RateCity.com.au
powering smart financial decisions
RateCity.com.au
Borrow amount
$30k
Interest Rate

5.09

% p.a

Fixed

Comparison Rate*

5.64

% p.a

Loan term
3 years to 5 years
Repayment frequency
Monthly
Monthly repayment

$567

Number of repayments
60
Total interest paid
$4k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Jun 2022$440.12$127.25$567.37$29,559.88
2Jul 2022$441.99$125.38$567.37$29,117.89
3Aug 2022$443.86$123.51$567.37$28,674.03
4Sep 2022$445.74$121.63$567.37$28,228.29
5Oct 2022$447.64$119.73$567.37$27,780.65
6Nov 2022$449.53$117.84$567.37$27,331.12
7Dec 2022$451.44$115.93$567.37$26,879.68
2022 Total$3,120.32$851.27$3,971.59
8Jan 2023$453.36$114.01$567.37$26,426.32
9Feb 2023$455.28$112.09$567.37$25,971.04
10Mar 2023$457.21$110.16$567.37$25,513.83
11Apr 2023$459.15$108.22$567.37$25,054.68
12May 2023$461.10$106.27$567.37$24,593.58
13Jun 2023$463.05$104.32$567.37$24,130.53
14Jul 2023$465.02$102.35$567.37$23,665.51
15Aug 2023$466.99$100.38$567.37$23,198.52
16Sep 2023$468.97$98.40$567.37$22,729.55
17Oct 2023$470.96$96.41$567.37$22,258.59
18Nov 2023$472.96$94.41$567.37$21,785.63
19Dec 2023$474.96$92.41$567.37$21,310.67
2023 Total$5,569.01$1,239.43$6,808.44
20Jan 2024$476.98$90.39$567.37$20,833.69
21Feb 2024$479.00$88.37$567.37$20,354.69
22Mar 2024$481.03$86.34$567.37$19,873.66
23Apr 2024$483.07$84.30$567.37$19,390.59
24May 2024$485.12$82.25$567.37$18,905.47
25Jun 2024$487.18$80.19$567.37$18,418.29
26Jul 2024$489.25$78.12$567.37$17,929.04
27Aug 2024$491.32$76.05$567.37$17,437.72
28Sep 2024$493.41$73.96$567.37$16,944.31
29Oct 2024$495.50$71.87$567.37$16,448.81
30Nov 2024$497.60$69.77$567.37$15,951.21
31Dec 2024$499.71$67.66$567.37$15,451.50
2024 Total$5,859.17$949.27$6,808.44
32Jan 2025$501.83$65.54$567.37$14,949.67
33Feb 2025$503.96$63.41$567.37$14,445.71
34Mar 2025$506.10$61.27$567.37$13,939.61
35Apr 2025$508.24$59.13$567.37$13,431.37
36May 2025$510.40$56.97$567.37$12,920.97
37Jun 2025$512.56$54.81$567.37$12,408.41
38Jul 2025$514.74$52.63$567.37$11,893.67
39Aug 2025$516.92$50.45$567.37$11,376.75
40Sep 2025$519.11$48.26$567.37$10,857.64
41Oct 2025$521.32$46.05$567.37$10,336.32
42Nov 2025$523.53$43.84$567.37$9,812.79
43Dec 2025$525.75$41.62$567.37$9,287.04
2025 Total$6,164.46$643.98$6,808.44
44Jan 2026$527.98$39.39$567.37$8,759.06
45Feb 2026$530.22$37.15$567.37$8,228.84
46Mar 2026$532.47$34.90$567.37$7,696.37
47Apr 2026$534.72$32.65$567.37$7,161.65
48May 2026$536.99$30.38$567.37$6,624.66
49Jun 2026$539.27$28.10$567.37$6,085.39
50Jul 2026$541.56$25.81$567.37$5,543.83
51Aug 2026$543.85$23.52$567.37$4,999.98
52Sep 2026$546.16$21.21$567.37$4,453.82
53Oct 2026$548.48$18.89$567.37$3,905.34
54Nov 2026$550.80$16.57$567.37$3,354.54
55Dec 2026$553.14$14.23$567.37$2,801.40
2026 Total$6,485.64$322.8$6,808.44
56Jan 2027$555.49$11.88$567.37$2,245.91
57Feb 2027$557.84$9.53$567.37$1,688.07
58Mar 2027$560.21$7.16$567.37$1,127.86
59Apr 2027$562.59$4.78$567.37$565.27
60May 2027$564.97$2.40$567.37$0.30
2027 Total$2,801.1$35.75$2,836.85