RateCity.com.au
powering smart financial decisions
RateCity.com.au
Borrow amount
$30k
Interest Rate

4.99

% p.a

Fixed

Comparison Rate*

5.13

% p.a

Loan term
5 years
Repayment frequency
Monthly
Monthly repayment

$566

Number of repayments
60
Total interest paid
$4k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Sep 2022$441.25$124.75$566.00$29,558.75
2Oct 2022$443.08$122.92$566.00$29,115.67
3Nov 2022$444.93$121.07$566.00$28,670.74
4Dec 2022$446.78$119.22$566.00$28,223.96
2022 Total$1,776.04$487.96$2,264
5Jan 2023$448.64$117.36$566.00$27,775.32
6Feb 2023$450.50$115.50$566.00$27,324.82
7Mar 2023$452.37$113.63$566.00$26,872.45
8Apr 2023$454.26$111.74$566.00$26,418.19
9May 2023$456.14$109.86$566.00$25,962.05
10Jun 2023$458.04$107.96$566.00$25,504.01
11Jul 2023$459.95$106.05$566.00$25,044.06
12Aug 2023$461.86$104.14$566.00$24,582.20
13Sep 2023$463.78$102.22$566.00$24,118.42
14Oct 2023$465.71$100.29$566.00$23,652.71
15Nov 2023$467.64$98.36$566.00$23,185.07
16Dec 2023$469.59$96.41$566.00$22,715.48
2023 Total$5,508.48$1,283.52$6,792
17Jan 2024$471.54$94.46$566.00$22,243.94
18Feb 2024$473.50$92.50$566.00$21,770.44
19Mar 2024$475.47$90.53$566.00$21,294.97
20Apr 2024$477.45$88.55$566.00$20,817.52
21May 2024$479.43$86.57$566.00$20,338.09
22Jun 2024$481.43$84.57$566.00$19,856.66
23Jul 2024$483.43$82.57$566.00$19,373.23
24Aug 2024$485.44$80.56$566.00$18,887.79
25Sep 2024$487.46$78.54$566.00$18,400.33
26Oct 2024$489.49$76.51$566.00$17,910.84
27Nov 2024$491.52$74.48$566.00$17,419.32
28Dec 2024$493.56$72.44$566.00$16,925.76
2024 Total$5,789.72$1,002.28$6,792
29Jan 2025$495.62$70.38$566.00$16,430.14
30Feb 2025$497.68$68.32$566.00$15,932.46
31Mar 2025$499.75$66.25$566.00$15,432.71
32Apr 2025$501.83$64.17$566.00$14,930.88
33May 2025$503.91$62.09$566.00$14,426.97
34Jun 2025$506.01$59.99$566.00$13,920.96
35Jul 2025$508.11$57.89$566.00$13,412.85
36Aug 2025$510.22$55.78$566.00$12,902.63
37Sep 2025$512.35$53.65$566.00$12,390.28
38Oct 2025$514.48$51.52$566.00$11,875.80
39Nov 2025$516.62$49.38$566.00$11,359.18
40Dec 2025$518.76$47.24$566.00$10,840.42
2025 Total$6,085.34$706.66$6,792
41Jan 2026$520.92$45.08$566.00$10,319.50
42Feb 2026$523.09$42.91$566.00$9,796.41
43Mar 2026$525.26$40.74$566.00$9,271.15
44Apr 2026$527.45$38.55$566.00$8,743.70
45May 2026$529.64$36.36$566.00$8,214.06
46Jun 2026$531.84$34.16$566.00$7,682.22
47Jul 2026$534.05$31.95$566.00$7,148.17
48Aug 2026$536.28$29.72$566.00$6,611.89
49Sep 2026$538.51$27.49$566.00$6,073.38
50Oct 2026$540.74$25.26$566.00$5,532.64
51Nov 2026$542.99$23.01$566.00$4,989.65
52Dec 2026$545.25$20.75$566.00$4,444.40
2026 Total$6,396.02$395.98$6,792
53Jan 2027$547.52$18.48$566.00$3,896.88
54Feb 2027$549.80$16.20$566.00$3,347.08
55Mar 2027$552.08$13.92$566.00$2,795.00
56Apr 2027$554.38$11.62$566.00$2,240.62
57May 2027$556.68$9.32$566.00$1,683.94
58Jun 2027$559.00$7.00$566.00$1,124.94
59Jul 2027$561.32$4.68$566.00$563.62
60Aug 2027$563.62$2.34$565.96$0.00
2027 Total$4,444.4$83.56$4,527.96