Laboratories Credit Union
Borrow amount
$30k
Advertised Rate

8.25%

Variable

Loan term
5 Years
Repayment frequency
Monthly
Monthly repayment

$612

Number of repayments
60
Total interest paid
$6.7k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Oct 2020$405.64$206.25$611.89$29,594.36
2Nov 2020$408.43$203.46$611.89$29,185.93
3Dec 2020$411.24$200.65$611.89$28,774.69
2020 Total$1,225.31$610.36$1,835.67
4Jan 2021$414.06$197.83$611.89$28,360.63
5Feb 2021$416.91$194.98$611.89$27,943.72
6Mar 2021$419.78$192.11$611.89$27,523.94
7Apr 2021$422.66$189.23$611.89$27,101.28
8May 2021$425.57$186.32$611.89$26,675.71
9Jun 2021$428.49$183.40$611.89$26,247.22
10Jul 2021$431.44$180.45$611.89$25,815.78
11Aug 2021$434.41$177.48$611.89$25,381.37
12Sep 2021$437.39$174.50$611.89$24,943.98
13Oct 2021$440.40$171.49$611.89$24,503.58
14Nov 2021$443.43$168.46$611.89$24,060.15
15Dec 2021$446.48$165.41$611.89$23,613.67
2021 Total$5,161.02$2,181.66$7,342.68
16Jan 2022$449.55$162.34$611.89$23,164.12
17Feb 2022$452.64$159.25$611.89$22,711.48
18Mar 2022$455.75$156.14$611.89$22,255.73
19Apr 2022$458.88$153.01$611.89$21,796.85
20May 2022$462.04$149.85$611.89$21,334.81
21Jun 2022$465.21$146.68$611.89$20,869.60
22Jul 2022$468.41$143.48$611.89$20,401.19
23Aug 2022$471.63$140.26$611.89$19,929.56
24Sep 2022$474.87$137.02$611.89$19,454.69
25Oct 2022$478.14$133.75$611.89$18,976.55
26Nov 2022$481.43$130.46$611.89$18,495.12
27Dec 2022$484.74$127.15$611.89$18,010.38
2022 Total$5,603.29$1,739.39$7,342.68
28Jan 2023$488.07$123.82$611.89$17,522.31
29Feb 2023$491.42$120.47$611.89$17,030.89
30Mar 2023$494.80$117.09$611.89$16,536.09
31Apr 2023$498.20$113.69$611.89$16,037.89
32May 2023$501.63$110.26$611.89$15,536.26
33Jun 2023$505.08$106.81$611.89$15,031.18
34Jul 2023$508.55$103.34$611.89$14,522.63
35Aug 2023$512.05$99.84$611.89$14,010.58
36Sep 2023$515.57$96.32$611.89$13,495.01
37Oct 2023$519.11$92.78$611.89$12,975.90
38Nov 2023$522.68$89.21$611.89$12,453.22
39Dec 2023$526.27$85.62$611.89$11,926.95
2023 Total$6,083.43$1,259.25$7,342.68
40Jan 2024$529.89$82.00$611.89$11,397.06
41Feb 2024$533.54$78.35$611.89$10,863.52
42Mar 2024$537.20$74.69$611.89$10,326.32
43Apr 2024$540.90$70.99$611.89$9,785.42
44May 2024$544.62$67.27$611.89$9,240.80
45Jun 2024$548.36$63.53$611.89$8,692.44
46Jul 2024$552.13$59.76$611.89$8,140.31
47Aug 2024$555.93$55.96$611.89$7,584.38
48Sep 2024$559.75$52.14$611.89$7,024.63
49Oct 2024$563.60$48.29$611.89$6,461.03
50Nov 2024$567.47$44.42$611.89$5,893.56
51Dec 2024$571.37$40.52$611.89$5,322.19
2024 Total$6,604.76$737.92$7,342.68
52Jan 2025$575.30$36.59$611.89$4,746.89
53Feb 2025$579.26$32.63$611.89$4,167.63
54Mar 2025$583.24$28.65$611.89$3,584.39
55Apr 2025$587.25$24.64$611.89$2,997.14
56May 2025$591.28$20.61$611.89$2,405.86
57Jun 2025$595.35$16.54$611.89$1,810.51
58Jul 2025$599.44$12.45$611.89$1,211.07
59Aug 2025$603.56$8.33$611.89$607.51
60Sep 2025$607.51$4.18$611.69$0.00
2025 Total$5,322.19$184.62$5,506.81