RateCity.com.au
powering smart financial decisions
RateCity.com.au
Borrow amount
$30k
Interest Rate

4.88

% p.a

Fixed

Comparison Rate*

5.23

% p.a

Loan term
1 year to 7 years
Repayment frequency
Monthly
Monthly repayment

$564

Number of repayments
60
Total interest paid
$3.9k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Jun 2022$442.49$122.00$564.49$29,557.51
2Jul 2022$444.29$120.20$564.49$29,113.22
3Aug 2022$446.10$118.39$564.49$28,667.12
4Sep 2022$447.91$116.58$564.49$28,219.21
5Oct 2022$449.73$114.76$564.49$27,769.48
6Nov 2022$451.56$112.93$564.49$27,317.92
7Dec 2022$453.40$111.09$564.49$26,864.52
2022 Total$3,135.48$815.95$3,951.43
8Jan 2023$455.24$109.25$564.49$26,409.28
9Feb 2023$457.09$107.40$564.49$25,952.19
10Mar 2023$458.95$105.54$564.49$25,493.24
11Apr 2023$460.82$103.67$564.49$25,032.42
12May 2023$462.69$101.80$564.49$24,569.73
13Jun 2023$464.57$99.92$564.49$24,105.16
14Jul 2023$466.46$98.03$564.49$23,638.70
15Aug 2023$468.36$96.13$564.49$23,170.34
16Sep 2023$470.26$94.23$564.49$22,700.08
17Oct 2023$472.18$92.31$564.49$22,227.90
18Nov 2023$474.10$90.39$564.49$21,753.80
19Dec 2023$476.02$88.47$564.49$21,277.78
2023 Total$5,586.74$1,187.14$6,773.88
20Jan 2024$477.96$86.53$564.49$20,799.82
21Feb 2024$479.90$84.59$564.49$20,319.92
22Mar 2024$481.86$82.63$564.49$19,838.06
23Apr 2024$483.82$80.67$564.49$19,354.24
24May 2024$485.78$78.71$564.49$18,868.46
25Jun 2024$487.76$76.73$564.49$18,380.70
26Jul 2024$489.74$74.75$564.49$17,890.96
27Aug 2024$491.73$72.76$564.49$17,399.23
28Sep 2024$493.73$70.76$564.49$16,905.50
29Oct 2024$495.74$68.75$564.49$16,409.76
30Nov 2024$497.76$66.73$564.49$15,912.00
31Dec 2024$499.78$64.71$564.49$15,412.22
2024 Total$5,865.56$908.32$6,773.88
32Jan 2025$501.81$62.68$564.49$14,910.41
33Feb 2025$503.85$60.64$564.49$14,406.56
34Mar 2025$505.90$58.59$564.49$13,900.66
35Apr 2025$507.96$56.53$564.49$13,392.70
36May 2025$510.03$54.46$564.49$12,882.67
37Jun 2025$512.10$52.39$564.49$12,370.57
38Jul 2025$514.18$50.31$564.49$11,856.39
39Aug 2025$516.27$48.22$564.49$11,340.12
40Sep 2025$518.37$46.12$564.49$10,821.75
41Oct 2025$520.48$44.01$564.49$10,301.27
42Nov 2025$522.60$41.89$564.49$9,778.67
43Dec 2025$524.72$39.77$564.49$9,253.95
2025 Total$6,158.27$615.61$6,773.88
44Jan 2026$526.86$37.63$564.49$8,727.09
45Feb 2026$529.00$35.49$564.49$8,198.09
46Mar 2026$531.15$33.34$564.49$7,666.94
47Apr 2026$533.31$31.18$564.49$7,133.63
48May 2026$535.48$29.01$564.49$6,598.15
49Jun 2026$537.66$26.83$564.49$6,060.49
50Jul 2026$539.84$24.65$564.49$5,520.65
51Aug 2026$542.04$22.45$564.49$4,978.61
52Sep 2026$544.24$20.25$564.49$4,434.37
53Oct 2026$546.46$18.03$564.49$3,887.91
54Nov 2026$548.68$15.81$564.49$3,339.23
55Dec 2026$550.91$13.58$564.49$2,788.32
2026 Total$6,465.63$308.25$6,773.88
56Jan 2027$553.15$11.34$564.49$2,235.17
57Feb 2027$555.40$9.09$564.49$1,679.77
58Mar 2027$557.66$6.83$564.49$1,122.11
59Apr 2027$559.93$4.56$564.49$562.18
60May 2027$562.18$2.29$564.47$0.00
2027 Total$2,788.32$34.11$2,822.43