RateCity.com.au
powering smart financial decisions
Borrow amount
$30k
Advertised Rate

6.79

% p.a

Fixed

Comparison Rate*

7.16

% p.a

Loan term
0 year to 7 years
Repayment frequency
Monthly
Monthly repayment

$591

Number of repayments
60
Total interest paid
$5.5k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
2021 Total$0$0$0
1Jan 2022$421.32$169.75$591.07$29,578.68
2Feb 2022$423.70$167.37$591.07$29,154.98
3Mar 2022$426.10$164.97$591.07$28,728.88
4Apr 2022$428.51$162.56$591.07$28,300.37
5May 2022$430.94$160.13$591.07$27,869.43
6Jun 2022$433.38$157.69$591.07$27,436.05
7Jul 2022$435.83$155.24$591.07$27,000.22
8Aug 2022$438.29$152.78$591.07$26,561.93
9Sep 2022$440.77$150.30$591.07$26,121.16
10Oct 2022$443.27$147.80$591.07$25,677.89
11Nov 2022$445.78$145.29$591.07$25,232.11
12Dec 2022$448.30$142.77$591.07$24,783.81
2022 Total$5,216.19$1,876.65$7,092.84
13Jan 2023$450.83$140.24$591.07$24,332.98
14Feb 2023$453.39$137.68$591.07$23,879.59
15Mar 2023$455.95$135.12$591.07$23,423.64
16Apr 2023$458.53$132.54$591.07$22,965.11
17May 2023$461.13$129.94$591.07$22,503.98
18Jun 2023$463.73$127.34$591.07$22,040.25
19Jul 2023$466.36$124.71$591.07$21,573.89
20Aug 2023$469.00$122.07$591.07$21,104.89
21Sep 2023$471.65$119.42$591.07$20,633.24
22Oct 2023$474.32$116.75$591.07$20,158.92
23Nov 2023$477.00$114.07$591.07$19,681.92
24Dec 2023$479.70$111.37$591.07$19,202.22
2023 Total$5,581.59$1,511.25$7,092.84
25Jan 2024$482.42$108.65$591.07$18,719.80
26Feb 2024$485.15$105.92$591.07$18,234.65
27Mar 2024$487.89$103.18$591.07$17,746.76
28Apr 2024$490.65$100.42$591.07$17,256.11
29May 2024$493.43$97.64$591.07$16,762.68
30Jun 2024$496.22$94.85$591.07$16,266.46
31Jul 2024$499.03$92.04$591.07$15,767.43
32Aug 2024$501.85$89.22$591.07$15,265.58
33Sep 2024$504.69$86.38$591.07$14,760.89
34Oct 2024$507.55$83.52$591.07$14,253.34
35Nov 2024$510.42$80.65$591.07$13,742.92
36Dec 2024$513.31$77.76$591.07$13,229.61
2024 Total$5,972.61$1,120.23$7,092.84
37Jan 2025$516.21$74.86$591.07$12,713.40
38Feb 2025$519.13$71.94$591.07$12,194.27
39Mar 2025$522.07$69.00$591.07$11,672.20
40Apr 2025$525.02$66.05$591.07$11,147.18
41May 2025$528.00$63.07$591.07$10,619.18
42Jun 2025$530.98$60.09$591.07$10,088.20
43Jul 2025$533.99$57.08$591.07$9,554.21
44Aug 2025$537.01$54.06$591.07$9,017.20
45Sep 2025$540.05$51.02$591.07$8,477.15
46Oct 2025$543.10$47.97$591.07$7,934.05
47Nov 2025$546.18$44.89$591.07$7,387.87
48Dec 2025$549.27$41.80$591.07$6,838.60
2025 Total$6,391.01$701.83$7,092.84
49Jan 2026$552.37$38.70$591.07$6,286.23
50Feb 2026$555.50$35.57$591.07$5,730.73
51Mar 2026$558.64$32.43$591.07$5,172.09
52Apr 2026$561.80$29.27$591.07$4,610.29
53May 2026$564.98$26.09$591.07$4,045.31
54Jun 2026$568.18$22.89$591.07$3,477.13
55Jul 2026$571.40$19.67$591.07$2,905.73
56Aug 2026$574.63$16.44$591.07$2,331.10
57Sep 2026$577.88$13.19$591.07$1,753.22
58Oct 2026$581.15$9.92$591.07$1,172.07
59Nov 2026$584.44$6.63$591.07$587.63
60Dec 2026$587.63$3.33$590.96$0.00
2026 Total$6,838.6$254.13$7,092.73