First Choice Credit Union Used Car Loan | Compare Your Repayments | RateCity
Used Car Loan
Borrow amount
$30k
Advertised Rate
10.50%
Variable
Loan term
5 Years
Repayment frequency
Monthly
Monthly repayment
$645
Number of repayments
60
Total interest paid
$8.7k
Total repayments
$38,689
Monthly Repayment Schedule
Results are estimates only. Please allow for slight rounding differences.
| № | Date | Principal | Interest | Payment | Balance |
|---|---|---|---|---|---|
| 1 | Apr 2020 | $382.32 | $262.50 | $644.82 | $29,617.68 |
| 2 | May 2020 | $385.67 | $259.15 | $644.82 | $29,232.01 |
| 3 | Jun 2020 | $389.04 | $255.78 | $644.82 | $28,842.97 |
| 4 | Jul 2020 | $392.44 | $252.38 | $644.82 | $28,450.53 |
| 5 | Aug 2020 | $395.88 | $248.94 | $644.82 | $28,054.65 |
| 6 | Sep 2020 | $399.34 | $245.48 | $644.82 | $27,655.31 |
| 7 | Oct 2020 | $402.84 | $241.98 | $644.82 | $27,252.47 |
| 8 | Nov 2020 | $406.36 | $238.46 | $644.82 | $26,846.11 |
| 9 | Dec 2020 | $409.92 | $234.90 | $644.82 | $26,436.19 |
| 2020 Total | $3,563.81 | $2,239.57 | $5,803.38 | ||
| 10 | Jan 2021 | $413.50 | $231.32 | $644.82 | $26,022.69 |
| 11 | Feb 2021 | $417.12 | $227.70 | $644.82 | $25,605.57 |
| 12 | Mar 2021 | $420.77 | $224.05 | $644.82 | $25,184.80 |
| 13 | Apr 2021 | $424.45 | $220.37 | $644.82 | $24,760.35 |
| 14 | May 2021 | $428.17 | $216.65 | $644.82 | $24,332.18 |
| 15 | Jun 2021 | $431.91 | $212.91 | $644.82 | $23,900.27 |
| 16 | Jul 2021 | $435.69 | $209.13 | $644.82 | $23,464.58 |
| 17 | Aug 2021 | $439.50 | $205.32 | $644.82 | $23,025.08 |
| 18 | Sep 2021 | $443.35 | $201.47 | $644.82 | $22,581.73 |
| 19 | Oct 2021 | $447.23 | $197.59 | $644.82 | $22,134.50 |
| 20 | Nov 2021 | $451.14 | $193.68 | $644.82 | $21,683.36 |
| 21 | Dec 2021 | $455.09 | $189.73 | $644.82 | $21,228.27 |
| 2021 Total | $5,207.92 | $2,529.92 | $7,737.84 | ||
| 22 | Jan 2022 | $459.07 | $185.75 | $644.82 | $20,769.20 |
| 23 | Feb 2022 | $463.09 | $181.73 | $644.82 | $20,306.11 |
| 24 | Mar 2022 | $467.14 | $177.68 | $644.82 | $19,838.97 |
| 25 | Apr 2022 | $471.23 | $173.59 | $644.82 | $19,367.74 |
| 26 | May 2022 | $475.35 | $169.47 | $644.82 | $18,892.39 |
| 27 | Jun 2022 | $479.51 | $165.31 | $644.82 | $18,412.88 |
| 28 | Jul 2022 | $483.71 | $161.11 | $644.82 | $17,929.17 |
| 29 | Aug 2022 | $487.94 | $156.88 | $644.82 | $17,441.23 |
| 30 | Sep 2022 | $492.21 | $152.61 | $644.82 | $16,949.02 |
| 31 | Oct 2022 | $496.52 | $148.30 | $644.82 | $16,452.50 |
| 32 | Nov 2022 | $500.86 | $143.96 | $644.82 | $15,951.64 |
| 33 | Dec 2022 | $505.24 | $139.58 | $644.82 | $15,446.40 |
| 2022 Total | $5,781.87 | $1,955.97 | $7,737.84 | ||
| 34 | Jan 2023 | $509.66 | $135.16 | $644.82 | $14,936.74 |
| 35 | Feb 2023 | $514.12 | $130.70 | $644.82 | $14,422.62 |
| 36 | Mar 2023 | $518.62 | $126.20 | $644.82 | $13,904.00 |
| 37 | Apr 2023 | $523.16 | $121.66 | $644.82 | $13,380.84 |
| 38 | May 2023 | $527.74 | $117.08 | $644.82 | $12,853.10 |
| 39 | Jun 2023 | $532.36 | $112.46 | $644.82 | $12,320.74 |
| 40 | Jul 2023 | $537.01 | $107.81 | $644.82 | $11,783.73 |
| 41 | Aug 2023 | $541.71 | $103.11 | $644.82 | $11,242.02 |
| 42 | Sep 2023 | $546.45 | $98.37 | $644.82 | $10,695.57 |
| 43 | Oct 2023 | $551.23 | $93.59 | $644.82 | $10,144.34 |
| 44 | Nov 2023 | $556.06 | $88.76 | $644.82 | $9,588.28 |
| 45 | Dec 2023 | $560.92 | $83.90 | $644.82 | $9,027.36 |
| 2023 Total | $6,419.04 | $1,318.8 | $7,737.84 | ||
| 46 | Jan 2024 | $565.83 | $78.99 | $644.82 | $8,461.53 |
| 47 | Feb 2024 | $570.78 | $74.04 | $644.82 | $7,890.75 |
| 48 | Mar 2024 | $575.78 | $69.04 | $644.82 | $7,314.97 |
| 49 | Apr 2024 | $580.81 | $64.01 | $644.82 | $6,734.16 |
| 50 | May 2024 | $585.90 | $58.92 | $644.82 | $6,148.26 |
| 51 | Jun 2024 | $591.02 | $53.80 | $644.82 | $5,557.24 |
| 52 | Jul 2024 | $596.19 | $48.63 | $644.82 | $4,961.05 |
| 53 | Aug 2024 | $601.41 | $43.41 | $644.82 | $4,359.64 |
| 54 | Sep 2024 | $606.67 | $38.15 | $644.82 | $3,752.97 |
| 55 | Oct 2024 | $611.98 | $32.84 | $644.82 | $3,140.99 |
| 56 | Nov 2024 | $617.34 | $27.48 | $644.82 | $2,523.65 |
| 57 | Dec 2024 | $622.74 | $22.08 | $644.82 | $1,900.91 |
| 2024 Total | $7,126.45 | $611.39 | $7,737.84 | ||
| 58 | Jan 2025 | $628.19 | $16.63 | $644.82 | $1,272.72 |
| 59 | Feb 2025 | $633.68 | $11.14 | $644.82 | $639.04 |
| 60 | Mar 2025 | $639.04 | $5.59 | $644.63 | $0.00 |
| 2025 Total | $1,900.91 | $33.36 | $1,934.27 |