RateCity.com.au
powering smart financial decisions
RateCity.com.au
Borrow amount
$30k
Interest Rate

4.34

% p.a

Variable

Comparison Rate*

4.88

% p.a

Loan term
3 years to 5 years
Repayment frequency
Monthly
Monthly repayment

$557

Number of repayments
60
Total interest paid
$3.4k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Aug 2022$448.61$108.50$557.11$29,551.39
2Sep 2022$450.23$106.88$557.11$29,101.16
3Oct 2022$451.86$105.25$557.11$28,649.30
4Nov 2022$453.50$103.61$557.11$28,195.80
5Dec 2022$455.14$101.97$557.11$27,740.66
2022 Total$2,259.34$526.21$2,785.55
6Jan 2023$456.78$100.33$557.11$27,283.88
7Feb 2023$458.43$98.68$557.11$26,825.45
8Mar 2023$460.09$97.02$557.11$26,365.36
9Apr 2023$461.76$95.35$557.11$25,903.60
10May 2023$463.43$93.68$557.11$25,440.17
11Jun 2023$465.10$92.01$557.11$24,975.07
12Jul 2023$466.78$90.33$557.11$24,508.29
13Aug 2023$468.47$88.64$557.11$24,039.82
14Sep 2023$470.17$86.94$557.11$23,569.65
15Oct 2023$471.87$85.24$557.11$23,097.78
16Nov 2023$473.57$83.54$557.11$22,624.21
17Dec 2023$475.29$81.82$557.11$22,148.92
2023 Total$5,591.74$1,093.58$6,685.32
18Jan 2024$477.00$80.11$557.11$21,671.92
19Feb 2024$478.73$78.38$557.11$21,193.19
20Mar 2024$480.46$76.65$557.11$20,712.73
21Apr 2024$482.20$74.91$557.11$20,230.53
22May 2024$483.94$73.17$557.11$19,746.59
23Jun 2024$485.69$71.42$557.11$19,260.90
24Jul 2024$487.45$69.66$557.11$18,773.45
25Aug 2024$489.21$67.90$557.11$18,284.24
26Sep 2024$490.98$66.13$557.11$17,793.26
27Oct 2024$492.76$64.35$557.11$17,300.50
28Nov 2024$494.54$62.57$557.11$16,805.96
29Dec 2024$496.33$60.78$557.11$16,309.63
2024 Total$5,839.29$846.03$6,685.32
30Jan 2025$498.12$58.99$557.11$15,811.51
31Feb 2025$499.93$57.18$557.11$15,311.58
32Mar 2025$501.73$55.38$557.11$14,809.85
33Apr 2025$503.55$53.56$557.11$14,306.30
34May 2025$505.37$51.74$557.11$13,800.93
35Jun 2025$507.20$49.91$557.11$13,293.73
36Jul 2025$509.03$48.08$557.11$12,784.70
37Aug 2025$510.87$46.24$557.11$12,273.83
38Sep 2025$512.72$44.39$557.11$11,761.11
39Oct 2025$514.57$42.54$557.11$11,246.54
40Nov 2025$516.44$40.67$557.11$10,730.10
41Dec 2025$518.30$38.81$557.11$10,211.80
2025 Total$6,097.83$587.49$6,685.32
42Jan 2026$520.18$36.93$557.11$9,691.62
43Feb 2026$522.06$35.05$557.11$9,169.56
44Mar 2026$523.95$33.16$557.11$8,645.61
45Apr 2026$525.84$31.27$557.11$8,119.77
46May 2026$527.74$29.37$557.11$7,592.03
47Jun 2026$529.65$27.46$557.11$7,062.38
48Jul 2026$531.57$25.54$557.11$6,530.81
49Aug 2026$533.49$23.62$557.11$5,997.32
50Sep 2026$535.42$21.69$557.11$5,461.90
51Oct 2026$537.36$19.75$557.11$4,924.54
52Nov 2026$539.30$17.81$557.11$4,385.24
53Dec 2026$541.25$15.86$557.11$3,843.99
2026 Total$6,367.81$317.51$6,685.32
54Jan 2027$543.21$13.90$557.11$3,300.78
55Feb 2027$545.17$11.94$557.11$2,755.61
56Mar 2027$547.14$9.97$557.11$2,208.47
57Apr 2027$549.12$7.99$557.11$1,659.35
58May 2027$551.11$6.00$557.11$1,108.24
59Jun 2027$553.10$4.01$557.11$555.14
60Jul 2027$555.10$2.01$557.11$0.04
2027 Total$3,843.95$55.82$3,899.77