RateCity.com.au
powering smart financial decisions
Borrow amount
$30k
Advertised Rate

7.95

% p.a

Variable

Comparison Rate*

8.61

% p.a

Loan term
0 year to 7 years
Repayment frequency
Monthly
Monthly repayment

608

Number of repayments
60
Total interest paid
$6.5k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Oct 2021$408.82$198.75$607.57$29,591.18
2Nov 2021$411.53$196.04$607.57$29,179.65
3Dec 2021$414.25$193.32$607.57$28,765.40
2021 Total$1,234.6$588.11$1,822.71
4Jan 2022$417.00$190.57$607.57$28,348.40
5Feb 2022$419.76$187.81$607.57$27,928.64
6Mar 2022$422.54$185.03$607.57$27,506.10
7Apr 2022$425.34$182.23$607.57$27,080.76
8May 2022$428.16$179.41$607.57$26,652.60
9Jun 2022$431.00$176.57$607.57$26,221.60
10Jul 2022$433.85$173.72$607.57$25,787.75
11Aug 2022$436.73$170.84$607.57$25,351.02
12Sep 2022$439.62$167.95$607.57$24,911.40
13Oct 2022$442.53$165.04$607.57$24,468.87
14Nov 2022$445.46$162.11$607.57$24,023.41
15Dec 2022$448.41$159.16$607.57$23,575.00
2022 Total$5,190.4$2,100.44$7,290.84
16Jan 2023$451.39$156.18$607.57$23,123.61
17Feb 2023$454.38$153.19$607.57$22,669.23
18Mar 2023$457.39$150.18$607.57$22,211.84
19Apr 2023$460.42$147.15$607.57$21,751.42
20May 2023$463.47$144.10$607.57$21,287.95
21Jun 2023$466.54$141.03$607.57$20,821.41
22Jul 2023$469.63$137.94$607.57$20,351.78
23Aug 2023$472.74$134.83$607.57$19,879.04
24Sep 2023$475.87$131.70$607.57$19,403.17
25Oct 2023$479.02$128.55$607.57$18,924.15
26Nov 2023$482.20$125.37$607.57$18,441.95
27Dec 2023$485.39$122.18$607.57$17,956.56
2023 Total$5,618.44$1,672.4$7,290.84
28Jan 2024$488.61$118.96$607.57$17,467.95
29Feb 2024$491.84$115.73$607.57$16,976.11
30Mar 2024$495.10$112.47$607.57$16,481.01
31Apr 2024$498.38$109.19$607.57$15,982.63
32May 2024$501.69$105.88$607.57$15,480.94
33Jun 2024$505.01$102.56$607.57$14,975.93
34Jul 2024$508.35$99.22$607.57$14,467.58
35Aug 2024$511.72$95.85$607.57$13,955.86
36Sep 2024$515.11$92.46$607.57$13,440.75
37Oct 2024$518.53$89.04$607.57$12,922.22
38Nov 2024$521.96$85.61$607.57$12,400.26
39Dec 2024$525.42$82.15$607.57$11,874.84
2024 Total$6,081.72$1,209.12$7,290.84
40Jan 2025$528.90$78.67$607.57$11,345.94
41Feb 2025$532.40$75.17$607.57$10,813.54
42Mar 2025$535.93$71.64$607.57$10,277.61
43Apr 2025$539.48$68.09$607.57$9,738.13
44May 2025$543.05$64.52$607.57$9,195.08
45Jun 2025$546.65$60.92$607.57$8,648.43
46Jul 2025$550.27$57.30$607.57$8,098.16
47Aug 2025$553.92$53.65$607.57$7,544.24
48Sep 2025$557.59$49.98$607.57$6,986.65
49Oct 2025$561.28$46.29$607.57$6,425.37
50Nov 2025$565.00$42.57$607.57$5,860.37
51Dec 2025$568.75$38.82$607.57$5,291.62
2025 Total$6,583.22$707.62$7,290.84
52Jan 2026$572.51$35.06$607.57$4,719.11
53Feb 2026$576.31$31.26$607.57$4,142.80
54Mar 2026$580.12$27.45$607.57$3,562.68
55Apr 2026$583.97$23.60$607.57$2,978.71
56May 2026$587.84$19.73$607.57$2,390.87
57Jun 2026$591.73$15.84$607.57$1,799.14
58Jul 2026$595.65$11.92$607.57$1,203.49
59Aug 2026$599.60$7.97$607.57$603.89
60Sep 2026$603.57$4.00$607.57$0.32
2026 Total$5,291.3$176.83$5,468.13