Borrow amount
$30k
Advertised Rate

7.84%

Variable

Comparison Rate*

7.86%

Loan term
5 Years
Lysaght Credit Union
Repayment frequency
Monthly
Monthly repayment

$606

Number of repayments
60
Total interest paid
$6.4k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Feb 2021$410.00$196.00$606.00$29,590.00
2Mar 2021$412.68$193.32$606.00$29,177.32
3Apr 2021$415.37$190.63$606.00$28,761.95
4May 2021$418.09$187.91$606.00$28,343.86
5Jun 2021$420.82$185.18$606.00$27,923.04
6Jul 2021$423.57$182.43$606.00$27,499.47
7Aug 2021$426.34$179.66$606.00$27,073.13
8Sep 2021$429.12$176.88$606.00$26,644.01
9Oct 2021$431.93$174.07$606.00$26,212.08
10Nov 2021$434.75$171.25$606.00$25,777.33
11Dec 2021$437.59$168.41$606.00$25,339.74
2021 Total$4,660.26$2,005.74$6,666
12Jan 2022$440.45$165.55$606.00$24,899.29
13Feb 2022$443.32$162.68$606.00$24,455.97
14Mar 2022$446.22$159.78$606.00$24,009.75
15Apr 2022$449.14$156.86$606.00$23,560.61
16May 2022$452.07$153.93$606.00$23,108.54
17Jun 2022$455.02$150.98$606.00$22,653.52
18Jul 2022$458.00$148.00$606.00$22,195.52
19Aug 2022$460.99$145.01$606.00$21,734.53
20Sep 2022$464.00$142.00$606.00$21,270.53
21Oct 2022$467.03$138.97$606.00$20,803.50
22Nov 2022$470.08$135.92$606.00$20,333.42
23Dec 2022$473.15$132.85$606.00$19,860.27
2022 Total$5,479.47$1,792.53$7,272
24Jan 2023$476.25$129.75$606.00$19,384.02
25Feb 2023$479.36$126.64$606.00$18,904.66
26Mar 2023$482.49$123.51$606.00$18,422.17
27Apr 2023$485.64$120.36$606.00$17,936.53
28May 2023$488.81$117.19$606.00$17,447.72
29Jun 2023$492.01$113.99$606.00$16,955.71
30Jul 2023$495.22$110.78$606.00$16,460.49
31Aug 2023$498.46$107.54$606.00$15,962.03
32Sep 2023$501.71$104.29$606.00$15,460.32
33Oct 2023$504.99$101.01$606.00$14,955.33
34Nov 2023$508.29$97.71$606.00$14,447.04
35Dec 2023$511.61$94.39$606.00$13,935.43
2023 Total$5,924.84$1,347.16$7,272
36Jan 2024$514.96$91.04$606.00$13,420.47
37Feb 2024$518.32$87.68$606.00$12,902.15
38Mar 2024$521.71$84.29$606.00$12,380.44
39Apr 2024$525.11$80.89$606.00$11,855.33
40May 2024$528.55$77.45$606.00$11,326.78
41Jun 2024$532.00$74.00$606.00$10,794.78
42Jul 2024$535.47$70.53$606.00$10,259.31
43Aug 2024$538.97$67.03$606.00$9,720.34
44Sep 2024$542.49$63.51$606.00$9,177.85
45Oct 2024$546.04$59.96$606.00$8,631.81
46Nov 2024$549.61$56.39$606.00$8,082.20
47Dec 2024$553.20$52.80$606.00$7,529.00
2024 Total$6,406.43$865.57$7,272
48Jan 2025$556.81$49.19$606.00$6,972.19
49Feb 2025$560.45$45.55$606.00$6,411.74
50Mar 2025$564.11$41.89$606.00$5,847.63
51Apr 2025$567.80$38.20$606.00$5,279.83
52May 2025$571.51$34.49$606.00$4,708.32
53Jun 2025$575.24$30.76$606.00$4,133.08
54Jul 2025$579.00$27.00$606.00$3,554.08
55Aug 2025$582.78$23.22$606.00$2,971.30
56Sep 2025$586.59$19.41$606.00$2,384.71
57Oct 2025$590.42$15.58$606.00$1,794.29
58Nov 2025$594.28$11.72$606.00$1,200.01
59Dec 2025$598.16$7.84$606.00$601.85
2025 Total$6,927.15$344.85$7,272
60Jan 2026$601.85$3.93$605.78$0.00
2025 Total$601.85$3.93$605.78