RateCity.com.au
powering smart financial decisions
RateCity.com.au
Borrow amount
$30k
Interest Rate

8.25

% p.a

Variable

Comparison Rate*

8.29

% p.a

Loan term
1 year to 7 years
Repayment frequency
Monthly
Monthly repayment

$612

Number of repayments
60
Total interest paid
$6.7k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Sep 2022$405.64$206.25$611.89$29,594.36
2Oct 2022$408.43$203.46$611.89$29,185.93
3Nov 2022$411.24$200.65$611.89$28,774.69
4Dec 2022$414.06$197.83$611.89$28,360.63
2022 Total$1,639.37$808.19$2,447.56
5Jan 2023$416.91$194.98$611.89$27,943.72
6Feb 2023$419.78$192.11$611.89$27,523.94
7Mar 2023$422.66$189.23$611.89$27,101.28
8Apr 2023$425.57$186.32$611.89$26,675.71
9May 2023$428.49$183.40$611.89$26,247.22
10Jun 2023$431.44$180.45$611.89$25,815.78
11Jul 2023$434.41$177.48$611.89$25,381.37
12Aug 2023$437.39$174.50$611.89$24,943.98
13Sep 2023$440.40$171.49$611.89$24,503.58
14Oct 2023$443.43$168.46$611.89$24,060.15
15Nov 2023$446.48$165.41$611.89$23,613.67
16Dec 2023$449.55$162.34$611.89$23,164.12
2023 Total$5,196.51$2,146.17$7,342.68
17Jan 2024$452.64$159.25$611.89$22,711.48
18Feb 2024$455.75$156.14$611.89$22,255.73
19Mar 2024$458.88$153.01$611.89$21,796.85
20Apr 2024$462.04$149.85$611.89$21,334.81
21May 2024$465.21$146.68$611.89$20,869.60
22Jun 2024$468.41$143.48$611.89$20,401.19
23Jul 2024$471.63$140.26$611.89$19,929.56
24Aug 2024$474.87$137.02$611.89$19,454.69
25Sep 2024$478.14$133.75$611.89$18,976.55
26Oct 2024$481.43$130.46$611.89$18,495.12
27Nov 2024$484.74$127.15$611.89$18,010.38
28Dec 2024$488.07$123.82$611.89$17,522.31
2024 Total$5,641.81$1,700.87$7,342.68
29Jan 2025$491.42$120.47$611.89$17,030.89
30Feb 2025$494.80$117.09$611.89$16,536.09
31Mar 2025$498.20$113.69$611.89$16,037.89
32Apr 2025$501.63$110.26$611.89$15,536.26
33May 2025$505.08$106.81$611.89$15,031.18
34Jun 2025$508.55$103.34$611.89$14,522.63
35Jul 2025$512.05$99.84$611.89$14,010.58
36Aug 2025$515.57$96.32$611.89$13,495.01
37Sep 2025$519.11$92.78$611.89$12,975.90
38Oct 2025$522.68$89.21$611.89$12,453.22
39Nov 2025$526.27$85.62$611.89$11,926.95
40Dec 2025$529.89$82.00$611.89$11,397.06
2025 Total$6,125.25$1,217.43$7,342.68
41Jan 2026$533.54$78.35$611.89$10,863.52
42Feb 2026$537.20$74.69$611.89$10,326.32
43Mar 2026$540.90$70.99$611.89$9,785.42
44Apr 2026$544.62$67.27$611.89$9,240.80
45May 2026$548.36$63.53$611.89$8,692.44
46Jun 2026$552.13$59.76$611.89$8,140.31
47Jul 2026$555.93$55.96$611.89$7,584.38
48Aug 2026$559.75$52.14$611.89$7,024.63
49Sep 2026$563.60$48.29$611.89$6,461.03
50Oct 2026$567.47$44.42$611.89$5,893.56
51Nov 2026$571.37$40.52$611.89$5,322.19
52Dec 2026$575.30$36.59$611.89$4,746.89
2026 Total$6,650.17$692.51$7,342.68
53Jan 2027$579.26$32.63$611.89$4,167.63
54Feb 2027$583.24$28.65$611.89$3,584.39
55Mar 2027$587.25$24.64$611.89$2,997.14
56Apr 2027$591.28$20.61$611.89$2,405.86
57May 2027$595.35$16.54$611.89$1,810.51
58Jun 2027$599.44$12.45$611.89$1,211.07
59Jul 2027$603.56$8.33$611.89$607.51
60Aug 2027$607.51$4.18$611.69$0.00
2027 Total$4,746.89$148.03$4,894.92