LCU Used Car Loan | Compare Your Repayments | RateCity
Borrow amount
$30k
Advertised Rate
8.25
% p.a
Variable
Comparison Rate*
8.29
% p.a
Loan term
5 Years
Repayment frequency
Monthly
Monthly repayment
$612
Number of repayments
60
Total interest paid
$6.7k
Total repayments
$36,713
Monthly Repayment Schedule
Results are estimates only. Please allow for slight rounding differences.
| № | Date | Principal | Interest | Payment | Balance |
|---|---|---|---|---|---|
| 1 | Jun 2021 | $405.64 | $206.25 | $611.89 | $29,594.36 |
| 2 | Jul 2021 | $408.43 | $203.46 | $611.89 | $29,185.93 |
| 3 | Aug 2021 | $411.24 | $200.65 | $611.89 | $28,774.69 |
| 4 | Sep 2021 | $414.06 | $197.83 | $611.89 | $28,360.63 |
| 5 | Oct 2021 | $416.91 | $194.98 | $611.89 | $27,943.72 |
| 6 | Nov 2021 | $419.78 | $192.11 | $611.89 | $27,523.94 |
| 7 | Dec 2021 | $422.66 | $189.23 | $611.89 | $27,101.28 |
| 2021 Total | $2,898.72 | $1,384.51 | $4,283.23 | ||
| 8 | Jan 2022 | $425.57 | $186.32 | $611.89 | $26,675.71 |
| 9 | Feb 2022 | $428.49 | $183.40 | $611.89 | $26,247.22 |
| 10 | Mar 2022 | $431.44 | $180.45 | $611.89 | $25,815.78 |
| 11 | Apr 2022 | $434.41 | $177.48 | $611.89 | $25,381.37 |
| 12 | May 2022 | $437.39 | $174.50 | $611.89 | $24,943.98 |
| 13 | Jun 2022 | $440.40 | $171.49 | $611.89 | $24,503.58 |
| 14 | Jul 2022 | $443.43 | $168.46 | $611.89 | $24,060.15 |
| 15 | Aug 2022 | $446.48 | $165.41 | $611.89 | $23,613.67 |
| 16 | Sep 2022 | $449.55 | $162.34 | $611.89 | $23,164.12 |
| 17 | Oct 2022 | $452.64 | $159.25 | $611.89 | $22,711.48 |
| 18 | Nov 2022 | $455.75 | $156.14 | $611.89 | $22,255.73 |
| 19 | Dec 2022 | $458.88 | $153.01 | $611.89 | $21,796.85 |
| 2022 Total | $5,304.43 | $2,038.25 | $7,342.68 | ||
| 20 | Jan 2023 | $462.04 | $149.85 | $611.89 | $21,334.81 |
| 21 | Feb 2023 | $465.21 | $146.68 | $611.89 | $20,869.60 |
| 22 | Mar 2023 | $468.41 | $143.48 | $611.89 | $20,401.19 |
| 23 | Apr 2023 | $471.63 | $140.26 | $611.89 | $19,929.56 |
| 24 | May 2023 | $474.87 | $137.02 | $611.89 | $19,454.69 |
| 25 | Jun 2023 | $478.14 | $133.75 | $611.89 | $18,976.55 |
| 26 | Jul 2023 | $481.43 | $130.46 | $611.89 | $18,495.12 |
| 27 | Aug 2023 | $484.74 | $127.15 | $611.89 | $18,010.38 |
| 28 | Sep 2023 | $488.07 | $123.82 | $611.89 | $17,522.31 |
| 29 | Oct 2023 | $491.42 | $120.47 | $611.89 | $17,030.89 |
| 30 | Nov 2023 | $494.80 | $117.09 | $611.89 | $16,536.09 |
| 31 | Dec 2023 | $498.20 | $113.69 | $611.89 | $16,037.89 |
| 2023 Total | $5,758.96 | $1,583.72 | $7,342.68 | ||
| 32 | Jan 2024 | $501.63 | $110.26 | $611.89 | $15,536.26 |
| 33 | Feb 2024 | $505.08 | $106.81 | $611.89 | $15,031.18 |
| 34 | Mar 2024 | $508.55 | $103.34 | $611.89 | $14,522.63 |
| 35 | Apr 2024 | $512.05 | $99.84 | $611.89 | $14,010.58 |
| 36 | May 2024 | $515.57 | $96.32 | $611.89 | $13,495.01 |
| 37 | Jun 2024 | $519.11 | $92.78 | $611.89 | $12,975.90 |
| 38 | Jul 2024 | $522.68 | $89.21 | $611.89 | $12,453.22 |
| 39 | Aug 2024 | $526.27 | $85.62 | $611.89 | $11,926.95 |
| 40 | Sep 2024 | $529.89 | $82.00 | $611.89 | $11,397.06 |
| 41 | Oct 2024 | $533.54 | $78.35 | $611.89 | $10,863.52 |
| 42 | Nov 2024 | $537.20 | $74.69 | $611.89 | $10,326.32 |
| 43 | Dec 2024 | $540.90 | $70.99 | $611.89 | $9,785.42 |
| 2024 Total | $6,252.47 | $1,090.21 | $7,342.68 | ||
| 44 | Jan 2025 | $544.62 | $67.27 | $611.89 | $9,240.80 |
| 45 | Feb 2025 | $548.36 | $63.53 | $611.89 | $8,692.44 |
| 46 | Mar 2025 | $552.13 | $59.76 | $611.89 | $8,140.31 |
| 47 | Apr 2025 | $555.93 | $55.96 | $611.89 | $7,584.38 |
| 48 | May 2025 | $559.75 | $52.14 | $611.89 | $7,024.63 |
| 49 | Jun 2025 | $563.60 | $48.29 | $611.89 | $6,461.03 |
| 50 | Jul 2025 | $567.47 | $44.42 | $611.89 | $5,893.56 |
| 51 | Aug 2025 | $571.37 | $40.52 | $611.89 | $5,322.19 |
| 52 | Sep 2025 | $575.30 | $36.59 | $611.89 | $4,746.89 |
| 53 | Oct 2025 | $579.26 | $32.63 | $611.89 | $4,167.63 |
| 54 | Nov 2025 | $583.24 | $28.65 | $611.89 | $3,584.39 |
| 55 | Dec 2025 | $587.25 | $24.64 | $611.89 | $2,997.14 |
| 2025 Total | $6,788.28 | $554.4 | $7,342.68 | ||
| 56 | Jan 2026 | $591.28 | $20.61 | $611.89 | $2,405.86 |
| 57 | Feb 2026 | $595.35 | $16.54 | $611.89 | $1,810.51 |
| 58 | Mar 2026 | $599.44 | $12.45 | $611.89 | $1,211.07 |
| 59 | Apr 2026 | $603.56 | $8.33 | $611.89 | $607.51 |
| 60 | May 2026 | $607.51 | $4.18 | $611.69 | $0.00 |
| 2026 Total | $2,997.14 | $62.11 | $3,059.25 |
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