 | $557.93 | $15,822.56 |
| 31 | Dec 2023 | $499.91 | $58.02 | $557.93 | $15,322.65 |
| 2023 Total | $5,879.9 | $815.26 | $6,695.16 | ||
| 32 | Jan 2024 | $501.75 | $56.18 | $557.93 | $14,820.90 |
| 33 | Feb 2024 | $503.59 | $54.34 | $557.93 | $14,317.31 |
| 34 | Mar 2024 | $505.43 | $52.50 | $557.93 | $13,811.88 |
| 35 | Apr 2024 | $507.29 | $50.64 | $557.93 | $13,304.59 |
| 36 | May 2024 | $509.15 | $48.78 | $557.93 | $12,795.44 |
| 37 | Jun 2024 | $511.01 | $46.92 | $557.93 | $12,284.43 |
| 38 | Jul 2024 | $512.89 | $45.04 | $557.93 | $11,771.54 |
| 39 | Aug 2024 | $514.77 | $43.16 | $557.93 | $11,256.77 |
| 40 | Sep 2024 | $516.66 | $41.27 | $557.93 | $10,740.11 |
| 41 | Oct 2024 | $518.55 | $39.38 | $557.93 | $10,221.56 |
| 42 | Nov 2024 | $520.45 | $37.48 | $557.93 | $9,701.11 |
| 43 | Dec 2024 | $522.36 | $35.57 | $557.93 | $9,178.75 |
| 2024 Total | $6,143.9 | $551.26 | $6,695.16 | ||
| 44 | Jan 2025 | $524.27 | $33.66 | $557.93 | $8,654.48 |
| 45 | Feb 2025 | $526.20 | $31.73 | $557.93 | $8,128.28 |
| 46 | Mar 2025 | $528.13 | $29.80 | $557.93 | $7,600.15 |
| 47 | Apr 2025 | $530.06 | $27.87 | $557.93 | $7,070.09 |
| 48 | May 2025 | $532.01 | $25.92 | $557.93 | $6,538.08 |
| 49 | Jun 2025 | $533.96 | $23.97 | $557.93 | $6,004.12 |
| 50 | Jul 2025 | $535.91 | $22.02 | $557.93 | $5,468.21 |
| 51 | Aug 2025 | $537.88 | $20.05 | $557.93 | $4,930.33 |
| 52 | Sep 2025 | $539.85 | $18.08 | $557.93 | $4,390.48 |
| 53 | Oct 2025 | $541.83 | $16.10 | $557.93 | $3,848.65 |
| 54 | Nov 2025 | $543.82 | $14.11 | $557.93 | $3,304.83 |
| 55 | Dec 2025 | $545.81 | $12.12 | $557.93 | $2,759.02 |
| 2025 Total | $6,419.73 | $275.43 | $6,695.16 | ||
| 56 | Jan 2026 | $547.81 | $10.12 | $557.93 | $2,211.21 |
| 57 | Feb 2026 | $549.82 | $8.11 | $557.93 | $1,661.39 |
| 58 | Mar 2026 | $551.84 | $6.09 | $557.93 | $1,109.55 |
| 59 | Apr 2026 | $553.86 | $4.07 | $557.93 | $555.69 |
| 60 | May 2026 | $555.69 | $2.04 | $557.73 | $0.00 |
| 2026 Total | $2,759.02 | $30.43 | $2,789.45 |
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