RateCity.com.au
powering smart financial decisions
RateCity.com.au
Borrow amount
$30k
Interest Rate

5.59

% p.a

Fixed

Comparison Rate*

6.14

% p.a

Loan term
3 years to 5 years
Repayment frequency
Monthly
Monthly repayment

$574

Number of repayments
60
Total interest paid
$4.5k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Jun 2022$434.53$139.75$574.28$29,565.47
2Jul 2022$436.55$137.73$574.28$29,128.92
3Aug 2022$438.59$135.69$574.28$28,690.33
4Sep 2022$440.63$133.65$574.28$28,249.70
5Oct 2022$442.68$131.60$574.28$27,807.02
6Nov 2022$444.75$129.53$574.28$27,362.27
7Dec 2022$446.82$127.46$574.28$26,915.45
2022 Total$3,084.55$935.41$4,019.96
8Jan 2023$448.90$125.38$574.28$26,466.55
9Feb 2023$450.99$123.29$574.28$26,015.56
10Mar 2023$453.09$121.19$574.28$25,562.47
11Apr 2023$455.20$119.08$574.28$25,107.27
12May 2023$457.32$116.96$574.28$24,649.95
13Jun 2023$459.45$114.83$574.28$24,190.50
14Jul 2023$461.59$112.69$574.28$23,728.91
15Aug 2023$463.74$110.54$574.28$23,265.17
16Sep 2023$465.90$108.38$574.28$22,799.27
17Oct 2023$468.07$106.21$574.28$22,331.20
18Nov 2023$470.25$104.03$574.28$21,860.95
19Dec 2023$472.44$101.84$574.28$21,388.51
2023 Total$5,526.94$1,364.42$6,891.36
20Jan 2024$474.65$99.63$574.28$20,913.86
21Feb 2024$476.86$97.42$574.28$20,437.00
22Mar 2024$479.08$95.20$574.28$19,957.92
23Apr 2024$481.31$92.97$574.28$19,476.61
24May 2024$483.55$90.73$574.28$18,993.06
25Jun 2024$485.80$88.48$574.28$18,507.26
26Jul 2024$488.07$86.21$574.28$18,019.19
27Aug 2024$490.34$83.94$574.28$17,528.85
28Sep 2024$492.62$81.66$574.28$17,036.23
29Oct 2024$494.92$79.36$574.28$16,541.31
30Nov 2024$497.23$77.05$574.28$16,044.08
31Dec 2024$499.54$74.74$574.28$15,544.54
2024 Total$5,843.97$1,047.39$6,891.36
32Jan 2025$501.87$72.41$574.28$15,042.67
33Feb 2025$504.21$70.07$574.28$14,538.46
34Mar 2025$506.56$67.72$574.28$14,031.90
35Apr 2025$508.91$65.37$574.28$13,522.99
36May 2025$511.29$62.99$574.28$13,011.70
37Jun 2025$513.67$60.61$574.28$12,498.03
38Jul 2025$516.06$58.22$574.28$11,981.97
39Aug 2025$518.46$55.82$574.28$11,463.51
40Sep 2025$520.88$53.40$574.28$10,942.63
41Oct 2025$523.31$50.97$574.28$10,419.32
42Nov 2025$525.74$48.54$574.28$9,893.58
43Dec 2025$528.19$46.09$574.28$9,365.39
2025 Total$6,179.15$712.21$6,891.36
44Jan 2026$530.65$43.63$574.28$8,834.74
45Feb 2026$533.12$41.16$574.28$8,301.62
46Mar 2026$535.61$38.67$574.28$7,766.01
47Apr 2026$538.10$36.18$574.28$7,227.91
48May 2026$540.61$33.67$574.28$6,687.30
49Jun 2026$543.13$31.15$574.28$6,144.17
50Jul 2026$545.66$28.62$574.28$5,598.51
51Aug 2026$548.20$26.08$574.28$5,050.31
52Sep 2026$550.75$23.53$574.28$4,499.56
53Oct 2026$553.32$20.96$574.28$3,946.24
54Nov 2026$555.90$18.38$574.28$3,390.34
55Dec 2026$558.49$15.79$574.28$2,831.85
2026 Total$6,533.54$357.82$6,891.36
56Jan 2027$561.09$13.19$574.28$2,270.76
57Feb 2027$563.70$10.58$574.28$1,707.06
58Mar 2027$566.33$7.95$574.28$1,140.73
59Apr 2027$568.97$5.31$574.28$571.76
60May 2027$571.62$2.66$574.28$0.14
2027 Total$2,831.71$39.69$2,871.4