loans.com.au Used Car Loan (< 5 years, Dealer Only) | Compare Your Repayments | RateCity
Borrow amount
$30k
Interest Rate
4.34
% p.a
Variable
Comparison Rate*
4.88
% p.a
Loan term
3 years to 5 years
Repayment frequency
Monthly
Monthly repayment
$557
Number of repayments
60
Total interest paid
$3.4k
Total repayments
$33,427
Monthly Repayment Schedule
Results are estimates only. Please allow for slight rounding differences.
| № | Date | Principal | Interest | Payment | Balance |
|---|---|---|---|---|---|
| 1 | Aug 2022 | $448.61 | $108.50 | $557.11 | $29,551.39 |
| 2 | Sep 2022 | $450.23 | $106.88 | $557.11 | $29,101.16 |
| 3 | Oct 2022 | $451.86 | $105.25 | $557.11 | $28,649.30 |
| 4 | Nov 2022 | $453.50 | $103.61 | $557.11 | $28,195.80 |
| 5 | Dec 2022 | $455.14 | $101.97 | $557.11 | $27,740.66 |
| 2022 Total | $2,259.34 | $526.21 | $2,785.55 | ||
| 6 | Jan 2023 | $456.78 | $100.33 | $557.11 | $27,283.88 |
| 7 | Feb 2023 | $458.43 | $98.68 | $557.11 | $26,825.45 |
| 8 | Mar 2023 | $460.09 | $97.02 | $557.11 | $26,365.36 |
| 9 | Apr 2023 | $461.76 | $95.35 | $557.11 | $25,903.60 |
| 10 | May 2023 | $463.43 | $93.68 | $557.11 | $25,440.17 |
| 11 | Jun 2023 | $465.10 | $92.01 | $557.11 | $24,975.07 |
| 12 | Jul 2023 | $466.78 | $90.33 | $557.11 | $24,508.29 |
| 13 | Aug 2023 | $468.47 | $88.64 | $557.11 | $24,039.82 |
| 14 | Sep 2023 | $470.17 | $86.94 | $557.11 | $23,569.65 |
| 15 | Oct 2023 | $471.87 | $85.24 | $557.11 | $23,097.78 |
| 16 | Nov 2023 | $473.57 | $83.54 | $557.11 | $22,624.21 |
| 17 | Dec 2023 | $475.29 | $81.82 | $557.11 | $22,148.92 |
| 2023 Total | $5,591.74 | $1,093.58 | $6,685.32 | ||
| 18 | Jan 2024 | $477.00 | $80.11 | $557.11 | $21,671.92 |
| 19 | Feb 2024 | $478.73 | $78.38 | $557.11 | $21,193.19 |
| 20 | Mar 2024 | $480.46 | $76.65 | $557.11 | $20,712.73 |
| 21 | Apr 2024 | $482.20 | $74.91 | $557.11 | $20,230.53 |
| 22 | May 2024 | $483.94 | $73.17 | $557.11 | $19,746.59 |
| 23 | Jun 2024 | $485.69 | $71.42 | $557.11 | $19,260.90 |
| 24 | Jul 2024 | $487.45 | $69.66 | $557.11 | $18,773.45 |
| 25 | Aug 2024 | $489.21 | $67.90 | $557.11 | $18,284.24 |
| 26 | Sep 2024 | $490.98 | $66.13 | $557.11 | $17,793.26 |
| 27 | Oct 2024 | $492.76 | $64.35 | $557.11 | $17,300.50 |
| 28 | Nov 2024 | $494.54 | $62.57 | $557.11 | $16,805.96 |
| 29 | Dec 2024 | $496.33 | $60.78 | $557.11 | $16,309.63 |
| 2024 Total | $5,839.29 | $846.03 | $6,685.32 | ||
| 30 | Jan 2025 | $498.12 | $58.99 | $557.11 | $15,811.51 |
| 31 | Feb 2025 | $499.93 | $57.18 | $557.11 | $15,311.58 |
| 32 | Mar 2025 | $501.73 | $55.38 | $557.11 | $14,809.85 |
| 33 | Apr 2025 | $503.55 | $53.56 | $557.11 | $14,306.30 |
| 34 | May 2025 | $505.37 | $51.74 | $557.11 | $13,800.93 |
| 35 | Jun 2025 | $507.20 | $49.91 | $557.11 | $13,293.73 |
| 36 | Jul 2025 | $509.03 | $48.08 | $557.11 | $12,784.70 |
| 37 | Aug 2025 | $510.87 | $46.24 | $557.11 | $12,273.83 |
| 38 | Sep 2025 | $512.72 | $44.39 | $557.11 | $11,761.11 |
| 39 | Oct 2025 | $514.57 | $42.54 | $557.11 | $11,246.54 |
| 40 | Nov 2025 | $516.44 | $40.67 | $557.11 | $10,730.10 |
| 41 | Dec 2025 | $518.30 | $38.81 | $557.11 | $10,211.80 |
| 2025 Total | $6,097.83 | $587.49 | $6,685.32 | ||
| 42 | Jan 2026 | $520.18 | $36.93 | $557.11 | $9,691.62 |
| 43 | Feb 2026 | $522.06 | $35.05 | $557.11 | $9,169.56 |
| 44 | Mar 2026 | $523.95 | $33.16 | $557.11 | $8,645.61 |
| 45 | Apr 2026 | $525.84 | $31.27 | $557.11 | $8,119.77 |
| 46 | May 2026 | $527.74 | $29.37 | $557.11 | $7,592.03 |
| 47 | Jun 2026 | $529.65 | $27.46 | $557.11 | $7,062.38 |
| 48 | Jul 2026 | $531.57 | $25.54 | $557.11 | $6,530.81 |
| 49 | Aug 2026 | $533.49 | $23.62 | $557.11 | $5,997.32 |
| 50 | Sep 2026 | $535.42 | $21.69 | $557.11 | $5,461.90 |
| 51 | Oct 2026 | $537.36 | $19.75 | $557.11 | $4,924.54 |
| 52 | Nov 2026 | $539.30 | $17.81 | $557.11 | $4,385.24 |
| 53 | Dec 2026 | $541.25 | $15.86 | $557.11 | $3,843.99 |
| 2026 Total | $6,367.81 | $317.51 | $6,685.32 | ||
| 54 | Jan 2027 | $543.21 | $13.90 | $557.11 | $3,300.78 |
| 55 | Feb 2027 | $545.17 | $11.94 | $557.11 | $2,755.61 |
| 56 | Mar 2027 | $547.14 | $9.97 | $557.11 | $2,208.47 |
| 57 | Apr 2027 | $549.12 | $7.99 | $557.11 | $1,659.35 |
| 58 | May 2027 | $551.11 | $6.00 | $557.11 | $1,108.24 |
| 59 | Jun 2027 | $553.10 | $4.01 | $557.11 | $555.14 |
| 60 | Jul 2027 | $555.10 | $2.01 | $557.11 | $0.04 |
| 2027 Total | $3,843.95 | $55.82 | $3,899.77 |