RateCity.com.au
powering smart financial decisions
RateCity.com.au
Borrow amount
$30k
Interest Rate

4.89

% p.a

Fixed

Comparison Rate*

5.44

% p.a

Loan term
3 years to 5 years
Repayment frequency
Monthly
Monthly repayment

$565

Number of repayments
60
Total interest paid
$3.9k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Jul 2022$442.38$122.25$564.63$29,557.62
2Aug 2022$444.18$120.45$564.63$29,113.44
3Sep 2022$445.99$118.64$564.63$28,667.45
4Oct 2022$447.81$116.82$564.63$28,219.64
5Nov 2022$449.63$115.00$564.63$27,770.01
6Dec 2022$451.47$113.16$564.63$27,318.54
2022 Total$2,681.46$706.32$3,387.78
7Jan 2023$453.31$111.32$564.63$26,865.23
8Feb 2023$455.15$109.48$564.63$26,410.08
9Mar 2023$457.01$107.62$564.63$25,953.07
10Apr 2023$458.87$105.76$564.63$25,494.20
11May 2023$460.74$103.89$564.63$25,033.46
12Jun 2023$462.62$102.01$564.63$24,570.84
13Jul 2023$464.50$100.13$564.63$24,106.34
14Aug 2023$466.40$98.23$564.63$23,639.94
15Sep 2023$468.30$96.33$564.63$23,171.64
16Oct 2023$470.21$94.42$564.63$22,701.43
17Nov 2023$472.12$92.51$564.63$22,229.31
18Dec 2023$474.05$90.58$564.63$21,755.26
2023 Total$5,563.28$1,212.28$6,775.56
19Jan 2024$475.98$88.65$564.63$21,279.28
20Feb 2024$477.92$86.71$564.63$20,801.36
21Mar 2024$479.86$84.77$564.63$20,321.50
22Apr 2024$481.82$82.81$564.63$19,839.68
23May 2024$483.78$80.85$564.63$19,355.90
24Jun 2024$485.75$78.88$564.63$18,870.15
25Jul 2024$487.73$76.90$564.63$18,382.42
26Aug 2024$489.72$74.91$564.63$17,892.70
27Sep 2024$491.72$72.91$564.63$17,400.98
28Oct 2024$493.72$70.91$564.63$16,907.26
29Nov 2024$495.73$68.90$564.63$16,411.53
30Dec 2024$497.75$66.88$564.63$15,913.78
2024 Total$5,841.48$934.08$6,775.56
31Jan 2025$499.78$64.85$564.63$15,414.00
32Feb 2025$501.82$62.81$564.63$14,912.18
33Mar 2025$503.86$60.77$564.63$14,408.32
34Apr 2025$505.92$58.71$564.63$13,902.40
35May 2025$507.98$56.65$564.63$13,394.42
36Jun 2025$510.05$54.58$564.63$12,884.37
37Jul 2025$512.13$52.50$564.63$12,372.24
38Aug 2025$514.21$50.42$564.63$11,858.03
39Sep 2025$516.31$48.32$564.63$11,341.72
40Oct 2025$518.41$46.22$564.63$10,823.31
41Nov 2025$520.53$44.10$564.63$10,302.78
42Dec 2025$522.65$41.98$564.63$9,780.13
2025 Total$6,133.65$641.91$6,775.56
43Jan 2026$524.78$39.85$564.63$9,255.35
44Feb 2026$526.91$37.72$564.63$8,728.44
45Mar 2026$529.06$35.57$564.63$8,199.38
46Apr 2026$531.22$33.41$564.63$7,668.16
47May 2026$533.38$31.25$564.63$7,134.78
48Jun 2026$535.56$29.07$564.63$6,599.22
49Jul 2026$537.74$26.89$564.63$6,061.48
50Aug 2026$539.93$24.70$564.63$5,521.55
51Sep 2026$542.13$22.50$564.63$4,979.42
52Oct 2026$544.34$20.29$564.63$4,435.08
53Nov 2026$546.56$18.07$564.63$3,888.52
54Dec 2026$548.78$15.85$564.63$3,339.74
2026 Total$6,440.39$335.17$6,775.56
55Jan 2027$551.02$13.61$564.63$2,788.72
56Feb 2027$553.27$11.36$564.63$2,235.45
57Mar 2027$555.52$9.11$564.63$1,679.93
58Apr 2027$557.78$6.85$564.63$1,122.15
59May 2027$560.06$4.57$564.63$562.09
60Jun 2027$562.09$2.29$564.38$0.00
2027 Total$3,339.74$47.79$3,387.53