Borrow amount
$30k
Advertised Rate

5.64%

Fixed

Comparison Rate*

5.92%

Loan term
5 Years
Illawarra Credit Union
Repayment frequency
Monthly
Monthly repayment

$575

Number of repayments
60
Total interest paid
$4.5k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Feb 2021$433.98$141.00$574.98$29,566.02
2Mar 2021$436.02$138.96$574.98$29,130.00
3Apr 2021$438.07$136.91$574.98$28,691.93
4May 2021$440.13$134.85$574.98$28,251.80
5Jun 2021$442.20$132.78$574.98$27,809.60
6Jul 2021$444.27$130.71$574.98$27,365.33
7Aug 2021$446.36$128.62$574.98$26,918.97
8Sep 2021$448.46$126.52$574.98$26,470.51
9Oct 2021$450.57$124.41$574.98$26,019.94
10Nov 2021$452.69$122.29$574.98$25,567.25
11Dec 2021$454.81$120.17$574.98$25,112.44
2021 Total$4,887.56$1,437.22$6,324.78
12Jan 2022$456.95$118.03$574.98$24,655.49
13Feb 2022$459.10$115.88$574.98$24,196.39
14Mar 2022$461.26$113.72$574.98$23,735.13
15Apr 2022$463.42$111.56$574.98$23,271.71
16May 2022$465.60$109.38$574.98$22,806.11
17Jun 2022$467.79$107.19$574.98$22,338.32
18Jul 2022$469.99$104.99$574.98$21,868.33
19Aug 2022$472.20$102.78$574.98$21,396.13
20Sep 2022$474.42$100.56$574.98$20,921.71
21Oct 2022$476.65$98.33$574.98$20,445.06
22Nov 2022$478.89$96.09$574.98$19,966.17
23Dec 2022$481.14$93.84$574.98$19,485.03
2022 Total$5,627.41$1,272.35$6,899.76
24Jan 2023$483.40$91.58$574.98$19,001.63
25Feb 2023$485.67$89.31$574.98$18,515.96
26Mar 2023$487.95$87.03$574.98$18,028.01
27Apr 2023$490.25$84.73$574.98$17,537.76
28May 2023$492.55$82.43$574.98$17,045.21
29Jun 2023$494.87$80.11$574.98$16,550.34
30Jul 2023$497.19$77.79$574.98$16,053.15
31Aug 2023$499.53$75.45$574.98$15,553.62
32Sep 2023$501.88$73.10$574.98$15,051.74
33Oct 2023$504.24$70.74$574.98$14,547.50
34Nov 2023$506.61$68.37$574.98$14,040.89
35Dec 2023$508.99$65.99$574.98$13,531.90
2023 Total$5,953.13$946.63$6,899.76
36Jan 2024$511.38$63.60$574.98$13,020.52
37Feb 2024$513.78$61.20$574.98$12,506.74
38Mar 2024$516.20$58.78$574.98$11,990.54
39Apr 2024$518.62$56.36$574.98$11,471.92
40May 2024$521.06$53.92$574.98$10,950.86
41Jun 2024$523.51$51.47$574.98$10,427.35
42Jul 2024$525.97$49.01$574.98$9,901.38
43Aug 2024$528.44$46.54$574.98$9,372.94
44Sep 2024$530.93$44.05$574.98$8,842.01
45Oct 2024$533.42$41.56$574.98$8,308.59
46Nov 2024$535.93$39.05$574.98$7,772.66
47Dec 2024$538.45$36.53$574.98$7,234.21
2024 Total$6,297.69$602.07$6,899.76
48Jan 2025$540.98$34.00$574.98$6,693.23
49Feb 2025$543.52$31.46$574.98$6,149.71
50Mar 2025$546.08$28.90$574.98$5,603.63
51Apr 2025$548.64$26.34$574.98$5,054.99
52May 2025$551.22$23.76$574.98$4,503.77
53Jun 2025$553.81$21.17$574.98$3,949.96
54Jul 2025$556.42$18.56$574.98$3,393.54
55Aug 2025$559.03$15.95$574.98$2,834.51
56Sep 2025$561.66$13.32$574.98$2,272.85
57Oct 2025$564.30$10.68$574.98$1,708.55
58Nov 2025$566.95$8.03$574.98$1,141.60
59Dec 2025$569.61$5.37$574.98$571.99
2025 Total$6,662.22$237.54$6,899.76
60Jan 2026$571.99$2.69$574.68$0.00
2025 Total$571.99$2.69$574.68