RateCity.com.au
powering smart financial decisions
Borrow amount
$30k
Interest Rate

8.99

% p.a

Variable

Comparison Rate*

9.13

% p.a

Loan term
0.5 year to 6 years
Repayment frequency
Monthly
Monthly repayment

$623

Number of repayments
60
Total interest paid
$7.4k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Feb 2022$397.86$224.75$622.61$29,602.14
2Mar 2022$400.84$221.77$622.61$29,201.30
3Apr 2022$403.84$218.77$622.61$28,797.46
4May 2022$406.87$215.74$622.61$28,390.59
5Jun 2022$409.92$212.69$622.61$27,980.67
6Jul 2022$412.99$209.62$622.61$27,567.68
7Aug 2022$416.08$206.53$622.61$27,151.60
8Sep 2022$419.20$203.41$622.61$26,732.40
9Oct 2022$422.34$200.27$622.61$26,310.06
10Nov 2022$425.50$197.11$622.61$25,884.56
11Dec 2022$428.69$193.92$622.61$25,455.87
2022 Total$4,544.13$2,304.58$6,848.71
12Jan 2023$431.90$190.71$622.61$25,023.97
13Feb 2023$435.14$187.47$622.61$24,588.83
14Mar 2023$438.40$184.21$622.61$24,150.43
15Apr 2023$441.68$180.93$622.61$23,708.75
16May 2023$444.99$177.62$622.61$23,263.76
17Jun 2023$448.33$174.28$622.61$22,815.43
18Jul 2023$451.68$170.93$622.61$22,363.75
19Aug 2023$455.07$167.54$622.61$21,908.68
20Sep 2023$458.48$164.13$622.61$21,450.20
21Oct 2023$461.91$160.70$622.61$20,988.29
22Nov 2023$465.37$157.24$622.61$20,522.92
23Dec 2023$468.86$153.75$622.61$20,054.06
2023 Total$5,401.81$2,069.51$7,471.32
24Jan 2024$472.37$150.24$622.61$19,581.69
25Feb 2024$475.91$146.70$622.61$19,105.78
26Mar 2024$479.48$143.13$622.61$18,626.30
27Apr 2024$483.07$139.54$622.61$18,143.23
28May 2024$486.69$135.92$622.61$17,656.54
29Jun 2024$490.33$132.28$622.61$17,166.21
30Jul 2024$494.01$128.60$622.61$16,672.20
31Aug 2024$497.71$124.90$622.61$16,174.49
32Sep 2024$501.44$121.17$622.61$15,673.05
33Oct 2024$505.19$117.42$622.61$15,167.86
34Nov 2024$508.98$113.63$622.61$14,658.88
35Dec 2024$512.79$109.82$622.61$14,146.09
2024 Total$5,907.97$1,563.35$7,471.32
36Jan 2025$516.63$105.98$622.61$13,629.46
37Feb 2025$520.50$102.11$622.61$13,108.96
38Mar 2025$524.40$98.21$622.61$12,584.56
39Apr 2025$528.33$94.28$622.61$12,056.23
40May 2025$532.29$90.32$622.61$11,523.94
41Jun 2025$536.28$86.33$622.61$10,987.66
42Jul 2025$540.29$82.32$622.61$10,447.37
43Aug 2025$544.34$78.27$622.61$9,903.03
44Sep 2025$548.42$74.19$622.61$9,354.61
45Oct 2025$552.53$70.08$622.61$8,802.08
46Nov 2025$556.67$65.94$622.61$8,245.41
47Dec 2025$560.84$61.77$622.61$7,684.57
2025 Total$6,461.52$1,009.8$7,471.32
48Jan 2026$565.04$57.57$622.61$7,119.53
49Feb 2026$569.27$53.34$622.61$6,550.26
50Mar 2026$573.54$49.07$622.61$5,976.72
51Apr 2026$577.83$44.78$622.61$5,398.89
52May 2026$582.16$40.45$622.61$4,816.73
53Jun 2026$586.52$36.09$622.61$4,230.21
54Jul 2026$590.92$31.69$622.61$3,639.29
55Aug 2026$595.35$27.26$622.61$3,043.94
56Sep 2026$599.81$22.80$622.61$2,444.13
57Oct 2026$604.30$18.31$622.61$1,839.83
58Nov 2026$608.83$13.78$622.61$1,231.00
59Dec 2026$613.39$9.22$622.61$617.61
2026 Total$7,066.96$404.36$7,471.32
60Jan 2027$617.61$4.63$622.24$0.00
2026 Total$617.61$4.63$622.24