RateCity.com.au
powering smart financial decisions
Borrow amount
$30k
Advertised Rate

4.98

% p.a

Fixed

Comparison Rate*

5.36

% p.a

Loan term
1 year to 7 years
Repayment frequency
Monthly
Monthly repayment

566

Number of repayments
60
Total interest paid
$4k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Nov 2021$441.36$124.50$565.86$29,558.64
2Dec 2021$443.19$122.67$565.86$29,115.45
2021 Total$884.55$247.17$1,131.72
3Jan 2022$445.03$120.83$565.86$28,670.42
4Feb 2022$446.88$118.98$565.86$28,223.54
5Mar 2022$448.73$117.13$565.86$27,774.81
6Apr 2022$450.59$115.27$565.86$27,324.22
7May 2022$452.46$113.40$565.86$26,871.76
8Jun 2022$454.34$111.52$565.86$26,417.42
9Jul 2022$456.23$109.63$565.86$25,961.19
10Aug 2022$458.12$107.74$565.86$25,503.07
11Sep 2022$460.02$105.84$565.86$25,043.05
12Oct 2022$461.93$103.93$565.86$24,581.12
13Nov 2022$463.85$102.01$565.86$24,117.27
14Dec 2022$465.77$100.09$565.86$23,651.50
2022 Total$5,463.95$1,326.37$6,790.32
15Jan 2023$467.71$98.15$565.86$23,183.79
16Feb 2023$469.65$96.21$565.86$22,714.14
17Mar 2023$471.60$94.26$565.86$22,242.54
18Apr 2023$473.55$92.31$565.86$21,768.99
19May 2023$475.52$90.34$565.86$21,293.47
20Jun 2023$477.49$88.37$565.86$20,815.98
21Jul 2023$479.47$86.39$565.86$20,336.51
22Aug 2023$481.46$84.40$565.86$19,855.05
23Sep 2023$483.46$82.40$565.86$19,371.59
24Oct 2023$485.47$80.39$565.86$18,886.12
25Nov 2023$487.48$78.38$565.86$18,398.64
26Dec 2023$489.51$76.35$565.86$17,909.13
2023 Total$5,742.37$1,047.95$6,790.32
27Jan 2024$491.54$74.32$565.86$17,417.59
28Feb 2024$493.58$72.28$565.86$16,924.01
29Mar 2024$495.63$70.23$565.86$16,428.38
30Apr 2024$497.68$68.18$565.86$15,930.70
31May 2024$499.75$66.11$565.86$15,430.95
32Jun 2024$501.82$64.04$565.86$14,929.13
33Jul 2024$503.90$61.96$565.86$14,425.23
34Aug 2024$506.00$59.86$565.86$13,919.23
35Sep 2024$508.10$57.76$565.86$13,411.13
36Oct 2024$510.20$55.66$565.86$12,900.93
37Nov 2024$512.32$53.54$565.86$12,388.61
38Dec 2024$514.45$51.41$565.86$11,874.16
2024 Total$6,034.97$755.35$6,790.32
39Jan 2025$516.58$49.28$565.86$11,357.58
40Feb 2025$518.73$47.13$565.86$10,838.85
41Mar 2025$520.88$44.98$565.86$10,317.97
42Apr 2025$523.04$42.82$565.86$9,794.93
43May 2025$525.21$40.65$565.86$9,269.72
44Jun 2025$527.39$38.47$565.86$8,742.33
45Jul 2025$529.58$36.28$565.86$8,212.75
46Aug 2025$531.78$34.08$565.86$7,680.97
47Sep 2025$533.98$31.88$565.86$7,146.99
48Oct 2025$536.20$29.66$565.86$6,610.79
49Nov 2025$538.43$27.43$565.86$6,072.36
50Dec 2025$540.66$25.20$565.86$5,531.70
2025 Total$6,342.46$447.86$6,790.32
51Jan 2026$542.90$22.96$565.86$4,988.80
52Feb 2026$545.16$20.70$565.86$4,443.64
53Mar 2026$547.42$18.44$565.86$3,896.22
54Apr 2026$549.69$16.17$565.86$3,346.53
55May 2026$551.97$13.89$565.86$2,794.56
56Jun 2026$554.26$11.60$565.86$2,240.30
57Jul 2026$556.56$9.30$565.86$1,683.74
58Aug 2026$558.87$6.99$565.86$1,124.87
59Sep 2026$561.19$4.67$565.86$563.68
60Oct 2026$563.52$2.34$565.86$0.16
2026 Total$5,531.54$127.06$5,658.6