RateCity.com.au
powering smart financial decisions
RateCity.com.au
Borrow amount
$30k
Interest Rate

3.74

% p.a

Variable

Comparison Rate*

4.28

% p.a

Loan term
3 years to 5 years
Repayment frequency
Monthly
Monthly repayment

$549

Number of repayments
60
Total interest paid
$2.9k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Aug 2022$455.48$93.50$548.98$29,544.52
2Sep 2022$456.90$92.08$548.98$29,087.62
3Oct 2022$458.32$90.66$548.98$28,629.30
4Nov 2022$459.75$89.23$548.98$28,169.55
5Dec 2022$461.18$87.80$548.98$27,708.37
2022 Total$2,291.63$453.27$2,744.9
6Jan 2023$462.62$86.36$548.98$27,245.75
7Feb 2023$464.06$84.92$548.98$26,781.69
8Mar 2023$465.51$83.47$548.98$26,316.18
9Apr 2023$466.96$82.02$548.98$25,849.22
10May 2023$468.42$80.56$548.98$25,380.80
11Jun 2023$469.88$79.10$548.98$24,910.92
12Jul 2023$471.34$77.64$548.98$24,439.58
13Aug 2023$472.81$76.17$548.98$23,966.77
14Sep 2023$474.28$74.70$548.98$23,492.49
15Oct 2023$475.76$73.22$548.98$23,016.73
16Nov 2023$477.24$71.74$548.98$22,539.49
17Dec 2023$478.73$70.25$548.98$22,060.76
2023 Total$5,647.61$940.15$6,587.76
18Jan 2024$480.22$68.76$548.98$21,580.54
19Feb 2024$481.72$67.26$548.98$21,098.82
20Mar 2024$483.22$65.76$548.98$20,615.60
21Apr 2024$484.73$64.25$548.98$20,130.87
22May 2024$486.24$62.74$548.98$19,644.63
23Jun 2024$487.75$61.23$548.98$19,156.88
24Jul 2024$489.27$59.71$548.98$18,667.61
25Aug 2024$490.80$58.18$548.98$18,176.81
26Sep 2024$492.33$56.65$548.98$17,684.48
27Oct 2024$493.86$55.12$548.98$17,190.62
28Nov 2024$495.40$53.58$548.98$16,695.22
29Dec 2024$496.95$52.03$548.98$16,198.27
2024 Total$5,862.49$725.27$6,587.76
30Jan 2025$498.50$50.48$548.98$15,699.77
31Feb 2025$500.05$48.93$548.98$15,199.72
32Mar 2025$501.61$47.37$548.98$14,698.11
33Apr 2025$503.17$45.81$548.98$14,194.94
34May 2025$504.74$44.24$548.98$13,690.20
35Jun 2025$506.31$42.67$548.98$13,183.89
36Jul 2025$507.89$41.09$548.98$12,676.00
37Aug 2025$509.47$39.51$548.98$12,166.53
38Sep 2025$511.06$37.92$548.98$11,655.47
39Oct 2025$512.65$36.33$548.98$11,142.82
40Nov 2025$514.25$34.73$548.98$10,628.57
41Dec 2025$515.85$33.13$548.98$10,112.72
2025 Total$6,085.55$502.21$6,587.76
42Jan 2026$517.46$31.52$548.98$9,595.26
43Feb 2026$519.07$29.91$548.98$9,076.19
44Mar 2026$520.69$28.29$548.98$8,555.50
45Apr 2026$522.32$26.66$548.98$8,033.18
46May 2026$523.94$25.04$548.98$7,509.24
47Jun 2026$525.58$23.40$548.98$6,983.66
48Jul 2026$527.21$21.77$548.98$6,456.45
49Aug 2026$528.86$20.12$548.98$5,927.59
50Sep 2026$530.51$18.47$548.98$5,397.08
51Oct 2026$532.16$16.82$548.98$4,864.92
52Nov 2026$533.82$15.16$548.98$4,331.10
53Dec 2026$535.48$13.50$548.98$3,795.62
2026 Total$6,317.1$270.66$6,587.76
54Jan 2027$537.15$11.83$548.98$3,258.47
55Feb 2027$538.82$10.16$548.98$2,719.65
56Mar 2027$540.50$8.48$548.98$2,179.15
57Apr 2027$542.19$6.79$548.98$1,636.96
58May 2027$543.88$5.10$548.98$1,093.08
59Jun 2027$545.57$3.41$548.98$547.51
60Jul 2027$547.27$1.71$548.98$0.24
2027 Total$3,795.38$47.48$3,842.86