RateCity.com.au
powering smart financial decisions
Borrow amount
$30k
Advertised Rate

From

4.95

% p.a

Fixed

Comparison Rate*

5.16

% p.a

Loan term
1 year to 5 years
Repayment frequency
Monthly
Monthly repayment

565

Number of repayments
60
Total interest paid
$3.9k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Nov 2021$441.70$123.75$565.45$29,558.30
2Dec 2021$443.52$121.93$565.45$29,114.78
2021 Total$885.22$245.68$1,130.9
3Jan 2022$445.35$120.10$565.45$28,669.43
4Feb 2022$447.19$118.26$565.45$28,222.24
5Mar 2022$449.03$116.42$565.45$27,773.21
6Apr 2022$450.89$114.56$565.45$27,322.32
7May 2022$452.75$112.70$565.45$26,869.57
8Jun 2022$454.61$110.84$565.45$26,414.96
9Jul 2022$456.49$108.96$565.45$25,958.47
10Aug 2022$458.37$107.08$565.45$25,500.10
11Sep 2022$460.26$105.19$565.45$25,039.84
12Oct 2022$462.16$103.29$565.45$24,577.68
13Nov 2022$464.07$101.38$565.45$24,113.61
14Dec 2022$465.98$99.47$565.45$23,647.63
2022 Total$5,467.15$1,318.25$6,785.4
15Jan 2023$467.90$97.55$565.45$23,179.73
16Feb 2023$469.83$95.62$565.45$22,709.90
17Mar 2023$471.77$93.68$565.45$22,238.13
18Apr 2023$473.72$91.73$565.45$21,764.41
19May 2023$475.67$89.78$565.45$21,288.74
20Jun 2023$477.63$87.82$565.45$20,811.11
21Jul 2023$479.60$85.85$565.45$20,331.51
22Aug 2023$481.58$83.87$565.45$19,849.93
23Sep 2023$483.57$81.88$565.45$19,366.36
24Oct 2023$485.56$79.89$565.45$18,880.80
25Nov 2023$487.57$77.88$565.45$18,393.23
26Dec 2023$489.58$75.87$565.45$17,903.65
2023 Total$5,743.98$1,041.42$6,785.4
27Jan 2024$491.60$73.85$565.45$17,412.05
28Feb 2024$493.63$71.82$565.45$16,918.42
29Mar 2024$495.66$69.79$565.45$16,422.76
30Apr 2024$497.71$67.74$565.45$15,925.05
31May 2024$499.76$65.69$565.45$15,425.29
32Jun 2024$501.82$63.63$565.45$14,923.47
33Jul 2024$503.89$61.56$565.45$14,419.58
34Aug 2024$505.97$59.48$565.45$13,913.61
35Sep 2024$508.06$57.39$565.45$13,405.55
36Oct 2024$510.15$55.30$565.45$12,895.40
37Nov 2024$512.26$53.19$565.45$12,383.14
38Dec 2024$514.37$51.08$565.45$11,868.77
2024 Total$6,034.88$750.52$6,785.4
39Jan 2025$516.49$48.96$565.45$11,352.28
40Feb 2025$518.62$46.83$565.45$10,833.66
41Mar 2025$520.76$44.69$565.45$10,312.90
42Apr 2025$522.91$42.54$565.45$9,789.99
43May 2025$525.07$40.38$565.45$9,264.92
44Jun 2025$527.23$38.22$565.45$8,737.69
45Jul 2025$529.41$36.04$565.45$8,208.28
46Aug 2025$531.59$33.86$565.45$7,676.69
47Sep 2025$533.78$31.67$565.45$7,142.91
48Oct 2025$535.99$29.46$565.45$6,606.92
49Nov 2025$538.20$27.25$565.45$6,068.72
50Dec 2025$540.42$25.03$565.45$5,528.30
2025 Total$6,340.47$444.93$6,785.4
51Jan 2026$542.65$22.80$565.45$4,985.65
52Feb 2026$544.88$20.57$565.45$4,440.77
53Mar 2026$547.13$18.32$565.45$3,893.64
54Apr 2026$549.39$16.06$565.45$3,344.25
55May 2026$551.65$13.80$565.45$2,792.60
56Jun 2026$553.93$11.52$565.45$2,238.67
57Jul 2026$556.22$9.23$565.45$1,682.45
58Aug 2026$558.51$6.94$565.45$1,123.94
59Sep 2026$560.81$4.64$565.45$563.13
60Oct 2026$563.13$2.32$565.45$0.00
2026 Total$5,528.3$126.2$5,654.5