RateCity.com.au
powering smart financial decisions
Borrow amount
$30k
Advertised Rate

3.99

% p.a

Fixed

Comparison Rate*

4.53

% p.a

Loan term
3 years to 5 years
Repayment frequency
Monthly
Monthly repayment

$552

Number of repayments
60
Total interest paid
$3.1k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
2021 Total$0$0$0
1Jan 2022$452.61$99.75$552.36$29,547.39
2Feb 2022$454.11$98.25$552.36$29,093.28
3Mar 2022$455.62$96.74$552.36$28,637.66
4Apr 2022$457.14$95.22$552.36$28,180.52
5May 2022$458.66$93.70$552.36$27,721.86
6Jun 2022$460.18$92.18$552.36$27,261.68
7Jul 2022$461.71$90.65$552.36$26,799.97
8Aug 2022$463.25$89.11$552.36$26,336.72
9Sep 2022$464.79$87.57$552.36$25,871.93
10Oct 2022$466.34$86.02$552.36$25,405.59
11Nov 2022$467.89$84.47$552.36$24,937.70
12Dec 2022$469.44$82.92$552.36$24,468.26
2022 Total$5,531.74$1,096.58$6,628.32
13Jan 2023$471.00$81.36$552.36$23,997.26
14Feb 2023$472.57$79.79$552.36$23,524.69
15Mar 2023$474.14$78.22$552.36$23,050.55
16Apr 2023$475.72$76.64$552.36$22,574.83
17May 2023$477.30$75.06$552.36$22,097.53
18Jun 2023$478.89$73.47$552.36$21,618.64
19Jul 2023$480.48$71.88$552.36$21,138.16
20Aug 2023$482.08$70.28$552.36$20,656.08
21Sep 2023$483.68$68.68$552.36$20,172.40
22Oct 2023$485.29$67.07$552.36$19,687.11
23Nov 2023$486.90$65.46$552.36$19,200.21
24Dec 2023$488.52$63.84$552.36$18,711.69
2023 Total$5,756.57$871.75$6,628.32
25Jan 2024$490.14$62.22$552.36$18,221.55
26Feb 2024$491.77$60.59$552.36$17,729.78
27Mar 2024$493.41$58.95$552.36$17,236.37
28Apr 2024$495.05$57.31$552.36$16,741.32
29May 2024$496.70$55.66$552.36$16,244.62
30Jun 2024$498.35$54.01$552.36$15,746.27
31Jul 2024$500.00$52.36$552.36$15,246.27
32Aug 2024$501.67$50.69$552.36$14,744.60
33Sep 2024$503.33$49.03$552.36$14,241.27
34Oct 2024$505.01$47.35$552.36$13,736.26
35Nov 2024$506.69$45.67$552.36$13,229.57
36Dec 2024$508.37$43.99$552.36$12,721.20
2024 Total$5,990.49$637.83$6,628.32
37Jan 2025$510.06$42.30$552.36$12,211.14
38Feb 2025$511.76$40.60$552.36$11,699.38
39Mar 2025$513.46$38.90$552.36$11,185.92
40Apr 2025$515.17$37.19$552.36$10,670.75
41May 2025$516.88$35.48$552.36$10,153.87
42Jun 2025$518.60$33.76$552.36$9,635.27
43Jul 2025$520.32$32.04$552.36$9,114.95
44Aug 2025$522.05$30.31$552.36$8,592.90
45Sep 2025$523.79$28.57$552.36$8,069.11
46Oct 2025$525.53$26.83$552.36$7,543.58
47Nov 2025$527.28$25.08$552.36$7,016.30
48Dec 2025$529.03$23.33$552.36$6,487.27
2025 Total$6,233.93$394.39$6,628.32
49Jan 2026$530.79$21.57$552.36$5,956.48
50Feb 2026$532.55$19.81$552.36$5,423.93
51Mar 2026$534.33$18.03$552.36$4,889.60
52Apr 2026$536.10$16.26$552.36$4,353.50
53May 2026$537.88$14.48$552.36$3,815.62
54Jun 2026$539.67$12.69$552.36$3,275.95
55Jul 2026$541.47$10.89$552.36$2,734.48
56Aug 2026$543.27$9.09$552.36$2,191.21
57Sep 2026$545.07$7.29$552.36$1,646.14
58Oct 2026$546.89$5.47$552.36$1,099.25
59Nov 2026$548.70$3.66$552.36$550.55
60Dec 2026$550.53$1.83$552.36$0.02
2026 Total$6,487.25$141.07$6,628.32