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- Heritage Bank
- Car Loan - Fixed
Car Loan - Fixed
- $5k to $100k
- 1 to 7 years
- New or used car
- Fixed Rate
Interest rate p.a.
6.49%
Comparison rate* p.a.
6.84%
Car Loan - Fixed
- $5k to $100k
- 1 to 7 years
- New or used car
- Fixed Rate
Interest rate p.a.
6.49%
Comparison rate* p.a.
6.84%
RateCity says
"Finance your new or used vehicle with this flexible fixed rate car loan, offering unlimited extra repayments and no early exit fees."
Calculate your repayments for this loan
$
Your estimated repayment
$978
based on 50000 loan amount for 5 years at 6.49%
Pros and Cons
For Car Loan - Fixed
Benefits
- Lower than average rate
- No ongoing fees
- No early exit penalty
- Unlimited extra repayments
- Flexible repayment options
- Can apply online
- Can apply in branch
- Suitable for both new or used car
Drawbacks
- Higher than average application fee
Heritage Bank Rate Car Loan overview
For Car Loan - Fixed
Details
Total repayments
$58,684
Interest rate type
Fixed
Borrowing range
$5k - $100k
Security type
Secured
Loan term
1 to 7 years
Secured by
Vehicle
Loan type
Is Fully Drawn Advance
Repayment frequency
Weekly, Fortnightly, Monthly
Age of car
up to 7 years
Target Market Determination
Visit Heritage Bank, a trading name of Heritage and People’s Choice Limited to view Target Market Determination.
Features
Extra repayments
Yes
Redraw facility
redraw activation fee of $0
Instant approval
Time to funding
N/A
Fees
Upfront fee
$250
Ongoing Fee
$0
Missed payment penalty
$30
Early exit penalty fee
$0
