New Car Loan (Car 1-5 Years) from Macquarie Credit Union
Borrow amount
$30k
Advertised Rate
7.95%
Variable
Loan term
5 Years
Repayment frequency
Monthly
Monthly repayment
$608
Number of repayments
60
Total interest paid
$6.5k
Total repayments
$36,454
Monthly Repayment Schedule
Results are estimates only. Please allow for slight rounding differences.
| № | Date | Principal | Interest | Payment | Balance |
|---|---|---|---|---|---|
| 1 | Nov 2020 | $408.82 | $198.75 | $607.57 | $29,591.18 |
| 2 | Dec 2020 | $411.53 | $196.04 | $607.57 | $29,179.65 |
| 2020 Total | $820.35 | $394.79 | $1,215.14 | ||
| 3 | Jan 2021 | $414.25 | $193.32 | $607.57 | $28,765.40 |
| 4 | Feb 2021 | $417.00 | $190.57 | $607.57 | $28,348.40 |
| 5 | Mar 2021 | $419.76 | $187.81 | $607.57 | $27,928.64 |
| 6 | Apr 2021 | $422.54 | $185.03 | $607.57 | $27,506.10 |
| 7 | May 2021 | $425.34 | $182.23 | $607.57 | $27,080.76 |
| 8 | Jun 2021 | $428.16 | $179.41 | $607.57 | $26,652.60 |
| 9 | Jul 2021 | $431.00 | $176.57 | $607.57 | $26,221.60 |
| 10 | Aug 2021 | $433.85 | $173.72 | $607.57 | $25,787.75 |
| 11 | Sep 2021 | $436.73 | $170.84 | $607.57 | $25,351.02 |
| 12 | Oct 2021 | $439.62 | $167.95 | $607.57 | $24,911.40 |
| 13 | Nov 2021 | $442.53 | $165.04 | $607.57 | $24,468.87 |
| 14 | Dec 2021 | $445.46 | $162.11 | $607.57 | $24,023.41 |
| 2021 Total | $5,156.24 | $2,134.6 | $7,290.84 | ||
| 15 | Jan 2022 | $448.41 | $159.16 | $607.57 | $23,575.00 |
| 16 | Feb 2022 | $451.39 | $156.18 | $607.57 | $23,123.61 |
| 17 | Mar 2022 | $454.38 | $153.19 | $607.57 | $22,669.23 |
| 18 | Apr 2022 | $457.39 | $150.18 | $607.57 | $22,211.84 |
| 19 | May 2022 | $460.42 | $147.15 | $607.57 | $21,751.42 |
| 20 | Jun 2022 | $463.47 | $144.10 | $607.57 | $21,287.95 |
| 21 | Jul 2022 | $466.54 | $141.03 | $607.57 | $20,821.41 |
| 22 | Aug 2022 | $469.63 | $137.94 | $607.57 | $20,351.78 |
| 23 | Sep 2022 | $472.74 | $134.83 | $607.57 | $19,879.04 |
| 24 | Oct 2022 | $475.87 | $131.70 | $607.57 | $19,403.17 |
| 25 | Nov 2022 | $479.02 | $128.55 | $607.57 | $18,924.15 |
| 26 | Dec 2022 | $482.20 | $125.37 | $607.57 | $18,441.95 |
| 2022 Total | $5,581.46 | $1,709.38 | $7,290.84 | ||
| 27 | Jan 2023 | $485.39 | $122.18 | $607.57 | $17,956.56 |
| 28 | Feb 2023 | $488.61 | $118.96 | $607.57 | $17,467.95 |
| 29 | Mar 2023 | $491.84 | $115.73 | $607.57 | $16,976.11 |
| 30 | Apr 2023 | $495.10 | $112.47 | $607.57 | $16,481.01 |
| 31 | May 2023 | $498.38 | $109.19 | $607.57 | $15,982.63 |
| 32 | Jun 2023 | $501.69 | $105.88 | $607.57 | $15,480.94 |
| 33 | Jul 2023 | $505.01 | $102.56 | $607.57 | $14,975.93 |
| 34 | Aug 2023 | $508.35 | $99.22 | $607.57 | $14,467.58 |
| 35 | Sep 2023 | $511.72 | $95.85 | $607.57 | $13,955.86 |
| 36 | Oct 2023 | $515.11 | $92.46 | $607.57 | $13,440.75 |
| 37 | Nov 2023 | $518.53 | $89.04 | $607.57 | $12,922.22 |
| 38 | Dec 2023 | $521.96 | $85.61 | $607.57 | $12,400.26 |
| 2023 Total | $6,041.69 | $1,249.15 | $7,290.84 | ||
| 39 | Jan 2024 | $525.42 | $82.15 | $607.57 | $11,874.84 |
| 40 | Feb 2024 | $528.90 | $78.67 | $607.57 | $11,345.94 |
| 41 | Mar 2024 | $532.40 | $75.17 | $607.57 | $10,813.54 |
| 42 | Apr 2024 | $535.93 | $71.64 | $607.57 | $10,277.61 |
| 43 | May 2024 | $539.48 | $68.09 | $607.57 | $9,738.13 |
| 44 | Jun 2024 | $543.05 | $64.52 | $607.57 | $9,195.08 |
| 45 | Jul 2024 | $546.65 | $60.92 | $607.57 | $8,648.43 |
| 46 | Aug 2024 | $550.27 | $57.30 | $607.57 | $8,098.16 |
| 47 | Sep 2024 | $553.92 | $53.65 | $607.57 | $7,544.24 |
| 48 | Oct 2024 | $557.59 | $49.98 | $607.57 | $6,986.65 |
| 49 | Nov 2024 | $561.28 | $46.29 | $607.57 | $6,425.37 |
| 50 | Dec 2024 | $565.00 | $42.57 | $607.57 | $5,860.37 |
| 2024 Total | $6,539.89 | $750.95 | $7,290.84 | ||
| 51 | Jan 2025 | $568.75 | $38.82 | $607.57 | $5,291.62 |
| 52 | Feb 2025 | $572.51 | $35.06 | $607.57 | $4,719.11 |
| 53 | Mar 2025 | $576.31 | $31.26 | $607.57 | $4,142.80 |
| 54 | Apr 2025 | $580.12 | $27.45 | $607.57 | $3,562.68 |
| 55 | May 2025 | $583.97 | $23.60 | $607.57 | $2,978.71 |
| 56 | Jun 2025 | $587.84 | $19.73 | $607.57 | $2,390.87 |
| 57 | Jul 2025 | $591.73 | $15.84 | $607.57 | $1,799.14 |
| 58 | Aug 2025 | $595.65 | $11.92 | $607.57 | $1,203.49 |
| 59 | Sep 2025 | $599.60 | $7.97 | $607.57 | $603.89 |
| 60 | Oct 2025 | $603.57 | $4.00 | $607.57 | $0.32 |
| 2025 Total | $5,860.05 | $215.65 | $6,075.7 |
Popular Car Loans searches
Best car loan
Australia car loan
Cheap car loan
Used cars car loan
Car loan comparison
Low interest car loan
Refinancing car loan
Pensioner car loan
Car lease car loan
New car loan
Motorbike loan
Secured car loan
Brisbane car loan
Single parent car loan
Novated leasing car loan
Chattel mortgage business finance car loans
Car loan comparison calculator
Car loan switch and save calculator