Borrow amount
$30k
Advertised Rate

5.60%

p.a Fixed

Comparison Rate*

5.88%

p.a

Loan term
5 Years
Illawarra Credit Union
Repayment frequency
Monthly
Monthly repayment

$574

Number of repayments
60
Total interest paid
$4.5k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1May 2021$434.42$140.00$574.42$29,565.58
2Jun 2021$436.45$137.97$574.42$29,129.13
3Jul 2021$438.48$135.94$574.42$28,690.65
4Aug 2021$440.53$133.89$574.42$28,250.12
5Sep 2021$442.59$131.83$574.42$27,807.53
6Oct 2021$444.65$129.77$574.42$27,362.88
7Nov 2021$446.73$127.69$574.42$26,916.15
8Dec 2021$448.81$125.61$574.42$26,467.34
2021 Total$3,532.66$1,062.7$4,595.36
9Jan 2022$450.91$123.51$574.42$26,016.43
10Feb 2022$453.01$121.41$574.42$25,563.42
11Mar 2022$455.12$119.30$574.42$25,108.30
12Apr 2022$457.25$117.17$574.42$24,651.05
13May 2022$459.38$115.04$574.42$24,191.67
14Jun 2022$461.53$112.89$574.42$23,730.14
15Jul 2022$463.68$110.74$574.42$23,266.46
16Aug 2022$465.84$108.58$574.42$22,800.62
17Sep 2022$468.02$106.40$574.42$22,332.60
18Oct 2022$470.20$104.22$574.42$21,862.40
19Nov 2022$472.40$102.02$574.42$21,390.00
20Dec 2022$474.60$99.82$574.42$20,915.40
2022 Total$5,551.94$1,341.1$6,893.04
21Jan 2023$476.81$97.61$574.42$20,438.59
22Feb 2023$479.04$95.38$574.42$19,959.55
23Mar 2023$481.28$93.14$574.42$19,478.27
24Apr 2023$483.52$90.90$574.42$18,994.75
25May 2023$485.78$88.64$574.42$18,508.97
26Jun 2023$488.04$86.38$574.42$18,020.93
27Jul 2023$490.32$84.10$574.42$17,530.61
28Aug 2023$492.61$81.81$574.42$17,038.00
29Sep 2023$494.91$79.51$574.42$16,543.09
30Oct 2023$497.22$77.20$574.42$16,045.87
31Nov 2023$499.54$74.88$574.42$15,546.33
32Dec 2023$501.87$72.55$574.42$15,044.46
2023 Total$5,870.94$1,022.1$6,893.04
33Jan 2024$504.21$70.21$574.42$14,540.25
34Feb 2024$506.57$67.85$574.42$14,033.68
35Mar 2024$508.93$65.49$574.42$13,524.75
36Apr 2024$511.30$63.12$574.42$13,013.45
37May 2024$513.69$60.73$574.42$12,499.76
38Jun 2024$516.09$58.33$574.42$11,983.67
39Jul 2024$518.50$55.92$574.42$11,465.17
40Aug 2024$520.92$53.50$574.42$10,944.25
41Sep 2024$523.35$51.07$574.42$10,420.90
42Oct 2024$525.79$48.63$574.42$9,895.11
43Nov 2024$528.24$46.18$574.42$9,366.87
44Dec 2024$530.71$43.71$574.42$8,836.16
2024 Total$6,208.3$684.74$6,893.04
45Jan 2025$533.18$41.24$574.42$8,302.98
46Feb 2025$535.67$38.75$574.42$7,767.31
47Mar 2025$538.17$36.25$574.42$7,229.14
48Apr 2025$540.68$33.74$574.42$6,688.46
49May 2025$543.21$31.21$574.42$6,145.25
50Jun 2025$545.74$28.68$574.42$5,599.51
51Jul 2025$548.29$26.13$574.42$5,051.22
52Aug 2025$550.85$23.57$574.42$4,500.37
53Sep 2025$553.42$21.00$574.42$3,946.95
54Oct 2025$556.00$18.42$574.42$3,390.95
55Nov 2025$558.60$15.82$574.42$2,832.35
56Dec 2025$561.20$13.22$574.42$2,271.15
2025 Total$6,565.01$328.03$6,893.04
57Jan 2026$563.82$10.60$574.42$1,707.33
58Feb 2026$566.45$7.97$574.42$1,140.88
59Mar 2026$569.10$5.32$574.42$571.78
60Apr 2026$571.75$2.67$574.42$0.03
2026 Total$2,271.12$26.56$2,297.68