Borrow amount
$30k
Advertised Rate

5.84%

Variable

Loan term
5 Years
Lysaght Credit Union
Repayment frequency
Monthly
Monthly repayment

$578

Number of repayments
60
Total interest paid
$4.7k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Nov 2020$431.75$146.00$577.75$29,568.25
2Dec 2020$433.85$143.90$577.75$29,134.40
2020 Total$865.6$289.9$1,155.5
3Jan 2021$435.96$141.79$577.75$28,698.44
4Feb 2021$438.08$139.67$577.75$28,260.36
5Mar 2021$440.22$137.53$577.75$27,820.14
6Apr 2021$442.36$135.39$577.75$27,377.78
7May 2021$444.51$133.24$577.75$26,933.27
8Jun 2021$446.67$131.08$577.75$26,486.60
9Jul 2021$448.85$128.90$577.75$26,037.75
10Aug 2021$451.03$126.72$577.75$25,586.72
11Sep 2021$453.23$124.52$577.75$25,133.49
12Oct 2021$455.43$122.32$577.75$24,678.06
13Nov 2021$457.65$120.10$577.75$24,220.41
14Dec 2021$459.88$117.87$577.75$23,760.53
2021 Total$5,373.87$1,559.13$6,933
15Jan 2022$462.12$115.63$577.75$23,298.41
16Feb 2022$464.36$113.39$577.75$22,834.05
17Mar 2022$466.62$111.13$577.75$22,367.43
18Apr 2022$468.90$108.85$577.75$21,898.53
19May 2022$471.18$106.57$577.75$21,427.35
20Jun 2022$473.47$104.28$577.75$20,953.88
21Jul 2022$475.77$101.98$577.75$20,478.11
22Aug 2022$478.09$99.66$577.75$20,000.02
23Sep 2022$480.42$97.33$577.75$19,519.60
24Oct 2022$482.75$95.00$577.75$19,036.85
25Nov 2022$485.10$92.65$577.75$18,551.75
26Dec 2022$487.46$90.29$577.75$18,064.29
2022 Total$5,696.24$1,236.76$6,933
27Jan 2023$489.84$87.91$577.75$17,574.45
28Feb 2023$492.22$85.53$577.75$17,082.23
29Mar 2023$494.62$83.13$577.75$16,587.61
30Apr 2023$497.02$80.73$577.75$16,090.59
31May 2023$499.44$78.31$577.75$15,591.15
32Jun 2023$501.87$75.88$577.75$15,089.28
33Jul 2023$504.32$73.43$577.75$14,584.96
34Aug 2023$506.77$70.98$577.75$14,078.19
35Sep 2023$509.24$68.51$577.75$13,568.95
36Oct 2023$511.71$66.04$577.75$13,057.24
37Nov 2023$514.20$63.55$577.75$12,543.04
38Dec 2023$516.71$61.04$577.75$12,026.33
2023 Total$6,037.96$895.04$6,933
39Jan 2024$519.22$58.53$577.75$11,507.11
40Feb 2024$521.75$56.00$577.75$10,985.36
41Mar 2024$524.29$53.46$577.75$10,461.07
42Apr 2024$526.84$50.91$577.75$9,934.23
43May 2024$529.40$48.35$577.75$9,404.83
44Jun 2024$531.98$45.77$577.75$8,872.85
45Jul 2024$534.57$43.18$577.75$8,338.28
46Aug 2024$537.17$40.58$577.75$7,801.11
47Sep 2024$539.78$37.97$577.75$7,261.33
48Oct 2024$542.41$35.34$577.75$6,718.92
49Nov 2024$545.05$32.70$577.75$6,173.87
50Dec 2024$547.70$30.05$577.75$5,626.17
2024 Total$6,400.16$532.84$6,933
51Jan 2025$550.37$27.38$577.75$5,075.80
52Feb 2025$553.05$24.70$577.75$4,522.75
53Mar 2025$555.74$22.01$577.75$3,967.01
54Apr 2025$558.44$19.31$577.75$3,408.57
55May 2025$561.16$16.59$577.75$2,847.41
56Jun 2025$563.89$13.86$577.75$2,283.52
57Jul 2025$566.64$11.11$577.75$1,716.88
58Aug 2025$569.39$8.36$577.75$1,147.49
59Sep 2025$572.17$5.58$577.75$575.32
60Oct 2025$574.95$2.80$577.75$0.37
2025 Total$5,625.8$151.7$5,777.5