Borrow amount
$30k
Advertised Rate

10.70%

Variable

Comparison Rate*

11.35%

Loan term
5 Years
Macquarie Credit Union
Repayment frequency
Monthly
Monthly repayment

$648

Number of repayments
60
Total interest paid
$8.9k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Feb 2021$380.29$267.50$647.79$29,619.71
2Mar 2021$383.68$264.11$647.79$29,236.03
3Apr 2021$387.10$260.69$647.79$28,848.93
4May 2021$390.55$257.24$647.79$28,458.38
5Jun 2021$394.04$253.75$647.79$28,064.34
6Jul 2021$397.55$250.24$647.79$27,666.79
7Aug 2021$401.09$246.70$647.79$27,265.70
8Sep 2021$404.67$243.12$647.79$26,861.03
9Oct 2021$408.28$239.51$647.79$26,452.75
10Nov 2021$411.92$235.87$647.79$26,040.83
11Dec 2021$415.59$232.20$647.79$25,625.24
2021 Total$4,374.76$2,750.93$7,125.69
12Jan 2022$419.30$228.49$647.79$25,205.94
13Feb 2022$423.04$224.75$647.79$24,782.90
14Mar 2022$426.81$220.98$647.79$24,356.09
15Apr 2022$430.61$217.18$647.79$23,925.48
16May 2022$434.45$213.34$647.79$23,491.03
17Jun 2022$438.33$209.46$647.79$23,052.70
18Jul 2022$442.24$205.55$647.79$22,610.46
19Aug 2022$446.18$201.61$647.79$22,164.28
20Sep 2022$450.16$197.63$647.79$21,714.12
21Oct 2022$454.17$193.62$647.79$21,259.95
22Nov 2022$458.22$189.57$647.79$20,801.73
23Dec 2022$462.31$185.48$647.79$20,339.42
2022 Total$5,285.82$2,487.66$7,773.48
24Jan 2023$466.43$181.36$647.79$19,872.99
25Feb 2023$470.59$177.20$647.79$19,402.40
26Mar 2023$474.79$173.00$647.79$18,927.61
27Apr 2023$479.02$168.77$647.79$18,448.59
28May 2023$483.29$164.50$647.79$17,965.30
29Jun 2023$487.60$160.19$647.79$17,477.70
30Jul 2023$491.95$155.84$647.79$16,985.75
31Aug 2023$496.33$151.46$647.79$16,489.42
32Sep 2023$500.76$147.03$647.79$15,988.66
33Oct 2023$505.22$142.57$647.79$15,483.44
34Nov 2023$509.73$138.06$647.79$14,973.71
35Dec 2023$514.27$133.52$647.79$14,459.44
2023 Total$5,879.98$1,893.5$7,773.48
36Jan 2024$518.86$128.93$647.79$13,940.58
37Feb 2024$523.49$124.30$647.79$13,417.09
38Mar 2024$528.15$119.64$647.79$12,888.94
39Apr 2024$532.86$114.93$647.79$12,356.08
40May 2024$537.61$110.18$647.79$11,818.47
41Jun 2024$542.41$105.38$647.79$11,276.06
42Jul 2024$547.25$100.54$647.79$10,728.81
43Aug 2024$552.12$95.67$647.79$10,176.69
44Sep 2024$557.05$90.74$647.79$9,619.64
45Oct 2024$562.01$85.78$647.79$9,057.63
46Nov 2024$567.03$80.76$647.79$8,490.60
47Dec 2024$572.08$75.71$647.79$7,918.52
2024 Total$6,540.92$1,232.56$7,773.48
48Jan 2025$577.18$70.61$647.79$7,341.34
49Feb 2025$582.33$65.46$647.79$6,759.01
50Mar 2025$587.52$60.27$647.79$6,171.49
51Apr 2025$592.76$55.03$647.79$5,578.73
52May 2025$598.05$49.74$647.79$4,980.68
53Jun 2025$603.38$44.41$647.79$4,377.30
54Jul 2025$608.76$39.03$647.79$3,768.54
55Aug 2025$614.19$33.60$647.79$3,154.35
56Sep 2025$619.66$28.13$647.79$2,534.69
57Oct 2025$625.19$22.60$647.79$1,909.50
58Nov 2025$630.76$17.03$647.79$1,278.74
59Dec 2025$636.39$11.40$647.79$642.35
2025 Total$7,276.17$497.31$7,773.48
60Jan 2026$642.06$5.73$647.79$0.29
2025 Total$642.06$5.73$647.79