RateCity.com.au
powering smart financial decisions
Borrow amount
$30k
Advertised Rate

10.70

% p.a

Variable

Comparison Rate*

11.35

% p.a

Loan term
0 year to 7 years
Repayment frequency
Monthly
Monthly repayment

648

Number of repayments
60
Total interest paid
$8.9k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Nov 2021$380.29$267.50$647.79$29,619.71
2Dec 2021$383.68$264.11$647.79$29,236.03
2021 Total$763.97$531.61$1,295.58
3Jan 2022$387.10$260.69$647.79$28,848.93
4Feb 2022$390.55$257.24$647.79$28,458.38
5Mar 2022$394.04$253.75$647.79$28,064.34
6Apr 2022$397.55$250.24$647.79$27,666.79
7May 2022$401.09$246.70$647.79$27,265.70
8Jun 2022$404.67$243.12$647.79$26,861.03
9Jul 2022$408.28$239.51$647.79$26,452.75
10Aug 2022$411.92$235.87$647.79$26,040.83
11Sep 2022$415.59$232.20$647.79$25,625.24
12Oct 2022$419.30$228.49$647.79$25,205.94
13Nov 2022$423.04$224.75$647.79$24,782.90
14Dec 2022$426.81$220.98$647.79$24,356.09
2022 Total$4,879.94$2,893.54$7,773.48
15Jan 2023$430.61$217.18$647.79$23,925.48
16Feb 2023$434.45$213.34$647.79$23,491.03
17Mar 2023$438.33$209.46$647.79$23,052.70
18Apr 2023$442.24$205.55$647.79$22,610.46
19May 2023$446.18$201.61$647.79$22,164.28
20Jun 2023$450.16$197.63$647.79$21,714.12
21Jul 2023$454.17$193.62$647.79$21,259.95
22Aug 2023$458.22$189.57$647.79$20,801.73
23Sep 2023$462.31$185.48$647.79$20,339.42
24Oct 2023$466.43$181.36$647.79$19,872.99
25Nov 2023$470.59$177.20$647.79$19,402.40
26Dec 2023$474.79$173.00$647.79$18,927.61
2023 Total$5,428.48$2,345$7,773.48
27Jan 2024$479.02$168.77$647.79$18,448.59
28Feb 2024$483.29$164.50$647.79$17,965.30
29Mar 2024$487.60$160.19$647.79$17,477.70
30Apr 2024$491.95$155.84$647.79$16,985.75
31May 2024$496.33$151.46$647.79$16,489.42
32Jun 2024$500.76$147.03$647.79$15,988.66
33Jul 2024$505.22$142.57$647.79$15,483.44
34Aug 2024$509.73$138.06$647.79$14,973.71
35Sep 2024$514.27$133.52$647.79$14,459.44
36Oct 2024$518.86$128.93$647.79$13,940.58
37Nov 2024$523.49$124.30$647.79$13,417.09
38Dec 2024$528.15$119.64$647.79$12,888.94
2024 Total$6,038.67$1,734.81$7,773.48
39Jan 2025$532.86$114.93$647.79$12,356.08
40Feb 2025$537.61$110.18$647.79$11,818.47
41Mar 2025$542.41$105.38$647.79$11,276.06
42Apr 2025$547.25$100.54$647.79$10,728.81
43May 2025$552.12$95.67$647.79$10,176.69
44Jun 2025$557.05$90.74$647.79$9,619.64
45Jul 2025$562.01$85.78$647.79$9,057.63
46Aug 2025$567.03$80.76$647.79$8,490.60
47Sep 2025$572.08$75.71$647.79$7,918.52
48Oct 2025$577.18$70.61$647.79$7,341.34
49Nov 2025$582.33$65.46$647.79$6,759.01
50Dec 2025$587.52$60.27$647.79$6,171.49
2025 Total$6,717.45$1,056.03$7,773.48
51Jan 2026$592.76$55.03$647.79$5,578.73
52Feb 2026$598.05$49.74$647.79$4,980.68
53Mar 2026$603.38$44.41$647.79$4,377.30
54Apr 2026$608.76$39.03$647.79$3,768.54
55May 2026$614.19$33.60$647.79$3,154.35
56Jun 2026$619.66$28.13$647.79$2,534.69
57Jul 2026$625.19$22.60$647.79$1,909.50
58Aug 2026$630.76$17.03$647.79$1,278.74
59Sep 2026$636.39$11.40$647.79$642.35
60Oct 2026$642.06$5.73$647.79$0.29
2026 Total$6,171.2$306.7$6,477.9