Borrow amount
$30k
Advertised Rate

7.99%

Variable

Comparison Rate*

8.27%

Loan term
5 Years
Family First Credit Union
Repayment frequency
Monthly
Monthly repayment

$608

Number of repayments
60
Total interest paid
$6.5k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Feb 2021$408.40$199.75$608.15$29,591.60
2Mar 2021$411.12$197.03$608.15$29,180.48
3Apr 2021$413.86$194.29$608.15$28,766.62
4May 2021$416.61$191.54$608.15$28,350.01
5Jun 2021$419.39$188.76$608.15$27,930.62
6Jul 2021$422.18$185.97$608.15$27,508.44
7Aug 2021$424.99$183.16$608.15$27,083.45
8Sep 2021$427.82$180.33$608.15$26,655.63
9Oct 2021$430.67$177.48$608.15$26,224.96
10Nov 2021$433.54$174.61$608.15$25,791.42
11Dec 2021$436.42$171.73$608.15$25,355.00
2021 Total$4,645$2,044.65$6,689.65
12Jan 2022$439.33$168.82$608.15$24,915.67
13Feb 2022$442.25$165.90$608.15$24,473.42
14Mar 2022$445.20$162.95$608.15$24,028.22
15Apr 2022$448.16$159.99$608.15$23,580.06
16May 2022$451.15$157.00$608.15$23,128.91
17Jun 2022$454.15$154.00$608.15$22,674.76
18Jul 2022$457.17$150.98$608.15$22,217.59
19Aug 2022$460.22$147.93$608.15$21,757.37
20Sep 2022$463.28$144.87$608.15$21,294.09
21Oct 2022$466.37$141.78$608.15$20,827.72
22Nov 2022$469.47$138.68$608.15$20,358.25
23Dec 2022$472.60$135.55$608.15$19,885.65
2022 Total$5,469.35$1,828.45$7,297.8
24Jan 2023$475.74$132.41$608.15$19,409.91
25Feb 2023$478.91$129.24$608.15$18,931.00
26Mar 2023$482.10$126.05$608.15$18,448.90
27Apr 2023$485.31$122.84$608.15$17,963.59
28May 2023$488.54$119.61$608.15$17,475.05
29Jun 2023$491.80$116.35$608.15$16,983.25
30Jul 2023$495.07$113.08$608.15$16,488.18
31Aug 2023$498.37$109.78$608.15$15,989.81
32Sep 2023$501.68$106.47$608.15$15,488.13
33Oct 2023$505.02$103.13$608.15$14,983.11
34Nov 2023$508.39$99.76$608.15$14,474.72
35Dec 2023$511.77$96.38$608.15$13,962.95
2023 Total$5,922.7$1,375.1$7,297.8
36Jan 2024$515.18$92.97$608.15$13,447.77
37Feb 2024$518.61$89.54$608.15$12,929.16
38Mar 2024$522.06$86.09$608.15$12,407.10
39Apr 2024$525.54$82.61$608.15$11,881.56
40May 2024$529.04$79.11$608.15$11,352.52
41Jun 2024$532.56$75.59$608.15$10,819.96
42Jul 2024$536.11$72.04$608.15$10,283.85
43Aug 2024$539.68$68.47$608.15$9,744.17
44Sep 2024$543.27$64.88$608.15$9,200.90
45Oct 2024$546.89$61.26$608.15$8,654.01
46Nov 2024$550.53$57.62$608.15$8,103.48
47Dec 2024$554.19$53.96$608.15$7,549.29
2024 Total$6,413.66$884.14$7,297.8
48Jan 2025$557.88$50.27$608.15$6,991.41
49Feb 2025$561.60$46.55$608.15$6,429.81
50Mar 2025$565.34$42.81$608.15$5,864.47
51Apr 2025$569.10$39.05$608.15$5,295.37
52May 2025$572.89$35.26$608.15$4,722.48
53Jun 2025$576.71$31.44$608.15$4,145.77
54Jul 2025$580.55$27.60$608.15$3,565.22
55Aug 2025$584.41$23.74$608.15$2,980.81
56Sep 2025$588.30$19.85$608.15$2,392.51
57Oct 2025$592.22$15.93$608.15$1,800.29
58Nov 2025$596.16$11.99$608.15$1,204.13
59Dec 2025$600.13$8.02$608.15$604.00
2025 Total$6,945.29$352.51$7,297.8
60Jan 2026$604.00$4.02$608.02$0.00
2025 Total$604$4.02$608.02