Borrow amount
$30k
Advertised Rate

6.35%

Variable

Comparison Rate*

6.38%

Loan term
5 Years
Lysaght Credit Union
Repayment frequency
Monthly
Monthly repayment

$585

Number of repayments
60
Total interest paid
$5.1k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Feb 2021$426.13$158.75$584.88$29,573.87
2Mar 2021$428.38$156.50$584.88$29,145.49
3Apr 2021$430.65$154.23$584.88$28,714.84
4May 2021$432.93$151.95$584.88$28,281.91
5Jun 2021$435.22$149.66$584.88$27,846.69
6Jul 2021$437.52$147.36$584.88$27,409.17
7Aug 2021$439.84$145.04$584.88$26,969.33
8Sep 2021$442.17$142.71$584.88$26,527.16
9Oct 2021$444.51$140.37$584.88$26,082.65
10Nov 2021$446.86$138.02$584.88$25,635.79
11Dec 2021$449.22$135.66$584.88$25,186.57
2021 Total$4,813.43$1,620.25$6,433.68
12Jan 2022$451.60$133.28$584.88$24,734.97
13Feb 2022$453.99$130.89$584.88$24,280.98
14Mar 2022$456.39$128.49$584.88$23,824.59
15Apr 2022$458.81$126.07$584.88$23,365.78
16May 2022$461.24$123.64$584.88$22,904.54
17Jun 2022$463.68$121.20$584.88$22,440.86
18Jul 2022$466.13$118.75$584.88$21,974.73
19Aug 2022$468.60$116.28$584.88$21,506.13
20Sep 2022$471.08$113.80$584.88$21,035.05
21Oct 2022$473.57$111.31$584.88$20,561.48
22Nov 2022$476.08$108.80$584.88$20,085.40
23Dec 2022$478.59$106.29$584.88$19,606.81
2022 Total$5,579.76$1,438.8$7,018.56
24Jan 2023$481.13$103.75$584.88$19,125.68
25Feb 2023$483.67$101.21$584.88$18,642.01
26Mar 2023$486.23$98.65$584.88$18,155.78
27Apr 2023$488.81$96.07$584.88$17,666.97
28May 2023$491.39$93.49$584.88$17,175.58
29Jun 2023$493.99$90.89$584.88$16,681.59
30Jul 2023$496.61$88.27$584.88$16,184.98
31Aug 2023$499.23$85.65$584.88$15,685.75
32Sep 2023$501.88$83.00$584.88$15,183.87
33Oct 2023$504.53$80.35$584.88$14,679.34
34Nov 2023$507.20$77.68$584.88$14,172.14
35Dec 2023$509.89$74.99$584.88$13,662.25
2023 Total$5,944.56$1,074$7,018.56
36Jan 2024$512.58$72.30$584.88$13,149.67
37Feb 2024$515.30$69.58$584.88$12,634.37
38Mar 2024$518.02$66.86$584.88$12,116.35
39Apr 2024$520.76$64.12$584.88$11,595.59
40May 2024$523.52$61.36$584.88$11,072.07
41Jun 2024$526.29$58.59$584.88$10,545.78
42Jul 2024$529.08$55.80$584.88$10,016.70
43Aug 2024$531.87$53.01$584.88$9,484.83
44Sep 2024$534.69$50.19$584.88$8,950.14
45Oct 2024$537.52$47.36$584.88$8,412.62
46Nov 2024$540.36$44.52$584.88$7,872.26
47Dec 2024$543.22$41.66$584.88$7,329.04
2024 Total$6,333.21$685.35$7,018.56
48Jan 2025$546.10$38.78$584.88$6,782.94
49Feb 2025$548.99$35.89$584.88$6,233.95
50Mar 2025$551.89$32.99$584.88$5,682.06
51Apr 2025$554.81$30.07$584.88$5,127.25
52May 2025$557.75$27.13$584.88$4,569.50
53Jun 2025$560.70$24.18$584.88$4,008.80
54Jul 2025$563.67$21.21$584.88$3,445.13
55Aug 2025$566.65$18.23$584.88$2,878.48
56Sep 2025$569.65$15.23$584.88$2,308.83
57Oct 2025$572.66$12.22$584.88$1,736.17
58Nov 2025$575.69$9.19$584.88$1,160.48
59Dec 2025$578.74$6.14$584.88$581.74
2025 Total$6,747.3$271.26$7,018.56
60Jan 2026$581.74$3.08$584.82$0.00
2025 Total$581.74$3.08$584.82