RateCity.com.au
powering smart financial decisions
RateCity.com.au
Borrow amount
$30k
Interest Rate

5.80

% p.a

Variable

Comparison Rate*

5.84

% p.a

Loan term
1 year to 7 years
Repayment frequency
Monthly
Monthly repayment

$577

Number of repayments
60
Total interest paid
$4.6k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Sep 2022$432.20$145.00$577.20$29,567.80
2Oct 2022$434.29$142.91$577.20$29,133.51
3Nov 2022$436.39$140.81$577.20$28,697.12
4Dec 2022$438.50$138.70$577.20$28,258.62
2022 Total$1,741.38$567.42$2,308.8
5Jan 2023$440.62$136.58$577.20$27,818.00
6Feb 2023$442.75$134.45$577.20$27,375.25
7Mar 2023$444.89$132.31$577.20$26,930.36
8Apr 2023$447.04$130.16$577.20$26,483.32
9May 2023$449.20$128.00$577.20$26,034.12
10Jun 2023$451.37$125.83$577.20$25,582.75
11Jul 2023$453.55$123.65$577.20$25,129.20
12Aug 2023$455.74$121.46$577.20$24,673.46
13Sep 2023$457.94$119.26$577.20$24,215.52
14Oct 2023$460.16$117.04$577.20$23,755.36
15Nov 2023$462.38$114.82$577.20$23,292.98
16Dec 2023$464.62$112.58$577.20$22,828.36
2023 Total$5,430.26$1,496.14$6,926.4
17Jan 2024$466.86$110.34$577.20$22,361.50
18Feb 2024$469.12$108.08$577.20$21,892.38
19Mar 2024$471.39$105.81$577.20$21,420.99
20Apr 2024$473.67$103.53$577.20$20,947.32
21May 2024$475.95$101.25$577.20$20,471.37
22Jun 2024$478.26$98.94$577.20$19,993.11
23Jul 2024$480.57$96.63$577.20$19,512.54
24Aug 2024$482.89$94.31$577.20$19,029.65
25Sep 2024$485.22$91.98$577.20$18,544.43
26Oct 2024$487.57$89.63$577.20$18,056.86
27Nov 2024$489.93$87.27$577.20$17,566.93
28Dec 2024$492.29$84.91$577.20$17,074.64
2024 Total$5,753.72$1,172.68$6,926.4
29Jan 2025$494.67$82.53$577.20$16,579.97
30Feb 2025$497.06$80.14$577.20$16,082.91
31Mar 2025$499.47$77.73$577.20$15,583.44
32Apr 2025$501.88$75.32$577.20$15,081.56
33May 2025$504.31$72.89$577.20$14,577.25
34Jun 2025$506.74$70.46$577.20$14,070.51
35Jul 2025$509.19$68.01$577.20$13,561.32
36Aug 2025$511.65$65.55$577.20$13,049.67
37Sep 2025$514.13$63.07$577.20$12,535.54
38Oct 2025$516.61$60.59$577.20$12,018.93
39Nov 2025$519.11$58.09$577.20$11,499.82
40Dec 2025$521.62$55.58$577.20$10,978.20
2025 Total$6,096.44$829.96$6,926.4
41Jan 2026$524.14$53.06$577.20$10,454.06
42Feb 2026$526.67$50.53$577.20$9,927.39
43Mar 2026$529.22$47.98$577.20$9,398.17
44Apr 2026$531.78$45.42$577.20$8,866.39
45May 2026$534.35$42.85$577.20$8,332.04
46Jun 2026$536.93$40.27$577.20$7,795.11
47Jul 2026$539.52$37.68$577.20$7,255.59
48Aug 2026$542.13$35.07$577.20$6,713.46
49Sep 2026$544.75$32.45$577.20$6,168.71
50Oct 2026$547.38$29.82$577.20$5,621.33
51Nov 2026$550.03$27.17$577.20$5,071.30
52Dec 2026$552.69$24.51$577.20$4,518.61
2026 Total$6,459.59$466.81$6,926.4
53Jan 2027$555.36$21.84$577.20$3,963.25
54Feb 2027$558.04$19.16$577.20$3,405.21
55Mar 2027$560.74$16.46$577.20$2,844.47
56Apr 2027$563.45$13.75$577.20$2,281.02
57May 2027$566.18$11.02$577.20$1,714.84
58Jun 2027$568.91$8.29$577.20$1,145.93
59Jul 2027$571.66$5.54$577.20$574.27
60Aug 2027$574.27$2.78$577.05$0.00
2027 Total$4,518.61$98.84$4,617.45