RateCity.com.au
powering smart financial decisions
Borrow amount
$30k
Interest Rate

6.75

% p.a

Variable

Comparison Rate*

6.79

% p.a

Loan term
1 year to 7 years
Repayment frequency
Monthly
Monthly repayment

$591

Number of repayments
60
Total interest paid
$5.4k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Feb 2022$421.75$168.75$590.50$29,578.25
2Mar 2022$424.12$166.38$590.50$29,154.13
3Apr 2022$426.51$163.99$590.50$28,727.62
4May 2022$428.91$161.59$590.50$28,298.71
5Jun 2022$431.32$159.18$590.50$27,867.39
6Jul 2022$433.75$156.75$590.50$27,433.64
7Aug 2022$436.19$154.31$590.50$26,997.45
8Sep 2022$438.64$151.86$590.50$26,558.81
9Oct 2022$441.11$149.39$590.50$26,117.70
10Nov 2022$443.59$146.91$590.50$25,674.11
11Dec 2022$446.08$144.42$590.50$25,228.03
2022 Total$4,771.97$1,723.53$6,495.5
12Jan 2023$448.59$141.91$590.50$24,779.44
13Feb 2023$451.12$139.38$590.50$24,328.32
14Mar 2023$453.65$136.85$590.50$23,874.67
15Apr 2023$456.20$134.30$590.50$23,418.47
16May 2023$458.77$131.73$590.50$22,959.70
17Jun 2023$461.35$129.15$590.50$22,498.35
18Jul 2023$463.95$126.55$590.50$22,034.40
19Aug 2023$466.56$123.94$590.50$21,567.84
20Sep 2023$469.18$121.32$590.50$21,098.66
21Oct 2023$471.82$118.68$590.50$20,626.84
22Nov 2023$474.47$116.03$590.50$20,152.37
23Dec 2023$477.14$113.36$590.50$19,675.23
2023 Total$5,552.8$1,533.2$7,086
24Jan 2024$479.83$110.67$590.50$19,195.40
25Feb 2024$482.53$107.97$590.50$18,712.87
26Mar 2024$485.24$105.26$590.50$18,227.63
27Apr 2024$487.97$102.53$590.50$17,739.66
28May 2024$490.71$99.79$590.50$17,248.95
29Jun 2024$493.47$97.03$590.50$16,755.48
30Jul 2024$496.25$94.25$590.50$16,259.23
31Aug 2024$499.04$91.46$590.50$15,760.19
32Sep 2024$501.85$88.65$590.50$15,258.34
33Oct 2024$504.67$85.83$590.50$14,753.67
34Nov 2024$507.51$82.99$590.50$14,246.16
35Dec 2024$510.37$80.13$590.50$13,735.79
2024 Total$5,939.44$1,146.56$7,086
36Jan 2025$513.24$77.26$590.50$13,222.55
37Feb 2025$516.12$74.38$590.50$12,706.43
38Mar 2025$519.03$71.47$590.50$12,187.40
39Apr 2025$521.95$68.55$590.50$11,665.45
40May 2025$524.88$65.62$590.50$11,140.57
41Jun 2025$527.83$62.67$590.50$10,612.74
42Jul 2025$530.80$59.70$590.50$10,081.94
43Aug 2025$533.79$56.71$590.50$9,548.15
44Sep 2025$536.79$53.71$590.50$9,011.36
45Oct 2025$539.81$50.69$590.50$8,471.55
46Nov 2025$542.85$47.65$590.50$7,928.70
47Dec 2025$545.90$44.60$590.50$7,382.80
2025 Total$6,352.99$733.01$7,086
48Jan 2026$548.97$41.53$590.50$6,833.83
49Feb 2026$552.06$38.44$590.50$6,281.77
50Mar 2026$555.17$35.33$590.50$5,726.60
51Apr 2026$558.29$32.21$590.50$5,168.31
52May 2026$561.43$29.07$590.50$4,606.88
53Jun 2026$564.59$25.91$590.50$4,042.29
54Jul 2026$567.76$22.74$590.50$3,474.53
55Aug 2026$570.96$19.54$590.50$2,903.57
56Sep 2026$574.17$16.33$590.50$2,329.40
57Oct 2026$577.40$13.10$590.50$1,752.00
58Nov 2026$580.65$9.86$590.51$1,171.35
59Dec 2026$583.91$6.59$590.50$587.44
2026 Total$6,795.36$290.65$7,086.01
60Jan 2027$587.20$3.30$590.50$0.24
2026 Total$587.2$3.3$590.5