RateCity.com.au
powering smart financial decisions
Borrow amount
$30k
Advertised Rate

9.74

% p.a

Variable

Comparison Rate*

9.95

% p.a

Loan term
1 year to 5 years
Repayment frequency
Monthly
Monthly repayment

634

Number of repayments
60
Total interest paid
$8k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Nov 2021$390.08$243.50$633.58$29,609.92
2Dec 2021$393.25$240.33$633.58$29,216.67
2021 Total$783.33$483.83$1,267.16
3Jan 2022$396.44$237.14$633.58$28,820.23
4Feb 2022$399.66$233.92$633.58$28,420.57
5Mar 2022$402.90$230.68$633.58$28,017.67
6Apr 2022$406.17$227.41$633.58$27,611.50
7May 2022$409.47$224.11$633.58$27,202.03
8Jun 2022$412.79$220.79$633.58$26,789.24
9Jul 2022$416.14$217.44$633.58$26,373.10
10Aug 2022$419.52$214.06$633.58$25,953.58
11Sep 2022$422.92$210.66$633.58$25,530.66
12Oct 2022$426.36$207.22$633.58$25,104.30
13Nov 2022$429.82$203.76$633.58$24,674.48
14Dec 2022$433.31$200.27$633.58$24,241.17
2022 Total$4,975.5$2,627.46$7,602.96
15Jan 2023$436.82$196.76$633.58$23,804.35
16Feb 2023$440.37$193.21$633.58$23,363.98
17Mar 2023$443.94$189.64$633.58$22,920.04
18Apr 2023$447.55$186.03$633.58$22,472.49
19May 2023$451.18$182.40$633.58$22,021.31
20Jun 2023$454.84$178.74$633.58$21,566.47
21Jul 2023$458.53$175.05$633.58$21,107.94
22Aug 2023$462.25$171.33$633.58$20,645.69
23Sep 2023$466.01$167.57$633.58$20,179.68
24Oct 2023$469.79$163.79$633.58$19,709.89
25Nov 2023$473.60$159.98$633.58$19,236.29
26Dec 2023$477.45$156.13$633.58$18,758.84
2023 Total$5,482.33$2,120.63$7,602.96
27Jan 2024$481.32$152.26$633.58$18,277.52
28Feb 2024$485.23$148.35$633.58$17,792.29
29Mar 2024$489.17$144.41$633.58$17,303.12
30Apr 2024$493.14$140.44$633.58$16,809.98
31May 2024$497.14$136.44$633.58$16,312.84
32Jun 2024$501.17$132.41$633.58$15,811.67
33Jul 2024$505.24$128.34$633.58$15,306.43
34Aug 2024$509.34$124.24$633.58$14,797.09
35Sep 2024$513.48$120.10$633.58$14,283.61
36Oct 2024$517.64$115.94$633.58$13,765.97
37Nov 2024$521.85$111.73$633.58$13,244.12
38Dec 2024$526.08$107.50$633.58$12,718.04
2024 Total$6,040.8$1,562.16$7,602.96
39Jan 2025$530.35$103.23$633.58$12,187.69
40Feb 2025$534.66$98.92$633.58$11,653.03
41Mar 2025$539.00$94.58$633.58$11,114.03
42Apr 2025$543.37$90.21$633.58$10,570.66
43May 2025$547.78$85.80$633.58$10,022.88
44Jun 2025$552.23$81.35$633.58$9,470.65
45Jul 2025$556.71$76.87$633.58$8,913.94
46Aug 2025$561.23$72.35$633.58$8,352.71
47Sep 2025$565.78$67.80$633.58$7,786.93
48Oct 2025$570.38$63.20$633.58$7,216.55
49Nov 2025$575.01$58.57$633.58$6,641.54
50Dec 2025$579.67$53.91$633.58$6,061.87
2025 Total$6,656.17$946.79$7,602.96
51Jan 2026$584.38$49.20$633.58$5,477.49
52Feb 2026$589.12$44.46$633.58$4,888.37
53Mar 2026$593.90$39.68$633.58$4,294.47
54Apr 2026$598.72$34.86$633.58$3,695.75
55May 2026$603.58$30.00$633.58$3,092.17
56Jun 2026$608.48$25.10$633.58$2,483.69
57Jul 2026$613.42$20.16$633.58$1,870.27
58Aug 2026$618.40$15.18$633.58$1,251.87
59Sep 2026$623.42$10.16$633.58$628.45
60Oct 2026$628.45$5.10$633.55$0.00
2026 Total$6,061.87$273.9$6,335.77