New Car Loan (Car 1-5 Years) from Macquarie Credit Union
Borrow amount
$30k
Advertised Rate
7.95
% p.a
Variable
Comparison Rate*
8.61
% p.a
Loan term
5 Years
Repayment frequency
Monthly
Monthly repayment
$608
Number of repayments
60
Total interest paid
$6.5k
Total repayments
$36,454
Monthly Repayment Schedule
Results are estimates only. Please allow for slight rounding differences.
| № | Date | Principal | Interest | Payment | Balance |
|---|---|---|---|---|---|
| 1 | Jun 2021 | $408.82 | $198.75 | $607.57 | $29,591.18 |
| 2 | Jul 2021 | $411.53 | $196.04 | $607.57 | $29,179.65 |
| 3 | Aug 2021 | $414.25 | $193.32 | $607.57 | $28,765.40 |
| 4 | Sep 2021 | $417.00 | $190.57 | $607.57 | $28,348.40 |
| 5 | Oct 2021 | $419.76 | $187.81 | $607.57 | $27,928.64 |
| 6 | Nov 2021 | $422.54 | $185.03 | $607.57 | $27,506.10 |
| 7 | Dec 2021 | $425.34 | $182.23 | $607.57 | $27,080.76 |
| 2021 Total | $2,919.24 | $1,333.75 | $4,252.99 | ||
| 8 | Jan 2022 | $428.16 | $179.41 | $607.57 | $26,652.60 |
| 9 | Feb 2022 | $431.00 | $176.57 | $607.57 | $26,221.60 |
| 10 | Mar 2022 | $433.85 | $173.72 | $607.57 | $25,787.75 |
| 11 | Apr 2022 | $436.73 | $170.84 | $607.57 | $25,351.02 |
| 12 | May 2022 | $439.62 | $167.95 | $607.57 | $24,911.40 |
| 13 | Jun 2022 | $442.53 | $165.04 | $607.57 | $24,468.87 |
| 14 | Jul 2022 | $445.46 | $162.11 | $607.57 | $24,023.41 |
| 15 | Aug 2022 | $448.41 | $159.16 | $607.57 | $23,575.00 |
| 16 | Sep 2022 | $451.39 | $156.18 | $607.57 | $23,123.61 |
| 17 | Oct 2022 | $454.38 | $153.19 | $607.57 | $22,669.23 |
| 18 | Nov 2022 | $457.39 | $150.18 | $607.57 | $22,211.84 |
| 19 | Dec 2022 | $460.42 | $147.15 | $607.57 | $21,751.42 |
| 2022 Total | $5,329.34 | $1,961.5 | $7,290.84 | ||
| 20 | Jan 2023 | $463.47 | $144.10 | $607.57 | $21,287.95 |
| 21 | Feb 2023 | $466.54 | $141.03 | $607.57 | $20,821.41 |
| 22 | Mar 2023 | $469.63 | $137.94 | $607.57 | $20,351.78 |
| 23 | Apr 2023 | $472.74 | $134.83 | $607.57 | $19,879.04 |
| 24 | May 2023 | $475.87 | $131.70 | $607.57 | $19,403.17 |
| 25 | Jun 2023 | $479.02 | $128.55 | $607.57 | $18,924.15 |
| 26 | Jul 2023 | $482.20 | $125.37 | $607.57 | $18,441.95 |
| 27 | Aug 2023 | $485.39 | $122.18 | $607.57 | $17,956.56 |
| 28 | Sep 2023 | $488.61 | $118.96 | $607.57 | $17,467.95 |
| 29 | Oct 2023 | $491.84 | $115.73 | $607.57 | $16,976.11 |
| 30 | Nov 2023 | $495.10 | $112.47 | $607.57 | $16,481.01 |
| 31 | Dec 2023 | $498.38 | $109.19 | $607.57 | $15,982.63 |
| 2023 Total | $5,768.79 | $1,522.05 | $7,290.84 | ||
| 32 | Jan 2024 | $501.69 | $105.88 | $607.57 | $15,480.94 |
| 33 | Feb 2024 | $505.01 | $102.56 | $607.57 | $14,975.93 |
| 34 | Mar 2024 | $508.35 | $99.22 | $607.57 | $14,467.58 |
| 35 | Apr 2024 | $511.72 | $95.85 | $607.57 | $13,955.86 |
| 36 | May 2024 | $515.11 | $92.46 | $607.57 | $13,440.75 |
| 37 | Jun 2024 | $518.53 | $89.04 | $607.57 | $12,922.22 |
| 38 | Jul 2024 | $521.96 | $85.61 | $607.57 | $12,400.26 |
| 39 | Aug 2024 | $525.42 | $82.15 | $607.57 | $11,874.84 |
| 40 | Sep 2024 | $528.90 | $78.67 | $607.57 | $11,345.94 |
| 41 | Oct 2024 | $532.40 | $75.17 | $607.57 | $10,813.54 |
| 42 | Nov 2024 | $535.93 | $71.64 | $607.57 | $10,277.61 |
| 43 | Dec 2024 | $539.48 | $68.09 | $607.57 | $9,738.13 |
| 2024 Total | $6,244.5 | $1,046.34 | $7,290.84 | ||
| 44 | Jan 2025 | $543.05 | $64.52 | $607.57 | $9,195.08 |
| 45 | Feb 2025 | $546.65 | $60.92 | $607.57 | $8,648.43 |
| 46 | Mar 2025 | $550.27 | $57.30 | $607.57 | $8,098.16 |
| 47 | Apr 2025 | $553.92 | $53.65 | $607.57 | $7,544.24 |
| 48 | May 2025 | $557.59 | $49.98 | $607.57 | $6,986.65 |
| 49 | Jun 2025 | $561.28 | $46.29 | $607.57 | $6,425.37 |
| 50 | Jul 2025 | $565.00 | $42.57 | $607.57 | $5,860.37 |
| 51 | Aug 2025 | $568.75 | $38.82 | $607.57 | $5,291.62 |
| 52 | Sep 2025 | $572.51 | $35.06 | $607.57 | $4,719.11 |
| 53 | Oct 2025 | $576.31 | $31.26 | $607.57 | $4,142.80 |
| 54 | Nov 2025 | $580.12 | $27.45 | $607.57 | $3,562.68 |
| 55 | Dec 2025 | $583.97 | $23.60 | $607.57 | $2,978.71 |
| 2025 Total | $6,759.42 | $531.42 | $7,290.84 | ||
| 56 | Jan 2026 | $587.84 | $19.73 | $607.57 | $2,390.87 |
| 57 | Feb 2026 | $591.73 | $15.84 | $607.57 | $1,799.14 |
| 58 | Mar 2026 | $595.65 | $11.92 | $607.57 | $1,203.49 |
| 59 | Apr 2026 | $599.60 | $7.97 | $607.57 | $603.89 |
| 60 | May 2026 | $603.57 | $4.00 | $607.57 | $0.32 |
| 2026 Total | $2,978.39 | $59.46 | $3,037.85 |
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